refinancing in 2025?

[charliebrown]

tiagong e interest rate will continue to fall for 2025-6.
at wat rate will u refinance for 2 years fixed rate?

 

[dry_county]

Sometimes is no choice bro. When your time to refinance is up, you don’t refinance then your interest rate will shoot up. So you no choice but to refinance and see what’s the best rates out there.
You can’t really time the interest rates….

 

[sPacEmAn_sPiFf]

now can get as good as 2.4%

if you can time your refinancing, then probably wait a bit more till closer to 2.0%

 

[buttbERry]

sometimes is bo bian have to refinance

 

[Bui Kia]

tiagong e interest rate will continue to fall for 2025-6.
at wat rate will u refinance for 2 years fixed rate?

i just repricing for my loan also .... this yr interest is better
so i refinance another FIXED rate for 2 yr

 

[articland05]

lump sum pay finish ba

 

[charliebrown]

i just repricing for my loan also .... this yr interest is better
so i refinance another FIXED rate for 2 yr

my point of asking is... u reprice and lock in for 2 years... and if these 2 years the rate drop further, u will be paying higher interest.

 

[SoulEraser]

my point of asking is... u reprice and lock in for 2 years... and if these 2 years the rate drop further, u will be paying higher interest.

tariffs will inadvertently lead to inflation, in which rates may not fall.

rates are all risk adjusted.

 

[artncraft]

i just repricing for my loan also .... this yr interest is better
so i refinance another FIXED rate for 2 yr

Rates could drop again as Fed is looking at 2 rate cuts now. It might be more if the US enters a mild recession.

 

[Bui Kia]

my point of asking is... u reprice and lock in for 2 years... and if these 2 years the rate drop further, u will be paying higher interest.

bros if i can control interest rate ...i won't take up homeloan from bank.
i would rather stick to hdb rate at 2.6%

when i start i get about 1.75 , 1.85 then suddenly increase to 2.8 , covid time worst
hit about 4.55%

i think this few year will be around 2-55% > 3.50% depend on your loan size
if i don't repricing ..i will be on floating rate 1M+SORA (which i think is not safe) confirm more then my fix rate so no choice

 

[HMAN]

tiagong e interest rate will continue to fall for 2025-6.
at wat rate will u refinance for 2 years fixed rate?

Very likely interest will come down, as USA government is aggressively deploying tariffs war policies, the inflation will skyrocket, collapsing economy then FED will have to cut interest to salvage the situation.

Just be patient, wait a bit longer

 

[Mecisteus]

my point of asking is... u reprice and lock in for 2 years... and if these 2 years the rate drop further, u will be paying higher interest.

Your question is like asking when to buy best price for stocks.