Spare Cash

[Perisher]

The easiest way is dump everything in and look back 20 years later.
Otherwise, buy on a regular interval using a equal portion of it. Safer.
Unless you wanna pick up TA...

 

[wts2013]

To help u make decisions or help u get proper advice, u need to answer the following:

1. How old are u?
2. When will u need the money for other purposes?
3. Can u afford to lose the money?

In the mean time, u can park your money in the bank, eg uob1 u mentioned, to earn up to 2.43% or ocbc up to 3.25%

 

[Shiny Things]

Thanks Shiny!

Yea I'm from SG. Just wondering, is the market for sti relatively ok now for me to buy (prob about 80k or so) or should I wait for a certain pricing. Not sure how to look at it, but my friends are telling me to wait.

Sorry for the questions.. still learning so advices from pp like you are what's gonna form my learning and decision making for now.

If you keep waiting, you'll end up never buying. When it's going down, you'll think "oh no it's going down I don't want to buy it when it's going down!", and when it's going up you'll think "oh man it's going up, I'll wait for it to pull back a bit" and then you'll end up buying at the ding-dong high.

Don't be that guy.

Just put it in now and leave it for 20 years. The STI is relatively cheap at the moment (its price-to-earnings ratio is on the low side), so now's a good time to buy in if you're in for the long term.

 

[wts2013]

ts, pls read this post and the subsequent posts:

http://forums.hardwarezone.com.sg/95212385-post36.html