PRUlife multiplier flex

[akwl88]

For me i think insurance premiums no need so much...

The higher of premium the more money i need to pay more...

u buy whole life of course pay more

term life insurance premiums are very affordable

 

[AhBui168]

u buy whole life of course pay more

term life insurance premiums are very affordable

But whole life plan got cash value leh.

 

[akwl88]

But whole life plan got cash value leh.

Ur guranteed cash is much lesser than ur total premiums paid and the coverage is so little

Like u pay $1 get back 50c only

This kind of deal u want?

 

[computers70]

Ur guranteed cash is much lesser than ur total premiums paid and the coverage is so little

Like u pay $1 get back 50c only

This kind of deal u want?

Buddy, frankly no point discussing your options here. If you are keen and convinced my the agent, please go ahead.
There is no such thing as the best deal, if you found one let me know.

Each company have their products, if you want to get the best do what I do. I buy life policies from different companies. At the moment, i have from AIA, NTUC income. Soon, hoping to buy from the rest.

 

[akwl88]

Buddy, frankly no point discussing your options here. If you are keen and convinced my the agent, please go ahead.
There is no such thing as the best deal, if you found one let me know.

Each company have their products, if you want to get the best do what I do. I buy life policies from different companies. At the moment, i have from AIA, NTUC income. Soon, hoping to buy from the rest.

You sound like a troll

 

[computers70]

You sound like a troll

I am really sorry, if it sounded like.
If you are really keen to discuss, upload your policy contract and Benefit illustration. Or ask the agent for a copy.

 

[akwl88]

I am really sorry, if it sounded like.
If you are really keen to discuss, upload your policy contract and Benefit illustration. Or ask the agent for a copy.

I am not TS la lol

 

[Bigoya]

But whole life plan got cash value leh.

Do u need the cash value?
The idea of BTIR is to save up the premium difference between a whole life and Term plan and invest them.
Your own investment could potentially reap you much better "cash value" if you know how to do that yourself.

 

[AhBui168]

I am really sorry, if it sounded like.
If you are really keen to discuss, upload your policy contract and Benefit illustration. Or ask the agent for a copy.

How to upload?

 

[computers70]

insert a picture

 

[computers70]

How to upload?

If you have not signed, you can always request a copy from the agent, please black out your personal details and the agent details if any docs contain them.

 

[AhBui168]

If you have not signed, you can always request a copy from the agent, please black out your personal details and the agent details if any docs contain them.

I just reveive the doc.

 

[AhBui168]

Here the doc:

 

[akwl88]

Here the doc:

200k coverage enough for u?

 

[akwl88]

You age 26 only?

 

[computers70]

seems ok to me.
CI maybe abit expensive.
You can take a CI standalone plan if you want to manage CI alone.
If not, this plan sounds alright to me.

Do not really bother comparing around, as most will be around there.

 

[AhBui168]

You age 26 only?

Yes bro

 

[AhBui168]

seems ok to me.
CI maybe abit expensive.
You can take a CI standalone plan if you want to manage CI alone.
If not, this plan sounds alright to me.

Do not really bother comparing around, as most will be around there.

Bro, does this plan includes ILP?

So do you think is worth to sign?
I already lower down the payout for on my budget...

 

[soneat]

Bro, does this plan includes ILP?

So do you think is worth to sign?
I already lower down the payout for on my budget...

Bro,

Do understand what kind of plan this is before you sign on anything.

This is a limited premium whole life plan, not an ILP.

ILP=Investment Linked Plan=Buy Unit Trust + Buy Term.

 

[AhBui168]

Bro,

Do understand what kind of plan this is before you sign on anything.

This is a limited premium whole life plan, not an ILP.

ILP=Investment Linked Plan=Buy Unit Trust + Buy Term.

I don't understand anything at all...
Even agent tell me, but somethings they won't sound out also