Money Saving Techniques

[man_of_principles]

I'm going on an austerity drive too. Bought Carrefour housebrand 'Fruit & Fibre' cereal that was selling at $6 buy-1-get-1-free over the weekend to eat with NTUC housebrand soya bean milk for lunch in the office. I estimate my lunch cost to be less than $1/day.

What to do, since I'm low-income?

 

[mkt_maker]

emo_boi im in a similar state as u as well, financial wise. just tough it out for 2-3yrs tell urself its all worth it man.

i drink occasionally as well, and 1-2 glass normally enuf to make me happy. i always go ktv pubs with my friends during happy hours wkdays, so $21 a jug divided by 3 person gets us our beer and free singing

g2000 has factory outlet in anchor point, 20-40 can get u nice shirts even cuffling ones.

lastly, don;t seek advise for women from another women ^^ girls only know what guys like, they don't know what another girl likes

 

[abstractthoughts]

Money-saving tips:
Instead of buying breakfast daily on my way to work, I now buy biscuits (cream crackers). For those of you who buy breakfast, you can pay up to $2.50 if you buy beehoon and add egg or this and that. With cream crackers, it is a healthy option and it is cheap!

$5.60 for a tin which can last you 1 month or $1.60 for a pack of about 8 which can last you a week! I buy Jacobs brand. You can also spread peanut butter on it.

So you can save about $2 x 20 work days = $40!

Of course, another user also pointed out that oats is a very cheap and healthy breakfast too. But that is a little troublesome. Either I wake up earlier to cook, eat and wash or I do it at the office - also troublesome. So for now, Jacobs it is.

 

[orrb86]

- if my bf buys for me, that means he s not saving too, that means our savings will not be enough for future too. only brainless girls will want their bfs to spend on them on big-ticket items. i rather have a bigger house

warao why most girls dont think like u.

 

[abstractthoughts]

warao why most girls think like u.

Isn't that good?

 

[kenlew8]

Money-saving tips:
Instead of buying breakfast daily on my way to work, I now buy biscuits (cream crackers). For those of you who buy breakfast, you can pay up to $2.50 if you buy beehoon and add egg or this and that. With cream crackers, it is a healthy option and it is cheap!

$5.60 for a tin which can last you 1 month or $1.60 for a pack of about 8 which can last you a week! I buy Jacobs brand. You can also spread peanut butter on it.

So you can save about $2 x 20 work days = $40!

Of course, another user also pointed out that oats is a very cheap and healthy breakfast too. But that is a little troublesome. Either I wake up earlier to cook, eat and wash or I do it at the office - also troublesome. So for now, Jacobs it is.

I salute your thriftiness but just be careful hor health > wealth coz no health got wealth also cant spend..so I hope its not jacobs every morning for you Breakfast is the most important meal of the day.. try to include fruits and wholemeal bread ..just my 2 cents.

 

[abstractthoughts]

I salute your thriftiness but just be careful hor health > wealth coz no health got wealth also cant spend..so I hope its not jacobs every morning for you Breakfast is the most important meal of the day.. try to include fruits and wholemeal bread ..just my 2 cents.

Yup I try to take fruits before my meal. (a lot of people take it after meals = wrong)

I also buy vitamins from GNC - buy 1 get 1 free

1 capsule costs 36 cents only.

 

[ramlee]

Yup I try to take fruits before my meal. (a lot of people take it after meals = wrong)

I also buy vitamins from GNC - buy 1 get 1 free

1 capsule costs 36 cents only.

Buy vitamins from online store instead of GNC.

 

[emo_boi]

Money-saving tips:
Instead of buying breakfast daily on my way to work, I now buy biscuits (cream crackers). For those of you who buy breakfast, you can pay up to $2.50 if you buy beehoon and add egg or this and that. With cream crackers, it is a healthy option and it is cheap!

$5.60 for a tin which can last you 1 month or $1.60 for a pack of about 8 which can last you a week! I buy Jacobs brand. You can also spread peanut butter on it.

So you can save about $2 x 20 work days = $40!

Of course, another user also pointed out that oats is a very cheap and healthy breakfast too. But that is a little troublesome. Either I wake up earlier to cook, eat and wash or I do it at the office - also troublesome. So for now, Jacobs it is.

just bought instant oat, a can opener and a can of condensend milk.
was planning to eat it for dinner every day, because the bulk of my expenses on food comes from dinner.
but the thing is, it is really a turn off to eat that goey stuf. the girl that frequent with me made some comments that i am super "paiseh" to continue.
*sigh*

 

[abstractthoughts]

just bought instant oat, a can opener and a can of condensend milk.
was planning to eat it for dinner every day, because the bulk of my expenses on food comes from dinner.
but the thing is, it is really a turn off to eat that goey stuf. the girl that frequent with me made some comments that i am super "paiseh" to continue.
*sigh*

condensed milk = unhealthy

you dont need all that sugar im sure.

 

[abstractthoughts]

just bought instant oat, a can opener and a can of condensend milk.
was planning to eat it for dinner every day, because the bulk of my expenses on food comes from dinner.
but the thing is, it is really a turn off to eat that goey stuf. the girl that frequent with me made some comments that i am super "paiseh" to continue.
*sigh*

instant oats taste good. i like to add a dollop of honey and/or some fruits.

i rather you have a sandwich for dinner. always make this meal the lightest meal of the day. healthier for you too since i recall you want to lose weight or you are going to have beer belly?

 

[emo_boi]

condensed milk = unhealthy

you dont need all that sugar im sure.

because if my oat is not sweet, i can't swallow that goey stuff.
*sigh*
who invented this way to eat the oat anyway.

 

[emo_boi]

instant oats taste good. i like to add a dollop of honey and/or some fruits.

i rather you have a sandwich for dinner. always make this meal the lightest meal of the day. healthier for you too since i recall you want to lose weight or you are going to have beer belly?

sandwich can't last me. I have beer belly, not going tooo. haha

 

[ah_cheng1882]

i eat plain oats every morning. ok so far. cheap n good

 

[emo_boi]

i eat plain oats every morning. ok so far. cheap n good

morning ???
oat can be very hot, and takes longer time to eat. Too rush for me to eat in the morning.

 

[ah_cheng1882]

ok wat. let it cool a bit while i bathe.

 

[epsilon8]

[Biz Week] Three Cheers for the Cheapskate

[Biz Week] Three Cheers for the Cheapskate
http://www.businessweek.com/investor/content/jul2008/pi2008084_292115.htm
Spending money now can be fun, but it can hurt your future financial well-being if you don't save enough.
Here's how to cut back
The accompanying slide show provides many suggestions for reducing expenses
Twenty-Five Ways to Save More Each Month(US-centric)

 

[orrb86]

Isn't that good?

sorry typo. is why DON'T all girls think like her. haha

 

[ferrero]

i like to ask

if lets say i have a multi split air-con unit at home for 3 rooms
and i used to have aircons at 2 rooms running
can i save electricity by changing our lifestyle habits by having only 1 aircon running every night while using fan for the other room?

will this help?

 

[mkt_maker]

i got a better idea. just on both for 1-2hr timer (auto off), at the same time on fan thru out the night. u save ALOT that way, and the room will still be cool