Hi everyone
Thank you so much for your patience. We know you’ve been waiting for our response, regarding the MCCs for certain merchants you may be intending to spend with.
We would like to remind everyone that 10x OCBC$ are automatically awarded for transactions made at merchants that fall within the MCCs OR one of the selected merchants that we recognise. As MCC codes are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over, with effect from 22 November, to avoid providing inaccurate information about MCCs to customers, we will no longer be able to advise on the merchant MCC.
Please note that the merchant's registered MCC may not always correspond with its nature of business.
For example, a retail store can be registered as a Duty Free Store (MCC 5309) and Financial Institution (MCC 6012) even though it sells a variety of retail products, including electronics and gadgets and personal care. If the merchant MCC does not fall within our list you will not earn 10x OCBC$ even if your transaction made contains specific items relevant to the eligible categories. To avoid providing inaccurate information about MCCs to customers, we will not be able to advise customers whether a merchant qualifies moving forward.
In the meantime, some of you have asked about certain merchants. We hope the below answers helps:
• Adidas – Some of the stores are coming in as different MCCs. MCC 5655 will not be eligible, and MCC 5691 is eligible
• Nike – Not eligible
• Under Armour – Not eligible
• RSH – Eligible for 10x
• New Balance – Some of the stores are coming in as different MCCs . MCC 5655 & 5941 will not be eligible, and MCC 5661 & 5691 are eligible
• Decathlon – Again, some of the stores are coming in as different MCCs - 5691 (eligible) & 5941 (not eligible)
• Uniqlo – Eligible for 10x
• EAMart – Not eligible
• IUIGA – Not eligible
• iStudio – Some of the stores are coming in as different MCCs MCC 5732 will be eligible, and MCC 5999 will not be eligible
• Net-A-Porter
www.net-a-porter.com – Eligible for 10X
• Mr Porter
www.mrporter.com – Eligible for 10X
• Luisaviaroma
www.luisaviaroma.com – Eligible for 10X
• FarFetch
www.farfetch.com – Eligible for 10X
• MatchesFashion
www.matchesfasion.com – Eligible for 10X
• Metro online or in store – Eligible for 10X
Do note the above information is based on the current checks we did. However, merchants can always change their MCCs at any time.
^Sh