Hi Stitchy08,
First, as WuMing1234 rightly pointed out, your funds are the "chiong" type, invested in higher risk, volatile/highly focused equity instruments.
Generally, such equities (stocks/shares) are generally not doing too well at this time, especially in China/India, so it's only expected that your portfolio won't be doing well at this time.
Secondly, whether these funds are worth keeping for the long run, go to
PruLink Fund
Look for the fund factsheets. Consider overall returns since inception, how it performs relative to its benchmark.
Personally, I'd say the following are worth keeping:
Singapore Managed Fund = Yes and Asian Equity Fund = Yes
China-India Fund = Neutral/Up to you
In the long run, it should perform positively, but compared to its benchmark, it is not performing as well. In other words, you will probably do OK holding on to this, but you will probably do even better putting the funds into another China-India fund.
I'm assuming you are willing to "sacrifice" this CPF money in return for potentially higher returns because you find the 2.5% OA interest too low.
If that's not the case and the volatility is bothering you, then you could consider taking the loss and switching it back to CPF-OA or to a slightly lower risk fund like the Asian Reach Managed Fund.
No point switching it to a low risk fund because you can do better going back to CPF-OA.
Hope that helps a bit. Info above given on best-effort basis. Use at your own risk.
