Hi sgbanking,
We are not privy to the merchant's MCCs.
However, as the transaction has been made, our executives will be able to look into your account to advise on whether they were/will be awarded 10X OCBC$.
Do give us some time while our executives reply to your message.
^WX
Below is reply from OCBC:
Customers are able to get 10x OCBC$ for local, overseas, online and
offline spend on the following categories:
* Departmental stores
* Bags
* Clothes
* Shoes
* Electronics
The bank identifies transactions and their categories via codes
assigned by Visa. These are not decided by the bank but rather the
merchants and their acquiring banks. If your merchant classifies
themselves under a category that fall in our list of excluded
transactions, it will not be eligible for the rewards.
Here are the list of accepted MCC to enjoy the 10x OCBC$:
MCC 5311: Department Stores
MCC 5611: Men’s and Boys’ Clothing and Accessories Stores
MCC 5621: Women’s Ready to Wear Stores
MCC 5631: Women’s Accessory and Speciality Stores
MCC 5641: Children’s and Infants’ Wear Stores
MCC 5651: Family Clothing Stores
MCC 5661: Shoe Stores MCC 5691: Men’s and Women’s Clothing Stores
MCC 5045: Computers, Peripherals, and Software
MCC 5732: Electronics Stores
MCC 5699: Miscellaneous Apparel and Accessory Shops
For your transactions below, these transactions will not be eligible
for the bonus rewards:
MICHAEL KORS T2 SINGAPORE SGP (MCC 5948)
LITTLE COLLINS (MCC 5944)
KATE SPADE NEW YORK-T3 (MCC 5948).
Clearly
Michael Kors & Kate Spade are bags whereas little collins is Pandora shop on little collins street (women's accessory) and yet they are not considered for bonus 9X points just because MCC is not part of OCBC's list, though I'm willing to produce receipt/photo proof for purchased items.
This is rather discouraging for customers because we only know the business nature of the shops we visit and the items that we purchase, thinking that they are eligible for 9X points but eventually turned out all the spendings are not part of the 'eligible mcc code' which we do not have clue at all.
Hence I would suggest people to turn to
Citi Rewards card for any fashion related purchase because so far I haven't experienced any issue with 10X rewards points with citibank, as long as the shops are selling fashion related stuff as you see with your bare eyes, no need to worry about MCC or other nonsense.
OCBC Titanium might only be good for mobile payment (or it can be replaced by other UOB mobile payment cards), not good for swipe-card transaction in stores since very likely your big ticket item will turn out to earn NO bonus points at all, with the customer support repeating the list of 'eligible MCC code' and let you know they cannot help further...
