NTUC Capital Plus

[mikenus]

Hello,

Sorry if there is a thread on this. I couldnt find any.

Any feedback or review on the NTUC Capital plus ? I max out SSB already so looking for alternatives

NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN2 with a 2.3% yield.

3-year single premium endowment plan
Non-participating – meaning no bonus, all returns are guaranteed.
Guaranteed maturity yield of 2.30% per annum

 

[boredboiboi]

Hello,

Sorry if there is a thread on this. I couldnt find any.

Any feedback or review on the NTUC Capital plus ? I max out SSB already so looking for alternatives

NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN2 with a 2.3% yield.

3-year single premium endowment plan
Non-participating – meaning no bonus, all returns are guaranteed.
Guaranteed maturity yield of 2.30% per annum

Currently its the highest 3years trench. I posted it but under aviva mysecure saver post. It was open yesterday. If u got spare cash and looking for something sbort therm, why? It’s guaranteed.

 

[Guojing88]

This looks good. How do you purchase this in the most convenient way, without having to go all the way down to some office?

Can you contact some random NTUC agent to meet you near your address?

 

[boredboiboi]

This looks good. How do you purchase this in the most convenient way, without having to go all the way down to some office?

Can you contact some random NTUC agent to meet you near your address?

I can do up for u

 

[mikenus]

Thanks. I will search for the aviva post

Currently its the highest 3years trench. I posted it but under aviva mysecure saver post. It was open yesterday. If u got spare cash and looking for something sbort therm, why? It’s guaranteed.

 

[kurt111494]

Where is your location? I can link up for you.

Hi, is this still available?

 

[boredboiboi]

Hi, is this still available?

Yes it is still available

 

[Guojing88]

Where is your location? I can link up for you.

In the end, I just click on some random NTUC agent in their website and got it settled.

She said they don't earn any commission from this policy, dunno how true is that.

 

[boredboiboi]

In the end, I just click on some random NTUC agent in their website and got it settled.

She said they don't earn any commission from this policy, dunno how true is that.

They earn but very very little

 

[ahchan]

They earn but very very little

Is the interest accumulated and paid at the end of the 3rd year only? Because the previous Great Eastern one is also 3 years but interest is being paid yearly.

Thanks.

 

[boredboiboi]

Is the interest accumulated and paid at the end of the 3rd year only? Because the previous Great Eastern one is also 3 years but interest is being paid yearly.

Thanks.

End of 3 years. Accumulate. End 107.06%

 

[xtwis7]

Companies always have 2 options for you to choose. It’s not just NTUC.

Is the interest accumulated and paid at the end of the 3rd year only? Because the previous Great Eastern one is also 3 years but interest is being paid yearly.

Thanks.

 

[doody_]

This is great if you can lock it up for 3 years. 2.3% is decent gains.

 

[kurt111494]

Companies always have 2 options for you to choose. It’s not just NTUC.

Thanks for the info. I also do not want the interest to be paid yearly. I want to compound the interest if possible. Then end of 3 years get everything back.

 

[sgreview]

Can use SRS for this or only cash?

 

[maumu]

Can use SRS

 

[boredboiboi]

Can use SRS for this or only cash?

Both cash and srs

 

[Goesaround]

How to apply?

 

[Niaoson]

Anyone bought this? Can share the payment terms? Is it upfront payment at time of application? Or they will create policy number with a payment deadline?

 

[boredboiboi]

Anyone bought this? Can share the payment terms? Is it upfront payment at time of application? Or they will create policy number with a payment deadline?

Cheque or cashier order