Revolut

[fone]

Indirectly limited by how much it can hold

After getting my funds locked for 3 weeks. I'm not going to put any significant funds inside, other than for travelling purposes, where I may still top up on demand.

My brother-in-law's account has been locked for 1 month already (lucky got no money inside), their customer service getting slower and slower (if you missed the first one). Just top up what I need, then transfer all out almost immediately. They always come and ask me why I transfer out immediately, which I would reply that if they can lock my funds for extended periods of time, why should I put anything inside for extended periods of time.

Once put $6k in, thought I should wait until after weekend to exchange money, bad decision, account was locked for having money inside. So this should not affect me, as all money comes out almost immediately after topping up, since there is technically no limit to topping up.

Plus there is a transfer limit, IIRC. Like EUR 5k or something, so will be smaller transactions, transfer out and repeat.

 

[nintendog]

Just did transfer to local account yesterday, today got fast transfer in today already. Different incoming "name" as last time. If payment now arrive in SG in 1 day, like if I transfer to US, this is would be fantastic. Rather than the previous 5 to 8 days.

Previously, my transfers all arrive Thursday/Friday too, may be that case.

Can I know what’s the correct account number for a local account
Revolut kept saying my account number is invalid or incomplete although I am pretty sure the account number is right

 

[fone]

anyone get this error before?

trying to withdraw money to my dbs account, it keep says that my bank account number is incomplete or invalid

anyone know a fix for this?

Thanks in advance

Can I know what’s the correct account number for a local account
Revolut kept saying my account number is invalid or incomplete although I am pretty sure the account number is right

Some bank accounts like OCBC, need to put the branch code in front of the account number for it to be complete.

Seems like DBS (not POSB) first 3 digits also should be branch code.

nintendodog You will need to specify your bank for me to better help.

 

[ThreeSteps]

Few months ago, when I transfer funds to another entity, there is a Reference field to enter some details. Recently, the Reference field is not showing up when I transfer fund. How would the recipient know who send the fund if it is just showing ‘Revolut’ as the sender. Did anyone encounter the same situation ?

 

[nintendog]

Some bank accounts like OCBC, need to put the branch code in front of the account number for it to be complete.

Seems like DBS (not POSB) first 3 digits also should be branch code.

nintendodog You will need to specify your bank for me to better help.

Tried ocbc with or without branch code
Same error
How many digit should be for ocbc360 account?
Thanks

 

[fone]

Tried ocbc with or without branch code
Same error
How many digit should be for ocbc360 account?
Thanks

3 digit branch code + 9 digit bank account number.

 

[nintendog]

Some bank accounts like OCBC, need to put the branch code in front of the account number for it to be complete.

Seems like DBS (not POSB) first 3 digits also should be branch code.

nintendodog You will need to specify your bank for me to better help.

Just now tried my DBS 10 digit account number also not working
So strange

 

[nintendog]

3 digit branch code + 9 digit bank account number.

Also not working
Do I need to put dash in between the digits?

 

[ThreeSteps]

Just now tried my DBS 10 digit account number also not working
So strange

You need to enter BIC/SWIFT code for all bank accounts. It is unable to recognise DBS without the BIC/SWIFT code.
refer: https://www.dbs.com.sg/personal/support/bank-general-swift-code-details.html

 

[fone]

Also not working
Do I need to put dash in between the digits?

Disclaimer ar: My details only valid for my transfers to business banking accounts, assuming they are the same for personal banking accounts for OCBC. Never tried for transfers to OCBC personal accounts.

What's the swift code you using? OCBCSGSG?
branch code + account number is tried and tested for both Revolut and online banking transfers. Without branch code in front, transfers would bounce back.

 

[nintendog]

Disclaimer ar: My details only valid for my transfers to business banking accounts, assuming they are the same for personal banking accounts for OCBC. Never tried for transfers to OCBC personal accounts.

What's the swift code you using? OCBCSGSG?
branch code + account number is tried and tested for both Revolut and online banking transfers. Without branch code in front, transfers would bounce back.

Swift code I used ocbcsgsgxxx
But this should not be the issue because even when I input account number before swift code, the incomplete error already showed
Or I just cannot send to my own personal account?

 

[fone]

Or I just cannot send to my own personal account?

I'm doing fine, sending to personal accounts (not sure about OCBC though).

 

[assiak71]

Few months ago, when I transfer funds to another entity, there is a Reference field to enter some details. Recently, the Reference field is not showing up when I transfer fund. How would the recipient know who send the fund if it is just showing ‘Revolut’ as the sender. Did anyone encounter the same situation ?

Its still there. Prefilled by Sent from Revolut or something. Delete that

 

[nintendog]

I'm doing fine, sending to personal accounts (not sure about OCBC though).

What’s the format of your account number?
Branch code plus account number?

 

[gravityz3r0]

Have anybody use this primarily to send money to Malaysia? I'm planning to use this a vessel to exchange money as the rate is consistently better if not similar to money changer out there. The thing is i will be sending MYR to my own account every month, i'm not sure if they will like what i'm doing.

 

[zoneguard]

Have anybody use this primarily to send money to Malaysia? I'm planning to use this a vessel to exchange money as the rate is consistently better if not similar to money changer out there. The thing is i will be sending MYR to my own account every month, i'm not sure if they will like what i'm doing.

Please DYODD as I don't use the SGD->MYR services but M1 Remit had the better rate in 2019 according to: https://www.thebulgingwallet.com/ho...options-from-singapore-to-malaysia-sgd-to-myr

 

[fone]

Have anybody use this primarily to send money to Malaysia? I'm planning to use this a vessel to exchange money as the rate is consistently better if not similar to money changer out there. The thing is i will be sending MYR to my own account every month, i'm not sure if they will like what i'm doing.

One of the Revolut CSOs that checked my account claims it is fine if you transfer out in foreign currency.

Please DYODD as I don't use the SGD->MYR services but M1 Remit had the better rate in 2019 according to: https://www.thebulgingwallet.com/ho...options-from-singapore-to-malaysia-sgd-to-myr

No comparison with Revolut in the article?

Edited: If the M1 Remit home page rates are accurate, then Revolut still gives better rate, despite today being weekend, at least for SIN -> AUD.

 

[gravityz3r0]

One of the Revolut CSOs that checked my account claims it is fine if you transfer out in foreign currency.



No comparison with Revolut in the article?

Edited: If the M1 Remit home page rates are accurate, then Revolut still gives better rate, despite today being weekend, at least for SIN -> AUD.

Thanks for the info. Yah, i also agree that Revolut still give better rate, but it also depends on the recipient bank. Some charges for inward TT, some do not. I only know that CIMB is free.

 

[nexusRAGER]

Some bank accounts like OCBC, need to put the branch code in front of the account number for it to be complete.

Seems like DBS (not POSB) first 3 digits also should be branch code.

nintendodog You will need to specify your bank for me to better help.

my bank account is a POSB account, but works as a DBS one i think?

any clue for standard chartered? i got my account online so not sure if there is a branch code

 

[yiwei]

my bank account is a POSB account, but works as a DBS one i think?

any clue for standard chartered? i got my account online so not sure if there is a branch code

I just tried to add one of my POSB account, just ignore the error and make sure your account number and SWIFT code is correct, then click next.
Accounts can still be added, the error does not prevent you from clicking next.