[Official Thread] Ringgit Exchange Rate - Part 2

vaxvms

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ichange i reg

than verifiy via singpass it hang

try 2x n i give up

wait till she stable bah
 

hwsstx

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Today...at North Side

7.46am - Bus dropped off at SG's CIQ
7.50am - Cleared SG's CIQ
7.59am - Cleared E-Gate

3.45 @ Sentral
 

Habrosus

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now u also pattern loaded twice haha

wkend YT seem higher rate from wat i observe....not sure correct or wrong
Did it out of curiosity and sharing, coz I normally just top up from YouTrip. Difference not much and I prefer to reload debit from credit card, rather than from bank account (Revolut, when not wanting to pay charges).

I normally top up during weekdays, unless traveling and need to.
 

Kain999

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Any experts can comment what i did wrong?

Read trust card can withdraw money with no fees and today test withdraw from maybank atm rm 400 and kena charged sgd 120.80 making the rate at super lousy at 3.31.

Then i immediately test using maybank carf withdraw 100rm and got charged only 28.96 which is same as money changer today at 3.453.

Basically lost 22 rm doing this test from trust and with such low amount withdrawn.

Is it must use certain bank atm only?
 

hwsstx

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Any experts can comment what i did wrong?

Read trust card can withdraw money with no fees and today test withdraw from maybank atm rm 400 and kena charged sgd 120.80 making the rate at super lousy at 3.31.

Then i immediately test using maybank carf withdraw 100rm and got charged only 28.96 which is same as money changer today at 3.453.

Basically lost 22 rm doing this test from trust and with such low amount withdrawn.

Is it must use certain bank atm only?
Maybe this..
did you click decline to be charged in home currency? that rate looks like the dynamic conversion currency rate
 

hwsstx

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Any experts can comment what i did wrong?

Read trust card can withdraw money with no fees and today test withdraw from maybank atm rm 400 and kena charged sgd 120.80 making the rate at super lousy at 3.31.

Then i immediately test using maybank carf withdraw 100rm and got charged only 28.96 which is same as money changer today at 3.453.

Basically lost 22 rm doing this test from trust and with such low amount withdrawn.

Is it must use certain bank atm only?
Got pictures & words to guide...

not mine, but my view :LOL:

turning my friends to withdrawing money from ATM with the right cards, last night, they change 3.35 and i go ATM withdraw 3.38, they blur...

MMR was closed over the weekend at 3.3895

Always remember to choose "No Conversion" or "Skip Conversion" at the ATM, this one is CIMB, Maybank displays the words differently, but the details are all shown the same

if you hit wrong button, your exchange rate become 3.18 (for this transaction)
if you hit Skip, I was charged SGD 207.17

2023-06-03-20-05-32.jpg

withdrawal from Maybank last night, Maybank charges less commission, 4.5% vs CIMB 6%

Maybank words the options differently from CIMB and the correct choice is "proceed without conversion"

they just die die don't want to give 3.40 rate !#)%(&!#$$*^% and it's the 1st time i got a lousier exchange rate than moneychanger, last night we stopped at the money changer right under the Yamaha sign, the first shop after turning right onto #3 road/Tebrau Highway heading towards Pelangi.

They got 339.5 while i got 339.00 but previous withdrawal, i got 3.39 and they got 3.35, you win some, you lose some, but more winning than losing :LOL:

2023-06-07-22-15-39.jpg
 
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