PAR Fund FY2015 Thread

[Shion]

I never really take a deeper look on the allocation of their funds. But it seems that Manulife is the worst performer and comparing 2014 performance, they are also at the bottom too.

Hmm...

 

[Shion]

Dunno.

Cpf special beat a lot of funds and people last year. Close to invincible.

Yes, I think minimum 4%. CPF-OA 2.5%.

Not sure why some still tell people to use the $ and invest elsewhere.

 

[SBC]

That's why I transferred about 15k from OA to SA recently.

 

[SBC]

Jus received my GE/OAC statement.

Par return for 2015 is 2%. Good return relatively with the rest.

 

[Shion]

Jus received my GE/OAC statement.

Par return for 2015 is 2%. Good return relatively with the rest.

I think GE performed better than the rest

 

[SBC]

GE also make it a point to show the initial IB & target IB.

V good point in this statement.

 

[Shion]

Sounds like they are more transparent

 

[Shion]

Made net 7% returns (aft fees) frm single premium ILP last month. Only held the fund/plan for half a year. IRR is 15%.

Hmm, can share more on this ?

ML actually cut their terminal bonus rate. Realize apart from the maturity cash value, even my early surrender value also affected.

If market become good dunno they will top-up back or not.

Heard from another thread, not the 1st time they cut the terminal bonus rate ?

2009, 2012 they did well. Did they top-up anything ?