Upgrading to an EC doesn’t have to mean taking on double mortgages or rushing to sell your HDB.
The Deferred Payment Scheme (DPS) gives you the flexibility to buy now and pay later, while strengthening your finances over the next 3 years.
With DPS + EC, many families can upgrade with:
• no monthly instalments during construction
• more time to sell their HDB at the right price
• growing CPF savings
• lower entry quantum compared to private condos
