Standchart eSaver

[twosix]

He is right. The one before current promo were credited only by 20th. Scroll back this thread can see.

Noted. He is referring to special invite while I'm referring to the general promo.

 

[maumu]

SCB eSaver - they are still updating the words in the TnC document but did not update the web article yet. It's 0.05% +3.45% for Oct to Nov 2023.
The comparison month is Sep 2023 in the first half of the TnC but the illustration table still show comparison month May 2023

that's just 0.05% lower than the 'invitation' rate...

doesn't make those who're on invite any more special.

 

[hwarzoner]

just transfer into normal esaver done

 

[Mickey01]

that's just 0.05% lower than the 'invitation' rate...

doesn't make those who're on invite any more special.

got leh ...
1. Exclusive invite up to $5 mil; public up to $2 mil
2. Exclusive invite BI applies to full balance; public is BI on incremental ADB
3. Exclusive from now till end Jan 2024, public 2 months Oct 2023 & Nov 2023

 

[hwarzoner]

those got invited are very high networth people.

 

[yiron]

same as cimb

SCB probably feel that no point losing deposit base over a 10bp differential. Having competition is good for consumers

 

[DevilPlate]

https://av.sc.com/sg/content/docs/s...07C0600168480A495FE2%40AdobeOrg|TS=1696129927

TNC updated but main webpage not yet lol

 

[CaptainWu]

I just checked with hotline see if what I have done qualified for the Aug invite of 3.65%, unfortunately the CSO not able to confirm this and have to wait till 20th the payment then to confirm.

 

[hwarzoner]

they update like half half zzz...

 

[sellipad2]

that's just 0.05% lower than the 'invitation' rate...

doesn't make those who're on invite any more special.

My special invite is 3.65% though. There are some benefits for instance you don't have to keep moving funds every 2-3 mths, quantum is higher since normal capped at 1mil, and balance can help to clock the 12x priority pass visit for VI, else if fall below 200k only 2x visit per year

 

[EveMuffins]

like that I keep in cimb since both also 3.5%. then can keep my esaver ABD for Nov low.

 

[havetheveryfun]

Noted. He is referring to special invite while I'm referring to the general promo.

the person u replied to was asking abt the 3.65% special invite ma

 

[havetheveryfun]

they update like half half zzz...

different departments maybe n no one working on sunday

 

[vbhelper]

https://av.sc.com/sg/content/docs/sg-esaver-tnc.pdf?adobe_mc=MCMID=36026773416473460942252603925951778856|MCORGID=625107C0600168480A495FE2%40AdobeOrg|TS=1696129927

TNC updated but main webpage not yet lol

i joined Aug and Sep promo, so the next period i can join to earn interest is Nov for a month?

 

[hwarzoner]

New promo is 01 oct to nov 31, base on incremental amount of sep.

 

[reiser]

I just got my Sep interest. Is there a need to transfer the fund out to CIMB for Oct to alternate the months for “fresh funds” to earn the interest? Or it won’t make any difference whether I transfer or not?

 

[getreal88]

given today is sunday, anyone tried b4 if i can fast trf out $200k today to cimb and $200k tomr? as i hv a high sep adb so need to move funds out. wondering if do-able or not.

 

[DenOOO]

My account is $0 now.

Today put in money is no use right ?

Sunday so wont count towards ADB and Bonus interest.

 

[ckman3]

given today is sunday, anyone tried b4 if i can fast trf out $200k today to cimb and $200k tomr? as i hv a high sep adb so need to move funds out. wondering if do-able or not.

200K per day limit. So technically doable on 2 different days.

 

[getreal88]

ok thanks, so it does make sense to do this right? say i got $400k exactly in scb now, i trf out $200k today to cimb and tomr $200k. i dont really lose much in esaver since 1oct i will only get base interest of 0.05% but i will get cimb 3.5% on $400k fr 2oct. hope my understanding is correct.