PAR Fund FY2015 Thread

[blurpandasg2014]

Hi

Lets share the performance of insurers for FY2015. Can anyone share Par Fund for Manulife, AIA, GE and Aviva?

AXA: Most Products under Sub-Fund 2

TM:

PRU:

NTUC:

Manulife:

Aviva:

AIA:

Great Eastern:
2015: 2.24%

 

[blurpandasg2014]

Bumps up 10char

 

[Shion]

I only have TM's

 

[akwl88]

Most of the returns gg into incentive trips???

 

[SBC]

Hi TS,
Do you have another compilation for its bonus payout which is based on $x per $10k of sum assured?
Know that TM is $10 per $10k SA.

 

[SpinFire]

Looks like 2015 was a bad year for all insurers.

 

[blurpandasg2014]

Hi TS,
Do you have another compilation for its bonus payout which is based on $x per $10k of sum assured?
Know that TM is $10 per $10k SA.

I only can check those policies I currently have. AXA is $9/10ksa

 

[SBC]

I have recalled seeing my NTUC statement that it is $10 per 10k SA.

Anyone can help to confirm? Thanks

 

[limster]

I have recalled seeing my NTUC statement that it is $10 per 10k SA.

Anyone can help to confirm? Thanks

https://www.income.com.sg/about-us/...tails/bonus-rates-declared-for-year-2015.aspx

 

[Shion]

 

[akwl88]

Cant be negative returns. Last time someone insist insurance beat sti returns. Should be more than 6-7% ba. Your info wrong liao.

 

[T H I N K]

Cant be negative returns. Last time someone insist insurance beat sti returns. Should be more than 6-7% ba. Your info wrong liao.

I search thru the forum, can only find one nick who always post the above that insurance beat sti returns, that is akwl88!

STI average returns 4% plus for past 20 years!

 

[akwl88]

I search thru the forum, can only find one nick who always post the above that insurance beat sti returns, that is akwl88!

STI average returns 4% plus for past 20 years!

dude, you must be joking. 10 posts count some more. troll lmao

 

[blurpandasg2014]

Great Eastern Par Fund: 2.25%

 

[icyboiz]

Hi

Lets share the performance of insurers for FY2015. Can anyone share Par Fund for Manulife, AIA, GE and Aviva?

AXA: Most Products under Sub-Fund 2

TM:

PRU:

NTUC:

Manulife:

Aviva:

AIA:

Great Eastern:
2015: 2.25%

fyi, performance doesn't determine the bonuses they're giving you. some performances bad, insurers might still give good bonuses, some performances good insurers might not give good bonuses. now you know why some insurers have high reserves.


This is AXA bonuses pay out for their PAR plans:

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[blurpandasg2014]

fyi, performance doesn't determine the bonuses they're giving you. some performances bad, insurers might still give good bonuses, some performances good insurers might not give good bonuses. now you know why some insurers have high reserves.


This is AXA bonuses pay out for their PAR plans:

[/URL][/IMG]

Agree with u that some insurers BI have very low maturity value and therefore their reserves are the highest (u know which one )

Having said that, although AXA have been giving out the maximum declaration, their reserves are one of the lowest and par fund performance is also not doing very well. That could mean that they may have quite a high chance of reducing declaration in future.

FYI, i have axa policies but kinda worried at the way the par fund is heading

 

[icyboiz]

Agree with u that some insurers BI have very low maturity value and therefore their reserves are the highest (u know which one )

Having said that, although AXA have been giving out the maximum declaration, their reserves are one of the lowest and par fund performance is also not doing very well. That could mean that they may have quite a high chance of reducing declaration in future.

FYI, i have axa policies but kinda worried at the way the par fund is heading

haha, no worries. although AXA reserves are not the highest, there are not the lowest too. somewhat are the middle. so still pretty safe.

afterall AXA's global ranking is much much higher than other insurers in Singapore.

http://fortune.com/global500/

 

[Shion]

Great Eastern Par Fund: 2.25%

quite high...

 

[blurpandasg2014]

Bumps. Anyone have aia, aviva or manulife par fund

 

[OngHuatHuat]

Why prudential return higher than other insurers? Any particular reason?