Standchart eSaver

[twosix]

anyone received interest for march?

yes, including bonus interest.

 

[WoShiPro]

have withdrawn all my cash in esaver. No fall-below fees are charged. Acc has 0 cash until I transfer in on 1st March for 3.8% int

I will switch back in June if interest is still gd.

 

[crystalnox]

i just checked. it didnt reflect in the ios app but reflected in internet banking. their new app not stable…

Their new app is rock solid stable, it's just showing delayed transaction info.

 

[konan~]

have withdrawn all my cash in esaver. No fall-below fees are charged. Acc has 0 cash until I transfer in on 1st March for 3.8% int

I will switch back in June if interest is still gd.

I think eSaver has a min $1000 limit.

 

[Mickey01]

Their new app is rock solid stable, it's just showing delayed transaction info.

agree .... their app is rock solid
1. immediately after login, big big fonts display my credit card account and what I owe
2. The savings account Bal display is up to date with the base int credit but under TRANSACTIONS, the 31st Mar 2023 transaction is not displayed

 

[ADTR2015]

4.3% with 100K incremental fresh funds for priority

not sure why I’m not allowed to post url here

 

[revhappy]

Received $118 interest, I put 100k but only for few days in the month.

 

[Cookie Muncher]

I think eSaver has a min $1000 limit.

nil for PB client

 

[rest1ess]

4.3% with 100K incremental fresh funds for priority

not sure why I’m not allowed to post url here

Help you to link:
https://www.sc.com/sg/save/savings-accounts/esaver/

 

[twosix]

i just checked. it didnt reflect in the ios app but reflected in internet banking. their new app not stable…

their app is slow. does not reflect the actuals. use internet banking instead.

 

[ThreeSteps]

4.3% with 100K incremental fresh funds for priority

not sure why I’m not allowed to post url here

If I remember correctly, need to do a minimum (maybe 100 ?) number of postings before allowed to post url.

 

[V_for_Vanilla]

i just checked. it didnt reflect in the ios app but reflected in internet banking. their new app not stable…

Yup, not reflected on this 'new' mobile app. Previous app does.

 

[Mickey01]

4.3% with 100K incremental fresh funds for priority

not sure why I’m not allowed to post url here

$100k incremental fresh funds for SCB Priority Banking signup. You get 4%. You won't get Priority Private unless you have at least $1.5 million with the bank. And for PP, the membership qualification s reviewed annually in Dec.

 

[wira]

does it make sense to use this esaver account with EGA account to shuffle between the 2 accounts to maximise interest ?

 

[maumu]

I received two crediting of interests:

31/03/2023

CR INTEREST

SGD

x.xx

31/03/2023

BONUS INTEREST PAYMENT FOR THE PERIOD 2023-03-0

SGD

xxx.xx

however, both did not add up to 3.8% of the ADB for March, but 3.754%. I'm on the invited 3.8% which is based on full balance and not incremental balance. So I'm short of 0.046% (a few dollars).

I expect them to top up the difference by 20 April... based on previous months' trend. "Exclusive Bonus Interest Promo Interest for MAR23 (08 of 11)"

In fact I wasn't expecting the bulk of the bonus interest to be paid yesterday (31 March). Once again, it baffles me how they split the bonus interest into two parts.

 

[twosix]

e$aver: if u r all in in march, then need to move all out, and wait for next offer in june, if any.

 

[havetheveryfun]

have withdrawn all my cash in esaver. No fall-below fees are charged. Acc has 0 cash until I transfer in on 1st March for 3.8% int

I will switch back in June if interest is still gd.

u withdraw to isavvy?

 

[TheCoolDude89]

$100k incremental fresh funds for SCB Priority Banking signup. You get 4%. You won't get Priority Private unless you have at least $1.5 million with the bank. And for PP, the membership qualification s reviewed annually in Dec.

100k fresh funds but the 4% is on entire balance or 100k fresh funds?

 

[Mickey01]

100k fresh funds but the 4% is on entire balance or 100k fresh funds?

I'm already PB customer so I did not check the TnC in detail (at the bottom of their promo webpage; clcik on the "+" sign to display the TnC pdf documents). Based on my experience, once you sign up with the $100k, the 3.95% bonus (+0.05% base) should apply to whole account balance

 

[revhappy]

does it make sense to use this esaver account with EGA account to shuffle between the 2 accounts to maximise interest ?

It makes sense. You just need to align the cycles correctly.