Standchart eSaver

[xRenol]

So weird. 31 Dec 2023 & 31 Jan 2024 I received $600-$700 bonus interest, then 29 Feb 2024 received only $7.

The current promotion (1 Feb 2024 to 31 Mar 2024) is compared to January 2024 average daily balance. The bonus interest rate is on incremental fresh funds.

 

[BlackTortoise]

The current promotion (1 Feb 2024 to 31 Mar 2024) is compared to January 2024 average daily balance. The bonus interest rate is on incremental fresh funds.

Mine is by invitation of 3.8% comparing to Nov balance. Anyway I will take out all NAO to pump full tank into hsbc ega. Huat ahh!

 

[0218crawford]

Mine is by invitation of 3.8% comparing to Nov balance. Anyway I will take out all NAO to pump full tank into hsbc ega. Huat ahh!

i think the exclusive bonus interest to be credited sometime in mid march should make up for the shortfall.

 

[BlackTortoise]

i think the exclusive bonus interest to be credited sometime in mid march should make up for the shortfall.

Yup you are right spoke to cs and the bulk of bi will come in 20 March.

 

[zachary123]

Anyone on the same invite and having the same issue?

https://www.sc.com/sg/terms-and-conditions/esav-d23/

3.8%- This e$aver Exclusive Bonus Interest (December 2023) Promotion (“Promotion“) is available starting from 1 December 2023 to 30 April 2024 (both dates inclusive) (“Promotion Period“)

Received correct amount of interest under "bonus interest payment" for past 2 months in accordance to the t&c but for Feb (just received today) it's abnormally low despite no change in fund.

 

[BlackTortoise]

Anyone on the same invite and having the same issue?

https://www.sc.com/sg/terms-and-conditions/esav-d23/

3.8%- This e$aver Exclusive Bonus Interest (December 2023) Promotion (“Promotion“) is available starting from 1 December 2023 to 30 April 2024 (both dates inclusive) (“Promotion Period“)

Received correct amount of interest under "bonus interest payment" for past 2 months in accordance to the t&c but for Feb (just received today) it's abnormally low despite no change in fund.

Me. Already explained earlier

 

[twosix]

Anyone on the same invite and having the same issue?

https://www.sc.com/sg/terms-and-conditions/esav-d23/

3.8%- This e$aver Exclusive Bonus Interest (December 2023) Promotion (“Promotion“) is available starting from 1 December 2023 to 30 April 2024 (both dates inclusive) (“Promotion Period“)

Received correct amount of interest under "bonus interest payment" for past 2 months in accordance to the t&c but for Feb (just received today) it's abnormally low despite no change in fund.

Probably BI not in yet. What you have received so far is the base 0.05% interests. There will be 2 entries, 1 for base and 1 for BI.

 

[maumu]

have to repeat every month for newbies and those who didn't read past posts...

29 Feb - 0.05% base interest on whole month's ADB
29 Feb - 3.55% on incremental balance compared to January's ADB (based on public promo rate)
by 20 Mar - remaining bonus interest (depending on invitational rate) on full balance of February

so if your Jan and Feb ADB is about the same, obviously you're not going to get much (or none) on 29 Feb.

 

[oceanicmanta]

have to repeat every month for newbies and those who didn't read past posts...

29 Feb - 0.05% base interest on whole month's ADB
29 Feb - 3.55% on incremental balance compared to January's ADB (based on public promo rate)
by 20 Mar - remaining bonus interest (depending on invitational rate) on full balance of February

so if your Jan and Feb ADB is about the same, obviously you're not going to get much (or none) on 29 Feb.

better to have at least $0.01 incremental ADB over last month, to get 3.55% on last day .. else wait another 20days

 

[linusz]

the interest for these on invited promo haven't come in for Feb. right?

 

[viv4080]

the interest for these on invited promo haven't come in for Feb. right?

I do get some partial interest for Feb on 29/02. On 3.6% promo from Feb-Apr24.



Read HWZ Forum Rules!

 

[sglandscape]

the interest for these on invited promo haven't come in for Feb. right?

Yup haven't come in. Because no incemental balance if you follow the public promo, so need to wait till 20th

 

[ctan84]

the interest for these on invited promo haven't come in for Feb. right?

If you are referring to the 3.8% invite from Dec till April then yah, not yet in. The way they pay out the bonus interest really pattern more than badminton one...

 

[royalmix]

If you are referring to the 3.8% invite from Dec till April then yah, not yet in. The way they pay out the bonus interest really pattern more than badminton one...

Only for "privileged" customers!

I am not at all!

 

[ctan84]

Only for "privileged" customers!

I am not at all!

U go niao your RM ok.

 

[royalmix]

U go niao your RM ok.

I no RM, only ordinary customer!

 

[linusz]

If you are referring to the 3.8% invite from Dec till April then yah, not yet in. The way they pay out the bonus interest really pattern more than badminton one...

thanks. I agree. I posted and saw the earlier posts where the interest end Feb is lower than end Jan
hence I also thought I was short changed or there was an error

thanks to all who replied

 

[sglandscape]

If you are referring to the 3.8% invite from Dec till April then yah, not yet in. The way they pay out the bonus interest really pattern more than badminton one...

The pattern actually quite predictable if you've been playing the game for a long time.

 

[ctan84]

The pattern actually quite predictable if you've been playing the game for a long time.

Been on since May last year but it was only recently that it became 2 interest payouts on last day of the month, and another one (big one) mid of next month.

 

[sglandscape]

Been on since May last year but it was only recently that it became 2 interest payouts on last day of the month, and another one (big one) mid of next month.

Means you've not been on special invite before? Usually even years ago for targeted promo usually it would be paid mid month.