Payment methods for excluded MCCs

[xiaosinsinful]

What combo do you guys use to pay for commonly excluded MCCs?

e.g
utilities
insurance
govt services
income tax. Payall, cardup?

 

[reddevil0728]

UOB Abs to GPMC?

 

[iadpotato]

What combo do you guys use to pay for commonly excluded MCCs?

e.g
utilities
insurance
govt services
income tax. Payall, cardup?

utilities - UOB one card 3.33% + 1%
insurance - UOB absolute top up Grab to pay 1.7%
govt services - UOB absolute top up Grab to pay 1.7%
income tax - GIRO installment, no benefit in paying off the lump sum.

Bonus:
hospital bills - UOB one 3.33%

 

[Trazora]

utilities - UOB one card 3.33% + 1%
insurance - UOB absolute top up Grab to pay 1.7%
govt services - UOB absolute top up Grab to pay 1.7%
income tax - GIRO installment, no benefit in paying off the lump sum.

Bonus:
hospital bills - UOB one 3.33%

uob one exclude hospital

 

[sango65]

What about transport - Ez link, SimplyGO?

 

[xiaosinsinful]

uob one exclude hospital

Correct me if I’m wrong but citi premier awards miles for hospitals?

 

[Trazora]

Correct me if I’m wrong but citi premier awards miles for hospitals?

yes. Amaze+citi rewards mastercard get 4mpd for hospital, cap at $1k

 

[Rong626]

https://milelion.com/credit-cards/guide/

 

[tytyty333]

https://milelion.com/credit-cards/guide/

All are mile cards, no cash back.

 

[iadpotato]

uob one exclude hospital

Well, if you know how to work around it, it will be included. All my hospital bills all been getting 5% last time and 3.33% till now.

 

[reddevil0728]

Well, if you know how to work around it, it will be included. All my hospital bills all been getting 5% last time and 3.33% till now.

Pls share how to work around it?

 

[silverbomb]

Well, if you know how to work around it, it will be included. All my hospital bills all been getting 5% last time and 3.33% till now.

healthhub cos it's not MCC hospital? cos alot of times i tell them don't charge me i'll pay later on healthhub?

 

[reddevil0728]

healthhub cos it's not MCC hospital? cos alot of times i tell them don't charge me i'll pay later on healthhub?

Nowadays they still asking for payment on the spot?

 

[hwmook]

Nowadays they still asking for payment on the spot?

Don't think so. When I went to National dental centre, they ask me to go back and check the bill. They don't even give bill much less ask for payment.

 

[reddevil0728]

Don't think so. When I went to National dental centre, they ask me to go back and check the bill. They don't even give bill much less ask for payment.

Ya, I thought nowadays they discourage paying on the spot

 

[IceShelterX]

amex highflyer for rest of excluded mcc.
hospital use amex or citi card.
utilities use amex highflyer or uob one

 

[wenguang]

income tax i use nfp on sam

 

[reddevil0728]

income tax i use nfp on sam

What’s nfp

 

[silverbomb]

What’s nfp

Nets flashpay

 

[really_noob]

What about transport - Ez link, SimplyGO?

I use GPMC and tap at gantry.
GrabPay wallet topped up using AMEX TCB 1.5%. After transaction posted on GPMC, have Grab points.

Note: If you use GPMC to top up ez-link, no grabpoints.