Park $100k for 2 years

[eboy]

Not sure what your point is.

Yes maybe we are not on the same wavelength - I was not debating unit trust vs etf as we all know etf has much lower cost

I was referring to merits of lump sum vs dca method

 

[adbcefg]

Yes maybe we are not on the same wavelength - I was not debating unit trust vs etf as we all know etf has much lower cost

I was referring to merits of lump sum vs dca method

Ehh, how did dca come in here? Isn't the thread about a lump sum? Parking? So shouldn't it preferably be the throw and forget kind of thing?

 

[BBCWatcher]

Note that parking $100K in a Singapore Savings Bond will require two months of transactions -- or two individuals, each buying the maximum $50K per month. And it requires not having any to many SSBs already since the maximum holding per individual is capped at $100K. These limitations may or may not be problems.

 

[zzxiaoboizz]

The 3 safest options are
Government bond
Fixed deposit
Khong guan biscuit tin (bad is no interest,susceptible to house robbery)

Sent from Samsung SM-N910G using GAGT

 

[akwl88]

agents see 100k, the mind only think of "COMMISSIONS HUAT AH!"

 

[stjoe1]

agents see 100k, the mind only think of "COMMISSIONS HUAT AH!"

Why go thru agent .. Just buy online lah .. Cut the middleman who don't add any value ..

For 2 years time horizon, just park in fixed deposit or SSB .. US market has been reaching all time highs .. Correction/crash will inevitably happen .. When US market has correction/crash, most of other markets will follow ..