SRS Portfolio

Moowoow

Arch-Supremacy Member
Joined
Oct 13, 2020
Messages
12,223
Reaction score
1,801
Buy dbs, ocbc and uob and collect more than 5% returns with no cap.

I have 260k QAF shares in CPF giving more than 5% returns or $13k annually. I wished I had bought banks' shares instead over the same time period.
Why buy qaf food for low middle class people how to earn
 

elvintay07

Arch-Supremacy Member
Joined
Jan 4, 2022
Messages
12,282
Reaction score
4,401
Anyone use Stashaway for SRS investment? Honey money said very cheap and worthwhile because can invest SRS into etf.

Currently all can only use unit trust. Strange why fsm one can’t do that
 

s0crates

Senior Member
Joined
Jan 15, 2015
Messages
1,625
Reaction score
530
Anyone use Stashaway for SRS investment? Honey money said very cheap and worthwhile because can invest SRS into etf.

Currently all can only use unit trust. Strange why fsm one can’t do that
Cheap but will stashaway be around long term, such that the FX spread, more importantly , the brain space taken to open a new account, make sense?

If you want to get more value, seriously just churn credit card and brokerage account promo la. I seriously don't freaking get why people want to save that little bit of fee difference with a huge assumption that current fee difference will persist in perpetuity.

A lot of hidden cost like poor trade execution, being out of market when broker close is not worth it.
 

lousylah

Senior Member
Joined
Oct 5, 2008
Messages
1,260
Reaction score
210
Cheap but will stashaway be around long term, such that the FX spread, more importantly , the brain space taken to open a new account, make sense?

If you want to get more value, seriously just churn credit card and brokerage account promo la. I seriously don't freaking get why people want to save that little bit of fee difference with a huge assumption that current fee difference will persist in perpetuity.

A lot of hidden cost like poor trade execution, being out of market when broker close is not worth it.
Open account using singpass too much “head space” but tracking daily spend for CC rewards is “easier”? Lol


Anyone use Stashaway for SRS investment? Honey money said very cheap and worthwhile because can invest SRS into etf.

Currently all can only use unit trust. Strange why fsm one can’t do that
Stashaway has a feature with flat USD1 (+gst) for ETF buy/sell regardless of amount (1k, 5k, 10k also just usd1 each time you instruct) so the fee difference is meaningful unlike what the CC miles guy said.

i used it to lump sum my SRS funds into selected ETFs since as you pointed out, SRS approved options elsewhere leaves much to be desired while all the mainstream common ETFs (s&p, semis, healthcare, energy, financials, etc) are available with this feature on stashaway.
 

CrashWire

Supremacy Member
Joined
Nov 28, 2000
Messages
5,843
Reaction score
762
Anyone use Stashaway for SRS investment? Honey money said very cheap and worthwhile because can invest SRS into etf.
Let me guess… Stashaway now got marketing budget and is paying him affiliate fees, so he decided to conveniently mention it.
 

s0crates

Senior Member
Joined
Jan 15, 2015
Messages
1,625
Reaction score
530
Open account using singpass too much “head space” but tracking daily spend for CC rewards is “easier”? Lol

Cc spends can just be few big one off transaction. Try tracking multiple brokerage accounts after account opening lol.
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top