need help regarding bank study loan minimum income

perrykjt

Member
Joined
Dec 10, 2013
Messages
264
Reaction score
0
can any kind soul tell me if the bank stated minimum annual income is before or after cpf deduction?

my annual pay just meet the minimum if not inclusive cpf deductions.

called the bank customer service hotline but they didnt know....
said pass to the consultant settle, but it has been 3 days.. :s22:
 

vtcp1976

Member
Joined
Nov 19, 2007
Messages
245
Reaction score
1
Anyone need Kaplan referral, PM. I got the cheque under may referral name after two months upon staring the course. I can whatapps you the prove and I'll be with Kaplan till end of 2016.
 

vtcp1976

Member
Joined
Nov 19, 2007
Messages
245
Reaction score
1
Hi,

Francis, G., & Garing, A. (2013). Foundations of Statistics (2nd ed). Melbourne: Pearson Education - S$56

Davidson, Poole, Woods, Simon and McBarron(2014). Management Foundations and Applications, 2nd Asia-Pacific Edition price - S$89

Mint condition with some note.

PM only and deal at any MRT.
 

_hanif

Member
Joined
Mar 25, 2013
Messages
107
Reaction score
0
can any kind soul tell me if the bank stated minimum annual income is before or after cpf deduction?

my annual pay just meet the minimum if not inclusive cpf deductions.

called the bank customer service hotline but they didnt know....
said pass to the consultant settle, but it has been 3 days.. :s22:

Exclusive of CPF.
 

Successor.

Arch-Supremacy Member
Joined
Mar 5, 2008
Messages
11,620
Reaction score
2,372
Gross income. It's the same across all types of applications that requires your income proof.

Anyway the few bank loans, I saw them offering up to 6x loan of your income which is fair.
 
Joined
Jun 16, 2013
Messages
498
Reaction score
2
can any kind soul tell me if the bank stated minimum annual income is before or after cpf deduction?

my annual pay just meet the minimum if not inclusive cpf deductions.

called the bank customer service hotline but they didnt know....
said pass to the consultant settle, but it has been 3 days.. :s22:

If possible, try to avoid bank loans; I understand that it is very tough but my experience has shown that by taking on bank loans, many students end up facing a lot of opportunity costs and have to defer many life decisions.

If you don't mind sharing, are you in financial hardship? is this a private uni or public uni?
 

vtcp1976

Member
Joined
Nov 19, 2007
Messages
245
Reaction score
1
Hi friend,

Anyone need Kaplan referral, PM me. I got the cheque under may referral name after two months upon staring the course. I can whatapps you the prove and I'll be with Kaplan till end of 2016. It will takes you less than a minute to fill up my particular on the referral form when you enrol.

Also selling some of the used text (intake June 2014) for SUT BBus degree program. Mint condition with some note.

1) Francis, G., & Garing, A. (2013). Foundations of Statistics (2nd ed). Melbourne: Pearson Education - SGD56

2) Davidson, Poole, Woods, Simon and McBarron(2014). Management Foundations and Applications, 2nd Asia-Pacific Edition price - SGD89

PM only and deal at any MRT.
 

vtcp1976

Member
Joined
Nov 19, 2007
Messages
245
Reaction score
1
Hi friend,

Anyone need Kaplan referral, PM me. I got the cheque under may referral name after two months upon staring the course. I can whatapps you the prove and I'll be with Kaplan till end of 2016. It will takes you less than a minute to fill up my particular on the referral form when you enrol.

Also selling some of the used text (intake June 2014) for SUT BBus degree program. Mint condition with some note.

1) Francis, G., & Garing, A. (2013). Foundations of Statistics (2nd ed). Melbourne: Pearson Education - SGD56

2) Davidson, Poole, Woods, Simon and McBarron(2014). Management Foundations and Applications, 2nd Asia-Pacific Edition price - SGD89

PM only and deal at any MRT.

To those that I have send my details, please ask for the referral form and submit when you sign up. I was informed by my consultant that the best is to fill up the referral form together during signing up as it cannot be done anymore once you start class or a week before. Also, do that note when choosing a referral. I am not sure how it goes for those dropping out or graduation soon. Thank you for your help!
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top