wutawa
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I parking in esaver for 3.8%. I choose it over ocbc360 because i dont have salary and save. I also cant meet its fall below requirement.
Standchart eSaver
- Thread starter mdax23
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Did you consider HSBC EGA?
SantyBalls
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Wats the rate ar? Their site like nt very straightforward
SantyBalls
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I got the esaver acct liao.
How to use ibanking ar? Like never send me any info liddat. The email only contain a pdf with bank acct number
How to use ibanking ar? Like never send me any info liddat. The email only contain a pdf with bank acct number
Must have a Username and Password to login. If don't have, must go down to branch to set up.
saintgtril
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Low expense is better than high expenses.
I am sure this is something most if not all of us envy.Looking to open this eSaver account and close off the BonusSaver account. Does anyone know if I've gotten the sign up gift for BonusSaver, any penalty if I close off BonusSaver account as well as the useless credit card? Thanks in advance!
What do the T&C say?
it has this line "your Bonus$aver Account and your Bonus$aver Credit Card account must be validly existing (i.e. must not be suspended, cancelled or terminated), in good standing, and conducted in a proper and satisfactory manner at all times, as determined by the Bank in its sole and absolute discretion." which they don't specify the validity is until when
Under Key Chargesit has this line "your Bonus$aver Account and your Bonus$aver Credit Card account must be validly existing (i.e. must not be suspended, cancelled or terminated), in good standing, and conducted in a proper and satisfactory manner at all times, as determined by the Bank in its sole and absolute discretion." which they don't specify the validity is until when
Early Account Closure (within 6 months) S$30
https://www.sc.com/sg/save/current-...cfLMKEFkOhWUxs6Jc3hoC_9IQAvD_BwE&gclsrc=aw.ds
SantyBalls
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If leave it at 0dollars also nth happen right. Then half yr ltr close acct
revhappy
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Interesting find. I didn't realise the high rate of 4% above 75k pulls up the average massively.
I think the trick is to start with like 95k and then you need to keep increasing you balance by 500 each month so for 10 months you get close to 4%.
I noticed for my JANUARY interest, I have to add 3 lines: interest (31st), bonus interest (31st), exclusive interest (10th). I added it all up, it was about 3.8%. Let me know if that is true for you.
BTW, I did not receive anything in February from SCB about 4.2% (#4026 post).
need to maintain $3k minimum in bonus saver else tio charged. eSaver seems better at $1k minimum
SantyBalls
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Your balance will become negative?
Cause aft march is sai interest right? Can just withdraw all and leave acct there?
SCB just love to confuse her customers n load up work for their staff,cause more variation means
more enquiry n unnecessary staff workload,,,,why can’t they just pay you 3.8% or whatever the rate
in one go at end of month instead of playing games afterall whether interest,special bonus,exclusive bonus etc etc still needs to be paid out net of month…….or maybe they wanna appear sophisticated ?
more enquiry n unnecessary staff workload,,,,why can’t they just pay you 3.8% or whatever the rate
in one go at end of month instead of playing games afterall whether interest,special bonus,exclusive bonus etc etc still needs to be paid out net of month…….or maybe they wanna appear sophisticated ?
to those who're wondering why there're two separate bonus interests, I suspect it is due to the counter that they have for each customer that is on different promo cycles...
had shared previously that if you look at the statement carefully, one of them have this "xx of xx" for the second bonus ("exclusive bonus") which likely refers to the sequence of the cycle until it expires.
I suspect the first bonus interest is based on the general "for all" bonus promo, whereas the second is for those who're "invite only". the only thing I don't quite get is how it is split and paid out (e.g. current "for all" promo is 3.8% while the "invite only" promo is also 3.8% for me).
Not sure man. I just have to be careful with this bank. Sneaky, they issued a debit card when I signed for bonus saver and next month they charge me debit card fee. First bank I've experienced that did this kind of sneaky thing. And they don't waive off. Got to bring the matter to their branch, escalate it then they waive off on the spot.
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oh wow? didn't know they even issue a debit card anymore. did you check if it was done by an RM?
SantyBalls
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dont activate the card, charge simi lol
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