Revolut 3.50
Margin to ichange is shrinking.
I went back to using Revolut last weekwhen I was in Malaysia. I calculated the margin to ichange was like 0.011 difference at that time. I spent about RM1,600 and the difference from using Revolut was about RM17.60.
But in return, I don’t need to worry about my money get stuck on ichange wallet coz cannot top up TnG wallet (more than 50% of my expenses is via TnG); OTP lag,; ApplePay getting rejected and the hassle of topping up ichange using my bank account/Paynow (Revolut bank transfer takes 2 seconds using Face ID and I don’t even need to leave the app).