Roboadvisor: Stashaway vs Syfe

[assiak71]

Endowus have platform fees, right? Correct me if I’m wrong

No. Moneyowl has because they use ifast if im not wrong

 

[Starmaster]

anyway guys , i found a interesting video on the new syfe reit+

https://vimeo.com/379544676

Seems like they will be together the top 15 reits of singapore together with singapore government bond into this reit+ portfolio

 

[assiak71]

https://www.syfe.com/reit-plus
Website out

Looks better than existing reit etfs?

Started new thread instead
https://forums.hardwarezone.com.sg/money-mind-210/syfe-reit-6196988.html

 

[Brown24]

For Syfe, do they provide monthly statement on what they bought for us? Like what Stashaway have in their monthly statement

 

[Brown24]

Seedly Facebook page has a big hooha on stashaway supposedly poor FX conversion. Amanda from stashaway came out and say that they convert only 99% of the funds for investment purposes, keeping 1% for management fees and rebalancing purpose.

Anyone has any idea if stashaway returns include the impact of the cash?

Yes, yr total return include the uninvested cash.

 

[S1mpleGuy]

Anyone invest in syfe highest risk? the 15yr annualized return is lower than the 15% port even though i m taking more risk. Does it mean the 15% port is more resilent hence better?

 

[assiak71]

Anyone invest in syfe highest risk? the 15yr annualized return is lower than the 15% port even though i m taking more risk. Does it mean the 15% port is more resilent hence better?

I would probably go for max 19-21% (Moderate Aggressive) instead of Aggressive.

Which is also why i hope TS can use 19 or 21% for the comparison instead

 

[hellfire88]

For Syfe, do they provide monthly statement on what they bought for us? Like what Stashaway have in their monthly statement

yeah they have monthly statement that they will email to you

inside the user dashboard on the website you can see what they buy or sell for you also

 

[rochmer]

Sorry in worst case scenario if the robo co go bust, what will happen to our monies?

 

[s0crates]

2 scenarios.

1. If your investment monies are jointly invested through a single entity, you will be most likely forced to liquidate your investments at the current prices, forcing you to realise any gains or losses.

2. If your investments are held in your own legal name, likely you still get to hold on to your own investments even if the robo goes bust. You will need to find s broker to sell your holdings based on the existing prices though.

Sorry in worst case scenario if the robo co go bust, what will happen to our monies?

 

[hellfire88]

Sorry in worst case scenario if the robo co go bust, what will happen to our monies?

https://seedly.sg/questions/what-happens-if-a-robo-advisor-goes-bankrupt

Already got answers there.

Both Stashaway and Syfe got Capital Markets Services License by MAS

 

[Gametaku]

Started using DBS digiportfolio around Jan 1st this year. Digiportfolio has 3 risk level. 2,3 and 4. Applied for risk level 3 but seeing red so far. About $132 loss.

Applied for Stashaway and Syfe around the same time. Both still seeing growth.

My DBS digiportfolio performance seems to be getting worse. Shld i wait it out or sell it now?

 

[tangent314]

My DBS digiportfolio performance seems to be getting worse. Shld i wait it out or sell it now?

If you are worried about this, then you have gone in with the wrong mentality. The whole market is down because of the Wuhan virus, so no matter how you are invested as long as you are in equities, there will be a loss in the past month. But you shouldn't care about this as long as you are in this for the long term and you keep up the Dollar Cost Averaging, because ups and downs are all part of the what you have signed up for, it's the long term result that you care about and the main way you can really control that is to keep the ongoing costs low.

 

[koicafex]

hahah yeah wuhan virus make everything down
those on roboadviser platform...it still buy healthcare stocks for u
just wait out this period...

 

[zheng]

how is ocbc roboinvest?

Sent from Note 10 with ******* a plus using GAGT

 

[ahboy82]

Everything is down wat.

Fyi i started robo since mid last year n i am on 10%gains

My DBS digiportfolio performance seems to be getting worse. Shld i wait it out or sell it now?

 

[Gametaku]

Everything is down wat.

Fyi i started robo since mid last year n i am on 10%gains

Yes, but my Syfe and Stashaway portfolio are still performing way better than Dbs digiportfolio. Seems like Asia equities are faring much worse than US.

 

[assiak71]

Yes, but my Syfe and Stashaway portfolio are still performing way better than Dbs digiportfolio. Seems like Asia equities are faring much worse than US.

Definitely wuhan virus hit asia harder.

 

[Outramkia]

but isn't it a good time to buy? since they are cheaper now?

 

[twosix]

but isn't it a good time to buy? since they are cheaper now?

the market may still be sliding downwards. wait for the right time to buy, not anyhow buy.