Ntuc 2.3% capital guaranteed endowment

[Ahboy069]

This one can buy?

Enjoy a guaranteed return of 2.3% p.a over the next three years
End the year on a high note with Capital Plus!

Capital Plus is a 3-year single premium endowment plan which offers a guaranteed return of 2.3% p.a1 and a maturity benefit of 107.06%2 at the end of the 3 years. What's more, no medical check-up is required and you can enjoy protection against death and total and permanent disability (TPD before age 70).

Hurry and register from 25 October 2019 onwards! This promotion is available on a limited tranche on a first-come-first-served basis, with a 14-day free look period for all Capital Plus policies (including those purchased online).

 

[boredboiboi]

This one can buy?

Enjoy a guaranteed return of 2.3% p.a over the next three years
End the year on a high note with Capital Plus!

Capital Plus is a 3-year single premium endowment plan which offers a guaranteed return of 2.3% p.a1 and a maturity benefit of 107.06%2 at the end of the 3 years. What's more, no medical check-up is required and you can enjoy protection against death and total and permanent disability (TPD before age 70).

Hurry and register from 25 October 2019 onwards! This promotion is available on a limited tranche on a first-come-first-served basis, with a 14-day free look period for all Capital Plus policies (including those purchased online).

Was about to shared. It was the same as the latest one that just end 1-2 months ago.

 

[xoxomatcha]

Sorry if it’s a dumb question but Why do these companies can launch these policies and still guarantee capital in 3 years? How do they know they will definitely earn?

 

[Value.Matrix]

Sorry if it’s a dumb question but Why do these companies can launch these policies and still guarantee capital in 3 years? How do they know they will definitely earn?

As a Company, I launched an endowment at 2.3%, also cheaper than a bank loan which I need to repay.

Does this answer your question?

 

[JuniorLion]

As a Company, I launched an endowment at 2.3%, also cheaper than a bank loan which I need to repay.

Does this answer your question?

Not really. What does your phrasing even mean?

 

[boredboiboi]

Is there a yearly premium that needs to be paid by the applicant for this NTUC 2.3% plan?

Can someone explain in detail how does this NTUC 2.3% plan works?!

Currently I just put all my money in Singapore Savings Bond, Fixed Deposits and some stocks only.

Its a single premium and wait for 3 years. Simple and not complicated l.

 

[limster]

Sorry if it’s a dumb question but Why do these companies can launch these policies and still guarantee capital in 3 years? How do they know they will definitely earn?

If an insurance company that has been in the business for some time is unable to generate a ROI of more than 2.3%, it would have gone bankrupt long ago.

ordinarily, there would be no reason to talk about this policy since the HSBC 2.5% is still available, but it seems that nobody has actually reported being issued their policy yet.... I'm still waiting for mine...

 

[Value.Matrix]

Not really. What does your phrasing even mean?

It just means there may be some payments that is required by the insurance company. So they use this 3 year endowment to partially fund it for repayment etc. Or to store as some form of warchest.

 

[boredboiboi]

.l.

............

.l. ? What that for?

 

[henrylbh]

Its a single premium and wait for 3 years. Simple and not complicated l.

.l.

............

.l. ? What that for?

.l.

.........

.l. means .l.

Dunno, ask ho ching

 

[mummy1234]

Sorry if it’s a dumb question but Why do these companies can launch these policies and still guarantee capital in 3 years? How do they know they will definitely earn?

Cause now is a good time for them to have money to play with shares.

 

[henrylbh]

someone spammed my inbox till full at 1.20am. How come now all gone or disappeared.

 

[henrylbh]

Cause now is a good time for them to have money to play with shares.

You very imaginative

Insurers don't play shares like you imagine.

 

[Zopizz]

If an insurance company that has been in the business for some time is unable to generate a ROI of more than 2.3%, it would have gone bankrupt long ago.

ordinarily, there would be no reason to talk about this policy since the HSBC 2.5% is still available, but it seems that nobody has actually reported being issued their policy yet.... I'm still waiting for mine...

What product offers 2.5%?

 

[qhong61]

Any $50k for 5 yr only?

 

[winthony]

Any $50k for 5 yr only?

Singlife tranche is still open atm

 

[Xwzlol]

Sorry if it’s a dumb question but Why do these companies can launch these policies and still guarantee capital in 3 years? How do they know they will definitely earn?

Capital not guaranteed if you can't commit 3 years lock-in period. It's the opportunity to earn profit for insurance company oso.

example, 1st year withdrawal they return your capital 90%, 2nd year 95%

 

[lifeafter41]

Capital not guaranteed if you can't commit 3 years lock-in period. It's the opportunity to earn profit for insurance company oso.

example, 1st year withdrawal they return your capital 90%, 2nd year 95%

Never thought of this though.....lol

 

[boredboiboi]

NTUC Income Capital Plus is back.

Minimum $20,000

Cash/SRS

2.13% guaranteed returns!

Launch on 24. Expected to be fully subscribed very fast