oversea uni selection?

[cowyblock]

Hi, i graduated from NP Electronics and computer engineering with a 3.4GPA. As a result cant go local university, so i am considering this few uni.

Delft University of Technology (Netherlands)
BSc Computer Science and Engineering (english)

university of Queensland (Australia)
Bachelor of Information Technology (BInfTech)

university of Queensland (Australia)
Computer Science Single Major part of bachelor of science

My question is which would be better no matter which 1 i chose i would want to immigrate there. My concern is the cost, for australia i calculated iif the housing iis 200 per week food 30/day(dont eat out), it would be 40k aud for 2 years(advance standing). May be able to afford that if ii work part time and use my savings(13k sgd rn) but then there is the 80k for the course i have to loan from bank.

For holland i am not sure about the cost but would be a little cheaper than australia.

so which 1 would be better?

more informatiion: i like cold places, visted australia like the people, the place.

sorry for the long wall of text

 

[cherryblossoms]

Hi, i graduated from NP Electronics and computer engineering with a 3.4GPA. As a result cant go local university, so i am considering this few uni.

Delft University of Technology (Netherlands)
BSc Computer Science and Engineering (english)

university of Queensland (Australia)
Bachelor of Information Technology (BInfTech)

university of Queensland (Australia)
Computer Science Single Major part of bachelor of science

My question is which would be better no matter which 1 i chose i would want to immigrate there. My concern is the cost, for australia i calculated iif the housing iis 200 per week food 30/day(dont eat out), it would be 40k aud for 2 years(advance standing). May be able to afford that if ii work part time and use my savings(13k sgd rn) but then there is the 80k for the course i have to loan from bank.

For holland i am not sure about the cost but would be a little cheaper than australia.

so which 1 would be better?

more informatiion: i like cold places, visted australia like the people, the place.

sorry for the long wall of text

enrolling into unsw ee next year.
uq gave me 1.5yr exemption while unsw 2year exemption. lai join me haha.
all in about 140/150k (inc rental, food, ph bills etc) according to my research.
included 93k aud coursefee 2years.

 

[cowyblock]

im np ee 3gpa. enrolling into unsw ee next year.
uq gave me 1.5yr exemption while unsw 2year exemption. lai join me haha.
all in about 140/150k (inc rental, food, ph bills etc) according to my research.
included 93k aud coursefee 2years.

2 year exemption? so 1 year uni ah wa. If i am not wrong, i have to do 2 years in order to qualify for immigration. you find rental liao ah? did u loan the 150k or u rich guy?

 

[cherryblossoms]

2 year exemption? so 1 year uni ah wa. If i am not wrong, i have to do 2 years in order to qualify for immigration. you find rental liao ah? did u loan the 150k or u rich guy?

courses are all 4years.
2year exemptions so is 2year there.
rental i applied campus accommodation but still waiting for the Application result.

no loan. parent treat haha.

suggest u to go IDP asap to apply and enquire what uni how many exemption. they have a book with min gpa and how many exemption etc.

 

[cowyblock]

courses are all 4years.
2year exemptions so is 2year there.
rental i applied campus accommodation but still waiting for the Application result.

no loan. parent treat haha.

suggest u to go IDP asap to apply and enquire what uni how many exemption. they have a book with min gpa and how many exemption etc.

for uq it seems to be 3 years. how much does the campus accomodation cost per week/month?

 

[cherryblossoms]

for uq it seems to be 3 years. how much does the campus accomodation cost per week/month?

unsw is 408-410/week for studio ensuite. inc bills, wifi, etcetc. self cater.

uq definitely cheaper

 

[patryn33]

issue with TS is budget, with only usd$13K on hand how to go overseas uni, grad and stay there for work. getting a loan of sgd$85-90K needs someone to sign for, working for living is a great idea provided that does not affect grades. poor grades can make staying challenging.

80K loan may and 5yrs replayment, or a payment of sgd$1544 a mth
https://www.posb.com.sg/personal/loans/education-loans/posb-further-study-assist

Higher loan amount of up to 6x the combined monthly income of you and your guarantor (max.S$80,000).

there are other form for loan, U how to figure out how you qualify and if it is within your family affordability. 90K loan means guarantor/s monthly income ~9K
https://www.frankbyocbc.com/products/investments/edu-loan/#fws_5476a8b0163f0

to stay in OZ doing It makes sense, want to do Engineering or true Comp Sci career is hard. Canada more Comp Sci at markham but exemptions isn't generous and who knows after 2-3yrs.
http://money.cnn.com/2017/06/14/technology/business/canada-silicon-valley/index.html

Anyway study 3 yrs gets 3yrs work work VISA there after if U secure job not hard to get PR. anyway it circles back to affordablity
http://www.cic.gc.ca/english/study/work-postgrad-who.asp

TS wish to do 2 yrs to get the points required, iirc that does not guarantee migration to OZ. TS better check in with the EDMW thread on OZ migration, 2019 starts work..

other EU countries such as Norway is free but living is't cheap, staying is also in question. iirc a few years back someone moved to finland and didn't return.
https://www.studyinnorway.no/Master...achelor-in-games-and-entertainment-technology

 

[cowyblock]

issue with TS is budget, with only usd$13K on hand how to go overseas uni, grad and stay there for work. getting a loan of sgd$85-90K needs someone to sign for, working for living is a great idea provided that does not affect grades. poor grades can make staying challenging.

80K loan may and 5yrs replayment, or a payment of sgd$1544 a mth



there are other form for loan, U how to figure out how you qualify and if it is within your family affordability. 90K loan means guarantor/s monthly income ~9K


to stay in OZ doing It makes sense, want to do Engineering or true Comp Sci career is hard. Canada more Comp Sci at markham but exemptions isn't generous and who knows after 2-3yrs.


Anyway study 3 yrs gets 3yrs work work VISA there after if U secure job not hard to get PR. anyway it circles back to affordablity


TS wish to do 2 yrs to get the points required, iirc that does not guarantee migration to OZ. TS better check in with the EDMW thread on OZ migration, 2019 starts work..

other EU countries such as Norway is free but living is't cheap, staying is also in question. iirc a few years back someone moved to finland and didn't return.

i actually wanted canada too, but from what i read the house price are very high. which is why i didnt want to go there for studies. i will check out norway, i dont mind studying in any european country as long as its safety and will not be hard to get a job when i graduate.

 

[patryn33]

i actually wanted canada too, but from what i read the house price are very high. which is why i didnt want to go there for studies. i will check out norway, i dont mind studying in any european country as long as its safety and will not be hard to get a job when i graduate.

canada house price very high? where? T
Australia houses not cheap too. Bear in mind Canada bigger country than Australia. why u pick OZ since houses also high.

check survey such sites to confirm what u read.
https://www.numbeo.com/cost-of-livi...ia&city1=Sydney&country2=Canada&city2=Toronto
https://www.numbeo.com/cost-of-livi...ty1=Calgary&country2=Australia&city2=Brisbane

just comb those real estate to get a idea, don't go by what u read. what u real maybe very specific to a certain location. that u worry after u get a job and have the fund to pay for house for you pay of your loan.
https://www.realestate.com.au/buy
https://www.realtor.ca/

U should not worry about high prices. if U make the kind of money why worry?
if U have the fund to get a loan then go for it. to loan 100K U need to get family members that make like 10K total to sign. if U remove the funding hurdle then no issue to carried out the hunt. otherwise these are moot pt.

Canada have such cheapo Uni
https://www.mun.ca/undergrad/money/

dig hard enough states also have cheapo uni that is pretty good
https://finserve.byu.edu/content/tuition-and-general-fees#t1
https://www.usnews.com/best-colleges/byu-3670

 

[cowyblock]

canada house price very high? where? T
Australia houses not cheap too. Bear in mind Canada bigger country than Australia. why u pick OZ since houses also high.

check survey such sites to confirm what u read.


just comb those real estate to get a idea, don't go by what u read. what u real maybe very specific to a certain location. that u worry after u get a job and have the fund to pay for house for you pay of your loan.

U should not worry about high prices. if U make the kind of money why worry?
if U have the fund to get a loan then go for it. to loan 100K U need to get family members that make like 10K total to sign. if U remove the funding hurdle then no issue to carried out the hunt. otherwise these are moot pt.

Canada have such cheapo Uni


dig hard enough states also have cheapo uni that is pretty good

the 100k part is abit hard. Cheap uni would that make it harder to find jobs in the future? Are u currently working in singapore or in another country? if u were to choese which would u choese australia or canada?

for canada i am actually look at UOT

i am actually going towards UQ because of scholarships

cant post link but theres 1 scholarship called (International Scholarships for Advanced Standing Singaporean Diploma students)50% Tuition Fee for the duration of standard undergraduate program
One Scholarship Awarded per Semester.

International Scholarship for advanced standing students (all countries)50% tuition fee
One scholarship Awarded per Semester

these scholarship will bring down fees to 40k or so. i am also thinking about working for 1 year for money before going to uni but prefer not to.

 

[OKCATYEON]

the 100k part is abit hard. Cheap uni would that make it harder to find jobs in the future? Are u currently working in singapore or in another country? if u were to choese which would u choese australia or canada?

for canada i am actually look at UOT

i am actually going towards UQ because of scholarships

cant post link but theres 1 scholarship called (International Scholarships for Advanced Standing Singaporean Diploma students)50% Tuition Fee for the duration of standard undergraduate program
One Scholarship Awarded per Semester.

International Scholarship for advanced standing students (all countries)50% tuition fee
One scholarship Awarded per Semester

these scholarship will bring down fees to 40k or so. i am also thinking about working for 1 year for money before going to uni but prefer not to.

Not so easy to get scholarship. I know people with 4.0 gpa doing B.IT getting 7k scholarship money for 1 sem, not the 50% scholarship.

Since you doing engineering, you'll need about 2.5 years in UQ (max exemption).

20k per year × 2.5 = 50k. (Don't forget school fees increase by certain % each year)

Living expenses 15k a year × 2.5 = 37.5k (round up 40k).

Total you need 90k AT MINIMUM. That amount haven't cover traveling, leisure, etc.

Your 13k is just a mere 15% of 90k.. i think you better rethink your options.

And don't bother taking loan, the interest rate is a killer. Also as above posted your parents need to have combined income of certain amount them the banks will loan to you... we are talking about 5 digit figures here.

 

[patryn33]

Not so easy to get scholarship. I know people with 4.0 gpa doing B.IT getting 7k scholarship money for 1 sem, not the 50% scholarship.

Since you doing engineering, you'll need about 2.5 years in UQ (max exemption).

20k per year × 2.5 = 50k. (Don't forget school fees increase by certain % each year)

Living expenses 15k a year × 2.5 = 37.5k (round up 40k).

Total you need 90k AT MINIMUM. That amount haven't cover traveling, leisure, etc..

Tuition more like aud$40k not sgd$20k
https://future-students.uq.edu.au/apply/undergraduate/international/fees

No money better don’t return home freq but work or take classes in breaks, still wanna enjoy life is nuts

I do agree with you scholarships are meant for scholars, TS grades not even close to qualify for scholarships. Oz uni don’t make $$ by handing out $$

 

[patryn33]

the 100k part is abit hard. Cheap uni would that make it harder to find jobs in the future? Are u currently working in singapore or in another country? if u were to choese which would u choese australia or canada?

for canada i am actually look at UOT

The fact UQ takes you does not mean UOT will take you. UOT may not even accept you. Iirc admission requirements with top Canadian uni is just as high as local ivy. Iirc someone your kinda of GPA uni of Alberta also rejected dude some years ago

yuyuthecat went to MUN and maybe close to getting her PR in Canada. Ask her for the experience etc

Need blind uni are free to you and $$ is given as long as u are poor but issue is your grades just isn’t there for them to hand out the $$.
GO8 uni grads are plenty in Singapore doesn’t make life easy to find a good job to pay off loan. Iirc some gal felt any UQ grad can walk into IB and make 10k easy and left taking big loan.

Then again no $$ it’s a moot point. Solve the funding issue and then talk about selection of location or school.

 

[OKCATYEON]

Tuition more like aud$40k not sgd$20k
https://future-students.uq.edu.au/apply/undergraduate/international/fees

No money better don’t return home freq but work or take classes in breaks, still wanna enjoy life is nuts

I do agree with you scholarships are meant for scholars, TS grades not even close to qualify for scholarships. Oz uni don’t make $$ by handing out $$

That calculation is based on the 50% scholarship that ts is hoping to get. Without that scholarship he chao chao need 150k.

Even he has 20k savings he still needs a loan of 130k, and to get that loan amount, his guarantor needs a minimum (combined) income of 20k per month. I'm pretty sure his parents combined income is nowhere close to that amount, or he could easily afford overdeas uni without taking loan.

 

[patryn33]

That calculation is based on the 50% scholarship that ts is hoping to get. Without that scholarship he chao chao need 150k.

Even he has 20k savings he still needs a loan of 130k, and to get that loan amount, his guarantor needs a minimum (combined) income of 20k per month. I'm pretty sure his parents combined income is nowhere close to that amount, or he could easily afford overdeas uni without taking loan.

Many edu loan iirc only covers the fees part. If living need to take another loan. Don’t have to be 20k just 3-5 loans from different banks which makes repayment really hard. Loan also cap at around 100k

No pt hoping to get scholarship as it’s just a hard as 4D with his grades.
Better to be realistic here, if award so easy to get go MIT for full ride.

 

[noahzzz]

ya I am also thinking of studying overseas so doing my research also.. thinking of queensland or melborne.

Good thing about Australia is that there are many Singaporeans there.. and it's nearer to SG so it's easier for you to come back to visit your family.

 

[patryn33]

ya I am also thinking of studying overseas so doing my research also.. thinking of queensland or melborne.

Good thing about Australia is that there are many Singaporeans there.. and it's nearer to SG so it's easier for you to come back to visit your family.

Well there is good and bad
The adv of going is getting out of comfort zone
If u go overseas and just mingle with Singaporeans kinda defeats overseas edu

For those returning, studying overseas is a short 2yrs. Take the opportunity to see the country. When one starts working it will be hard to take long breaks and venture to lesser known places. working adults kill to find 2-8 weeks to travel.

If u have protective parents, close could mean spot checks.

 

[cowyblock]

The fact UQ takes you does not mean UOT will take you. UOT may not even accept you. Iirc admission requirements with top Canadian uni is just as high as local ivy. Iirc someone your kinda of GPA uni of Alberta also rejected dude some years ago

yuyuthecat went to MUN and maybe close to getting her PR in Canada. Ask her for the experience etc

Need blind uni are free to you and $$ is given as long as u are poor but issue is your grades just isn’t there for them to hand out the $$.
GO8 uni grads are plenty in Singapore doesn’t make life easy to find a good job to pay off loan. Iirc some gal felt any UQ grad can walk into IB and make 10k easy and left taking big loan.

Then again no $$ it’s a moot point. Solve the funding issue and then talk about selection of location or school.

i think i will just work 2 years after NS for money then go to uni.

 

[OKCATYEON]

i think i will just work 2 years after NS for money then go to uni.

Just go SIT lah. Given your financial situation i don't think you can afford it even after 3 years. 5 years? Maybe..

 

[patryn33]

i think i will just work 2 years after NS for money then go to uni.

how much can u make 2 years?
13K, 2 yrs of work can come up over 100K
please note there is 5-10% inflation annually.
today cost 150K to go UQ for 2yrs.. 2 yrs NS 2yrs work.
that 150K will become 200K easy. can you find 200K with 2 yrs of work?

go SIT study, then go for phd. Funding in Canada/USA easier to find. long route to be quitter but it is feasible if U can excel. if U screw up then no help