Sept 2014 BTO Launched !!

[Mrtesting]

sorry what am i missing here? what is that parking of 20k about?

oh ya btw,

Stamp = $9600
Conveyancing Fee = $334.50(Inclusive of 7% GST)
Caveat Registration Fee = $64.45

these are 1 time payment?

means instead of wiping your whole CPF to pay for HDB, you leave $20k of CPF inside your OA, so you can still get 4% returns per year,

I assume you can use the interest to pay your HDB or pay off your accrued interest

 

[squidy]

means instead of wiping your whole CPF to pay for HDB, you leave $20k of CPF inside your OA, so you can still get 4% returns per year,

I assume you can use the interest to pay your HDB or pay off your accrued interest

but doesnt this increases the loan amount?
oh ya...... 2.6% vs 4%?

 

[Mrtesting]

but doesnt this increases the loan amount?
oh ya...... 2.6% vs 4%?

yeah got extra 1.4%

I'm not sure how it works lol, need shifu to enlighten us

 

[popdod]

Alamak BRO 我们心灵相通what!

Let's pray hard that I get number x and chiu get (x+1)... then we can choose next door units.

wau Lao eh.
with u around, I doubt my luck will improve lor.
Think must go buy red underwear then can!!!

Hard Ang teh kor truths.

 

[happy.milk]

wau Lao eh.
with u around, I doubt my luck will improve lor.
Think must go buy red underwear then can!!!

Hard Ang teh kor truths.

Bad pop pop.....so mean.

 

[Gixxerfied]

sorry what am i missing here? what is that parking of 20k about?

oh ya btw,

Stamp = $9600
Conveyancing Fee = $334.50(Inclusive of 7% GST)
Caveat Registration Fee = $64.45

these are 1 time payment?

Yup, during signing of lease agreement which is the 2nd appt.

means instead of wiping your whole CPF to pay for HDB, you leave $20k of CPF inside your OA, so you can still get 4% returns per year,

I assume you can use the interest to pay your HDB or pay off your accrued interest

yeah got extra 1.4%

I'm not sure how it works lol, need shifu to enlighten us

It's not left inside the O/A but channel towards CPFIS which is investment using CPF monies..

sgfunds.com • View topic - Parking CPF Funds

 

[happy.milk]

Yup, during signing of lease agreement which is the 2nd appt.


Ur cck is 93sqm?


....

It's not left inside the O/A but channel towards CPFIS which is investment using CPF monies..

sgfunds.com • View topic - Parking CPF Funds

Ur cck is 93sqm.

 

[Gixxerfied]

Ur cck is 93sqm.

92sqm
90sqm internal & a/c ledge

 

[Webbyboy]

Ur cck is 93sqm.

happy milk intend to get 4rm boon keng?

 

[AceyourMaths]

Wa seh...that kallang unit so ex...460k for 4 rooms and upwards...typical price 515k!!! No HDB grant too because they calculate you need at least 5k monthly.

Must think carefully before buying...later default

 

[happy.milk]

happy milk intend to get 4rm boon keng?

Apply liao.

 

[AceyourMaths]

Truth Exposed: The Dirty CPF-HDB Scheme To Trick Singaporeans

http://thehearttruths.com/2014/04/02/truth-exposed-the-dirty-cpf-hdb-scheme-to-trick-singaporeans

 

[shadowboxer]

Extra fees is stamp fees, based on a 500k unit..

Stamp = $9600
Conveyancing Fee = $334.50(Inclusive of 7% GST)
Caveat Registration Fee = $64.45

Monthly loan is $1588 inclusive of HDB interest for 25 years loan..

is the stamp fee to be paid off in only cash ? use CPF possible?

what the difference between the 1st and 2nd appt ?

 

[Gixxerfied]

is the stamp fee to be paid off in only cash ? use CPF possible?

what the difference between the 1st and 2nd appt ?

Stamp fees can be paid using earned O/A monies, meaning if your earned o/a monies right now is 3k, grant given is 30k, 5% downpayment is 20k, you cannot use the excess from the grant to offset stamp fees.

1st appt - Book unit, pay Option Fees of $1k for 3rm and below, $2k for 4rm and above..Bring documents to apply for grants hle

2nd appt - By this period you should have a valid HLE and your grants would have been approved, this appt is to exercise the option to purchase from 1st appt, sign the lease agreement, make 5 or 10% downpayment, and also stamp fees.

 

[happy.milk]

Wa seh...that kallang unit so ex...460k for 4 rooms and upwards...typical price 515k!!! No HDB grant too because they calculate you need at least 5k monthly.

Must think carefully before buying...later default

I alr prepared $600k, only worried cannot get a unit.

 

[AceyourMaths]

I alr prepared $600k, only worried cannot get a unit.

Wa...okay you jin rich.

Can buy EC mar

 

[happy.milk]

Wa...okay you jin rich.

Can buy EC mar

Dun wan.
Every mth the utility bills how much.
N the killing interest. Jin bo hua.

4room can get to aircon daily n go travel once a yr.

 

[Webbyboy]

I alr prepared $600k, only worried cannot get a unit.

only your hubby working..can ah?

 

[CYNDI LEE]

Wa seh...that kallang unit so ex...460k for 4 rooms and upwards...typical price 515k!!! No HDB grant too because they calculate you need at least 5k monthly.

Must think carefully before buying...later default

Kallang is consider city area sure selling like hot cake

 

[shadowboxer]

Stamp fees can be paid using earned O/A monies, meaning if your earned o/a monies right now is 3k, grant given is 30k, 5% downpayment is 20k, you cannot use the excess from the grant to offset stamp fees.

1st appt - Book unit, pay Option Fees of $1k for 3rm and below, $2k for 4rm and above..Bring documents to apply for grants hle

2nd appt - By this period you should have a valid HLE and your grants would have been approved, this appt is to exercise the option to purchase from 1st appt, sign the lease agreement, make 5 or 10% downpayment, and also stamp fees.

when is the actual assessment for the max. loan amount ? after the completion on flat or during 2nd appt ?