Standchart eSaver

[Imhthc]

Received email invite today.

​ ​ As our valued client, you can enjoy up to 3.55% p.a. interest on your eligible incremental balances of up to S$2,000,000 when you top up your e$aver Account with fresh funds^ from now till 31 July 2024.​

​ ​ ​ ​ Prevailing Interest Rate on Deposit Balance​ ​ ​ ​ 0.05% p.a.​ ​ ​ Bonus Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.50% p.a.​ ​ ​ Total Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.55% p.a.​

This is the public promo. More like an email EDM to inform you bout it. Not the exclusive Bonus invitation.

 

[royalmix]

Received email invite today.

​ ​ As our valued client, you can enjoy up to 3.55% p.a. interest on your eligible incremental balances of up to S$2,000,000 when you top up your e$aver Account with fresh funds^ from now till 31 July 2024.​

​ ​ ​ ​ Prevailing Interest Rate on Deposit Balance​ ​ ​ ​ 0.05% p.a.​ ​ ​ Bonus Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.50% p.a.​ ​ ​ Total Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.55% p.a.​

There is nothing to shout about:

1. Interest rate is same as public offer
2. Still valid for 2 mths
3. Invites receive BI later, up to 20th of mth
4. Invites have additional conditions to meet!

 

[ahnyaahnya]

There is nothing to shout about:

1. Interest rate is same as public offer
2. Still valid for 2 mths
3. Invites receive BI later, up to 20th of mth
4. Invites have additional conditions to meet!

What additional conditions?

 

[hwarzoner]

Special invitation the limit is 5 millions as compared to public offer of 2 million. Unfair to those who have more than 2 millions who never got invited.

 

[royalmix]

Special invitation the limit is 5 millions as compared to public offer of 2 million. Unfair to those who have more than 2 millions who never got invited.

Life is full of hacks and challenges!

Nothing is based on being fair! Even govt policies are unfair! CPF SA - shield if you are rich and know how to hack! After so many years later, then they decided to make it fairer!

Oops, you should be in private banking thread with special treatment!

 

[Lè Crayons]

There is nothing to shout about:

1. Interest rate is same as public offer
2. Still valid for 2 mths
3. Invites receive BI later, up to 20th of mth
4. Invites have additional conditions to meet!

Invitees is for 3 months and not 2 months.

 

[ahnyaahnya]

SCB flooded with eSaver deposits

 

[ahnyaahnya]

Received email invite today.

​ ​ As our valued client, you can enjoy up to 3.55% p.a. interest on your eligible incremental balances of up to S$2,000,000 when you top up your e$aver Account with fresh funds^ from now till 31 July 2024.​

​ ​ ​ ​ Prevailing Interest Rate on Deposit Balance​ ​ ​ ​ 0.05% p.a.​ ​ ​ Bonus Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.50% p.a.​ ​ ​ Total Interest Rate on Eligible Incremental Balance​ ​ ​ ​ 3.55% p.a.​

For invite they sent me a code number so that I can search for the terms and conditions on their website

 

[royalmix]

Bye bye SCB, my other Banker decided to increase interest rate!

 

[Devilsire]

tbill up abit to 3.76%, SCB could have done a little better

 

[twosix]

tbill up abit to 3.76%, SCB could have done a little better

Nobody knows the future. They already increased the rates by 0.1% vs previous the tranche.

 

[twosix]

Bye bye SCB, my other Banker decided to increase interest rate!

Too bad i was with them till last mth. Id wait for next month.

 

[Sausage]

for the current scb promo, do we need an invite to qualify? on their website here is no mention of this and also no mention of minimum $100k of fresh funds.


Read HWZ Forum Rules!

 

[twosix]

for the current scb promo, do we need an invite to qualify? on their website here is no mention of this and also no mention of minimum $100k of fresh funds.


Read HWZ Forum Rules!

No invite. Deposits need to be higher than May only.

 

[ThreeSteps]

is scb esaver the best interest rate now apart from uob on 150k?

The best rates are usually from those Saving a/cs which require salary to be credited, credit card spends, etc. - OCBC 360, UOB One, BOC SmartSaver, DBS Multiplier, etc. But this type of saving a/cs have a cap on the amount to earn the bonus interest.

If you are comparing HSBC EGA, StandChart e$aver, MayBank iSAVvy, CIMB promo, the happy news is HSBC have updated their HSBC EGA bonus interest rate today - this made HSBC better. You can go to HSBC forum thread or to HSBC bank website for more info.

 

[yiron]

The best rates are usually from those Saving a/cs which require salary to be credited, credit card spends, etc. - OCBC 360, UOB One, BOC SmartSaver, DBS Multiplier, etc. But this type of saving a/cs have a cap on the amount to earn the bonus interest.

If you are comparing HSBC EGA, StandChart e$aver, MayBank iSAVvy, CIMB promo, the happy news is HSBC have updated their HSBC EGA bonus interest rate today - this made HSBC better. You can go to HSBC forum thread or to HSBC bank website for more info.

Yup SCB esaver public has been outdone by HSBC EGA BI, even on the incremental ADB beyond Everyday+ 1%.

 

[Adi Dassler]

Previously was on the Apr-May e$aver bonus promo, pumped in 20k. Then today just pump another $20k fresh fund into my easaver account to qualify for the Jun-Jul promo.

So total in my savings account got $40k liao, but I cannot withdraw out right, else I will lose the bonus interest?

 

[Devilsire]

Previously was on the Apr-May e$aver bonus promo, pumped in 20k. Then today just pump another $20k fresh fund into my easaver account to qualify for the Jun-Jul promo.

So total in my savings account got $40k liao, but I cannot withdraw out right, else I will lose the bonus interest?

errr, public esaver is on incremental balance, i.e bonus interest only on incremental balance of reference month's / May's ADB.

 

[GrandJedi]

The best rates are usually from those Saving a/cs which require salary to be credited, credit card spends, etc. - OCBC 360, UOB One, BOC SmartSaver, DBS Multiplier, etc. But this type of saving a/cs have a cap on the amount to earn the bonus interest.

If you are comparing HSBC EGA, StandChart e$aver, MayBank iSAVvy, CIMB promo, the happy news is HSBC have updated their HSBC EGA bonus interest rate today - this made HSBC better. You can go to HSBC forum thread or to HSBC bank website for more info.

eSaver and EGA, promotional period seems to overlap 100%.

Seems like customers are moving between eSaver and EGA every other month... iSavvy is off by 1 month.

 

[revhappy]

I was considering the save up+level up promo in conjuction with esaver promo. But the periods dont overlap, Esaver is Jun-Jul and Save up level up is Jul-Aug, too bad.