OCBC Titanium Mastercard

[OCBC Bank]

what are the requirements to apply for this card please?

Hi koifishclown,

Thank you for your interest.

You may view the eligibility requirements here: https://www.ocbc.com/personal-banking/cards/titaniumrewards-mastercard.html

Do note that all credit card applications will be subjected to the Bank's review & approval.

^CC

 

[OCBC Bank]

So it will be May?

Hi blaCkbOxx,

You can expect to receive the 2% Best Denki cash rebate & 10x OCBC$ around end April.

^CC

 

[justwakeup]

Hi there,

Insurance Premiums (except NTUC income) will be eligible for 1 OCBC$.
Do note that payments made via Internet Banking or AXS will not be eligible.

^DG

Hi OCBC,

Does this mean the premium payment must be made by GIRO that is charged to cc in order for it to be eligible? Will this be considered under Spend bonus for 360 account?

 

[wk_leong]

Hi OCBC, I am getting a router upgrade through M1 broadband recontract. Will this be recognised as 10x?

 

[OCBC Bank]

Hi OCBC,

Does this mean the premium payment must be made by GIRO that is charged to cc in order for it to be eligible? Will this be considered under Spend bonus for 360 account?

Hi there,

As long as the insurance premium (apart from NTUC Income) is not made via Internet Banking or AXS, it will be eligible for 1X OCBC$.

This will count towards the minimum spend for 360 account's Credit Card Spend Bonus.

^DG

 

[OCBC Bank]

Hi OCBC, I am getting a router upgrade through M1 broadband recontract. Will this be recognised as 10x?

Hi there,

Transactions made at M1 will not be eligible for 10X OCBC$.

^DG

 

[pacificstorm]

Hi all,

Even though Redmart is now under Lazada, Redmart purchases are still coming in as MCC-5411 (Grocery Stores). Hence, it will not be eligible for 10x OCBC$.

^CC

Isn't this conflicting with what is advertised on the titanium card landing page?

"On top of that, we recognise and award 10x OCBC$ on any purchases when you shop at the following merchants: lazada"

Might want to reword the "any" in that case.

 

[Miragerul]

Isn't this conflicting with what is advertised on the titanium card landing page?

"On top of that, we recognise and award 10x OCBC$ on any purchases when you shop at the following merchants: lazada"

Might want to reword the "any" in that case.

Why is it conflicting though? Merchants are categorized by their line of business. Clearly Redmart (regardless who they are under) is selling
grocery items and not under the eligible MCC to get 10X.

 

[Trazora]

Isn't this conflicting with what is advertised on the titanium card landing page?

"On top of that, we recognise and award 10x OCBC$ on any purchases when you shop at the following merchants: lazada"

Might want to reword the "any" in that case.

Inferring from the faq from lazada, u can add any non-redmart item and the entire transaction will be under Lazada, instead of groceries.

 

[dckhzgh]

Isn't this conflicting with what is advertised on the titanium card landing page?

"On top of that, we recognise and award 10x OCBC$ on any purchases when you shop at the following merchants: lazada"

Might want to reword the "any" in that case.

Hi there, yes, I applied for the card because I saw that Redmart was integrating under Lazada and the common man can only infer that he/she is purchasing from Lazada in that sense. When I log in, I have to go through Lazada's site. And when I was invoiced, I received it from Lazada too. So unless I'm the only one that got confused, it is definitely misleading in that sense. It's easy to say on hindsight now that it's according to MCC, of which I agree, but who here knows about Lazada's business model enough to have said confidently that Redmart is under a different MCC from Lazada?

Does the wording have to change? Absolutely.

 

[dckhzgh]

Zalora purchases

Hi there,

I have yet to make a purchase but would like to know if purchases under Zalora and ASOS are eligible for the 10x OCBC$.

Thanks!

 

[OCBC Bank]

Hi all,

We have taken note of your feedback and queries on Redmart transactions. Let us check further with the relevant department, and we will get back to you asap.

^DG

 

[OCBC Bank]

Hi there,

I have yet to make a purchase but would like to know if purchases under Zalora and ASOS are eligible for the 10x OCBC$.

Thanks!

Zalora and ASOS transactions will be eligible for 10X OCBC$.

^DG

 

[pacificstorm]

Why is it conflicting though? Merchants are categorized by their line of business. Clearly Redmart (regardless who they are under) is selling
grocery items and not under the eligible MCC to get 10X.

Lazada is one of the merchants listed in the ocbc titanium website to award 10x for ANY purchase.

"Any" in this circumstance would have override the MCC clauses such as electronics/clothes etc as lazada sells a ton of things other than electronics and it wouldnt make any sense for only redmart to be excluded.

For example I could be buying a random hand soap/body soap from lazmall and be awarded 4mpd, why would redmart then be excluded?

Ocbc should be awarding any transactions based in lazada inclusive of redmart since this is part of their "promotion campaign" to attract more customers to get the card.

Afterall I can still use my dbs wmcc to get 10x/4mpd. It's the titanium card loss if it excludes something clearly listed black and white in their website.

 

[winhow]

Hi, I receive EDM for OCBC TR on Tap & Earn 10% rebate for bus and train rides and will this qualify for 10X ?

 

[camphao]

RE: Query on eligiblity for Microsoft.com purchases

Hi OCBC,

May I check if electronics purchases (i.e. Microsoft Surface) made on the Microsoft online store will be eligible for the 10x rewards point offered for either online purchases or electronics purchase?

Thank you for taking the time to reply to this query!

 

[kashanai]

Same, think no miles gained just 10% rebate capped at $10

Hi, I receive EDM for OCBC TR on Tap & Earn 10% rebate for bus and train rides and will this qualify for 10X ?

 

[deathgodhorus]

Hi OCBC,

Would like ask the condition to be eligible for 10x Titanium promotion and also whether transaction from online hotel booking like Agoda is eligible. Tks

 

[stardays]

Hello, OCBC team.
I am planning to purchase a laptop PC via Sony online in japan (as below). Does this purchase qualify for x10 bonus?
Thank you!
pur.store.sony.jp

 

[OCBC Bank]

Hi, I receive EDM for OCBC TR on Tap & Earn 10% rebate for bus and train rides and will this qualify for 10X ?

Same, think no miles gained just 10% rebate capped at $10

Hi both,

Bus and train fare transactions charged to your OCBC Titanium Rewards Card will not be awarded OCBC$.

^DG