I am thinking of transferring at least 30k to hsbc 10mth time deposit fin fd, can consider itr 1.45% as my salary is not credi5ted the way ocbc wants it...and I may not want to spend $500 just to get 0.5% interest.
hsbc promotion on till end of this mth april. If you have money to put in fd, can consider it, at least no complicated conditions.