OCBC Titanium Mastercard

[nick3384me]

Anyone here ever get AF waived even if annual spend is less than 10k?

Yes, get my AF waive after request waiver over phone system

 

[OCBC Bank]

Tbh I signed up titanium only recently cos i see OCBC so steady to advise eligibility for transactions which is not usually transparent to consumers... but now become template reply liao...

Hi, can i check of purchases at mothercare qualify for the bonus points? Thank you.

Hi all,

10x OCBC$ are automatically awarded for transactions made at merchants that fall within the MCCs OR one of the selected merchants that we recognise.

The Bank has no discretion over the MCC codes as they are assigned by payment card organisations such as Visa, MasterCard, and American Express. We are only able to tell what the MCC of a merchant is only after a transaction is made.

To avoid providing inaccurate information about MCCs to customers, we will no longer be able to advise on the merchant MCC.

In the months ahead, we will be adding new merchants that can earn 10x OCBC$ as well – do watch out for our announcements.

^DG

 

[MaoZeDuo]

Nice to know. Thanks

Hi all,

10x OCBC$ are automatically awarded for transactions made at merchants that fall within the MCCs OR one of the selected merchants that we recognise.

The Bank has no discretion over the MCC codes as they are assigned by payment card organisations such as Visa, MasterCard, and American Express. We are only able to tell what the MCC of a merchant is only after a transaction is made.

To avoid providing inaccurate information about MCCs to customers, we will no longer be able to advise on the merchant MCC.

In the months ahead, we will be adding new merchants that can earn 10x OCBC$ as well – do watch out for our announcements.

^DG

 

[CrashWire]

Maybe this will help. Says they all have MCC 5732 and are included. Having experienced too many OCBC exclusions I only use this card with the merchants specifically listed on the OCBC website and don't try my luck with MCC roulette.

https://www.wxxtcxxd.sg/?amount=5.0&q=apple
https://www.wxxtcxxd.sg/?amount=5.0&q=xiaomi
https://www.wxxtcxxd.sg/?amount=5.0&q=challenger

One of those merchants isn't MCC 5732, and that website has a track record of throwing against a wall and hoping something sticks.

 

[djr81]

Halo OCBC

so Apple store and Apple Online will earn 10x right?


Tks
David

 

[OCBC Bank]

Halo OCBC

so Apple store and Apple Online will earn 10x right?


Tks
David

Hi David,

10x OCBC$ are automatically awarded for transactions made at merchants that have the following MCC:

MCC 5311 Departmental Stores
MCC 5611 Men's and Boy's Clothing and Accessories Stores
MCC 5621 Women's Ready to Wear Stores
MCC 5631 Women's Accessories and Specialities Stores
MCC 5641 Children's and Infant's Wear Stores
MCC 5651 Family Clothing Stores
MCC 5661 Shoe Stores
MCC 5691 Men's and Women's Clothing Stores
MCC 5045 Computers, Peripherals, and Software
MCC 5732 Electronic Stores
MCC 5699 Miscellaneous Apparel and Accessory Shop

Besides the above, we will also award 10x OCBC$ for transactions made at the following merchants:

Alibaba
Daigou
Mustafa Centre
AliExpress
Ezbuy
Qoo10
Amazon
IKEA
Shopee
Courts
Lazada
Taobao


The Bank has no discretion over the MCC codes as they are assigned by payment card organisations such as Visa, MasterCard, and American Express. We are only able to tell what the MCC of a merchant is only after a transaction is made.

To avoid providing inaccurate information about MCCs to customers, we will no longer be able to advise on the merchant MCC.

In the months ahead, we will be adding new merchants that can earn 10x OCBC$ as well – do watch out for our announcements.

^DG

 

[djr81]

But u should be able to since is a OCBC TI Mastercard. So does it earn x 10 reward?

Tks

Hi David,

10x OCBC$ are automatically awarded for transactions made at merchants that have the following MCC:

MCC 5311 Departmental Stores
MCC 5611 Men's and Boy's Clothing and Accessories Stores
MCC 5621 Women's Ready to Wear Stores
MCC 5631 Women's Accessories and Specialities Stores
MCC 5641 Children's and Infant's Wear Stores
MCC 5651 Family Clothing Stores
MCC 5661 Shoe Stores
MCC 5691 Men's and Women's Clothing Stores
MCC 5045 Computers, Peripherals, and Software
MCC 5732 Electronic Stores
MCC 5699 Miscellaneous Apparel and Accessory Shop

Besides the above, we will also award 10x OCBC$ for transactions made at the following merchants:

Alibaba
Daigou
Mustafa Centre
AliExpress
Ezbuy
Qoo10
Amazon
IKEA
Shopee
Courts
Lazada
Taobao


The Bank has no discretion over the MCC codes as they are assigned by payment card organisations such as Visa, MasterCard, and American Express. We are only able to tell what the MCC of a merchant is only after a transaction is made.

To avoid providing inaccurate information about MCCs to customers, we will no longer be able to advise on the merchant MCC.

In the months ahead, we will be adding new merchants that can earn 10x OCBC$ as well – do watch out for our announcements.

^DG

 

[Trazora]

But u should be able to since is a OCBC TI Mastercard. So does it earn x 10 reward?

Tks

OCBC telling you they cannot tell u for sure whether there is 10x points. They cannot even advise based on recent transaction at the specific merchant because they got backfired when they advised so previously and people did not get 10x points maybe because there may be more than one MCC at different branches of a merchant or the MCC changed when you making the transaction.

 

[djr81]

OCBC telling you they cannot tell u for sure whether there is 10x points or not in case the MCC change when u make the transaction.

i know wat ocbc trying to say..but it should not change wat? since they have so many transaction go thru their system 1 click already can see wat..

 

[fr33d0m]

i know wat ocbc trying to say..but it should not change wat? since they have so many transaction go thru their system 1 click already can see wat..

There is no benefit for OCBC to provide any other answer. But there is risk providing wrong advice.

 

[djr81]

There is no benefit for OCBC to provide any other answer. But there is risk providing wrong advice.

it should not be wrong advice wat... its already going to be 200 pages liao..and before that is just yes and no from ocbc on which merchant earn x 10 wat.

they do benefit wat, if people use the credit card and did not pay ontime they earn the interest gao gao...

 

[Trazora]

it should not be wrong advice wat... its already going to be 200 pages liao..and before that is just yes and no from ocbc on which merchant earn x 10 wat.

they do benefit wat, if people use the credit card and did not pay ontime they earn the interest gao gao...

They tried to previously but was backfired.

A compilation of previous response can be found here https://docs.google.com/spreadsheets/d/1ffbzrIlK7iTO_IAT7nzk8ULWf1zsRX9F-rniLbRwwR4/edit?usp=drivesdk
This is for reference only, with the risk that things may have changed.

 

[OCBC Bank]

OCBC telling you they cannot tell u for sure whether there is 10x points. They cannot even advise based on recent transaction at the specific merchant because they got backfired when they advised so previously and people did not get 10x points maybe because there may be more than one MCC at different branches of a merchant or the MCC changed when you making the transaction.

i know wat ocbc trying to say..but it should not change wat? since they have so many transaction go thru their system 1 click already can see wat..

There is no benefit for OCBC to provide any other answer. But there is risk providing wrong advice.

it should not be wrong advice wat... its already going to be 200 pages liao..and before that is just yes and no from ocbc on which merchant earn x 10 wat.

they do benefit wat, if people use the credit card and did not pay ontime they earn the interest gao gao...

But u should be able to since is a OCBC TI Mastercard. So does it earn x 10 reward?

Tks

Hi there,

10X OCBC$ are given based on the MCC of the merchant, and will also be given if you make a purchase at one of the eligible merchants we have listed in our previous reply (eg. Lazada, Qoo10 etc).

The MCC of a merchant is dependent on the merchant and the payment association (VISA/MasterCard), and is not within OCBC’s control.

There have been instances where a merchant may have more than one MCC, or have changed their MCC.

The MCC of a merchant can change anytime, as such, we will no longer be able to advise on merchants’ MCC, so as to not provide customers with inaccurate information.

^DG

 

[SBS2716G]

Funny. I apply in Oct 2018. Saw my statement that there is 22 points going to expire in Dec 2019. I check back n did have a $22 transaction in dec 2018. So how ? And that transaction is from mustafa. So the base point expire in 1 year? Bonus points 2 years?

To OCBC bank, so after waiting for one week I gotten a reply via secured mail.

Your customer service can suggest that the 22 Ocbc $ that is going to expire after 1 year is actually came from my old platinum card account which was cancelled in 2016????

Dun you think this is very ridiculous? If it is your IT issue, just admit it. Rather giving such ridiculous excuse?

 

[djr81]

Or didnt knw they get backfired...

No wonder now no more cfm here n there

They tried to previously but was backfired.

A compilation of previous response can be found here https://docs.google.com/spreadsheet...7nzk8ULWf1zsRX9F-rniLbRwwR4/edit?usp=drivesdk
This is for reference only, with the risk that things may have changed.

 

[djr81]

Ok got it...

But base on ur recent database apple purchase still got x 10 or not? Or anyone recently made purchase abd was awarded x 10?


Tia

Hi there,

10X OCBC$ are given based on the MCC of the merchant, and will also be given if you make a purchase at one of the eligible merchants we have listed in our previous reply (eg. Lazada, Qoo10 etc).

The MCC of a merchant is dependent on the merchant and the payment association (VISA/MasterCard), and is not within OCBC’s control.

There have been instances where a merchant may have more than one MCC, or have changed their MCC.

The MCC of a merchant can change anytime, as such, we will no longer be able to advise on merchants’ MCC, so as to not provide customers with inaccurate information.

^DG

 

[silverbomb]

Ok got it...

But base on ur recent database apple purchase still got x 10 or not? Or anyone recently made purchase abd was awarded x 10?


Tia

You're quite adament to get ocbc to ans. They alr stated their stance they will not entertain anymore query on mcc or whether qualify anot since weeks ago. Not longer the friendly ocbc we knew.

 

[djr81]

You're quite adament to get ocbc to ans. They alr stated their stance they will not entertain anymore query on mcc or whether qualify anot since weeks ago. Not longer the friendly ocbc we knew.

no harm trying wat...who dont want to make sure they will get x10 rewards..

 

[starbugs]

"Ask OCBC" was the old ad campaign. The new slogan is "Don't ask OCBC".

 

[OCBC Bank]

To OCBC bank, so after waiting for one week I gotten a reply via secured mail.

Your customer service can suggest that the 22 Ocbc $ that is going to expire after 1 year is actually came from my old platinum card account which was cancelled in 2016????

Dun you think this is very ridiculous? If it is your IT issue, just admit it. Rather giving such ridiculous excuse?

Hi there,

We are checking with our service executive and the relevant department on the issue. Once there are any updates, our service executive will get in touch with you again.

^DG