Pruvantage question

[ngensys2000]

Anybody took Pruvantage which gives 500k upon CI or death?
Thinking taking this as sole breadwinner for family.

Need some advice if it's the right one to go.

 

[beri stupid idiot]

is that endowment?

 

[ngensys2000]

is that endowment?

No, 25 year term

 

[lukaloo]

Pruterm vantage is one of the low cost high cover term out there.

500k or higher/lower depend how much you wanna provide for your family. That's a personal answer only you can tell.

All company's product are very similar. Don't wait for the best, there will always be better. Get it while your health still ok.Find a agent that you can work with, and get the cover for you family asap.

 

[cookieemonsterr]

How much does the pruvantage 500k CI death and TPD coverage cost? Until what age

 

[Keverus]

here got alot prudential agents..

 

[betahardwarezone]

Anybody took Pruvantage which gives 500k upon CI or death?
Thinking taking this as sole breadwinner for family.

Need some advice if it's the right one to go.

I think you might get some wrong information, Pruterm Vantage only cover death, TI. Minimum SA from 500K.
You can add raider for TPD and CI.

But CI raider premium is very expensive. If you buy a Pruterm Vantage SA 500K, add a CI raider SA 500K, the premium of CI raider itself already 3X to 4X higher than premium for Pruterm Vantage basic plan.

And yes. Now got 20% 1st year premium promotion.
Anyone need quote, PM me.

 

[betahardwarezone]

How much does the pruvantage 500k CI death and TPD coverage cost? Until what age

If CI also 500K, i would said it cost alot!
Cost also depend how long is the term you looking at.

 

[cookieemonsterr]

So if TokioMarine quoted me $238 for 500k death and CI until 85 and TPD till 70, that's a better plan?

Any TM guys can verify? If I reduce the coverage to 75 years old, how much monthly for 500k coverage

 

[betahardwarezone]

So if TokioMarine quoted me $238 for 500k death and CI until 85 and TPD till 70, that's a better plan?

Any TM guys can verify? If I reduce the coverage to 75 years old, how much monthly for 500k coverage

Your above statement could be right or wrong. It depends on someone risk appetite and budget.

I did a check using your case.

For same benefit, Death, TI, TPD, CI $500K Pruterm Vantage is about $248/mth. TM win $10/mth.

If someone have lower budget, he reduce the CI to $250K.
Death, TI, TPD $500K, CI $250K, Premium is only $157/mth.

He can even push the term till 99yr old.
Death, TI, TPD $500K, CI $250K, Premium: $177/mth.

Now may be you judge, who is better

Pruterm Vantage another way offer a flexibility to customer.
From what i see from TM brochure, it doesn't. May be TM agent can help to clarify here.

I've PM you some more details.
Cheers!

 

[ilovecheese]

Any prudential agent can advise me on prudential save max limited, thinking of 10 yr plan

 

[lukaloo]

hi cheese,

if you are keen on 10 yr plan, you save Max return is relatively low. It's normally recommended to those with substandard health. PM me your gender, bday, smoking/non, and budget. i drafted another plan to show u the diff.

 

[TrueB1ue]

thought I heard this month promo is galaxy tab 3......how much per mth then got this bonus gift?

 

[stan91]

thought I heard this month promo is galaxy tab 3......how much per mth then got this bonus gift?

$500/month then can get the tab 3, what they are saying is that PRUterm vantage is having 20%~40% discount for 1st year premium during the month of march.

 

[TrueB1ue]

$500/month then can get the tab 3, what they are saying is that PRUterm vantage is having 20%~40% discount for 1st year premium during the month of march.

is it.....I hear they say $250...so is tab 3 lite or 7" or 8"

 

[stan91]

is it.....I hear they say $250...so is tab 3 lite or 7" or 8"

My bad, $250/month is for health plans, but for endowment it would be $500/month. tab 3 7" WIFI.