Standchart eSaver

[ahchan]

I dont see Oct. Website still shows deposit (1-31 Jul) for BI until end-Sep. https://www.cimb.com.sg/en/personal...imb-fastsaver-account.html#existing-customers

Yes, from where it mentions about Aug Deposit? Cannot find in their webpage...

 

[lzydata]

click the Terms and Conditions and click the link to view the actual pdf... it's updated already.

they lazy, haven't update the wording on the website.

e$aver Savings Account Bonus Interest Promotion (1 August 2024 to 30 September 2024)​

From now till 30 September 2024, earn up to 3.35% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to July 2024 average daily balance)

Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
0.05% p.a.	3.30% p.a.	3.35% p.a.

Now updated.

 

[tweeety]

byeeeeeeeeeee esaver

 

[StaRChO]

3.35 not attractive indeed
below 200k will take away priority status?

they wont take away de

 

[Lè Crayons]

If 3.35 niah, should have applied Tbill yesterday

Tbill dropped a lot. 3.4% only

 

[maumu]

in the end, sticking to eSaver even though only offered Batch B (3.35%)..

hope EGA will offer a good rate next month.

 

[ctan84]

Also didn't get the invite this round. My RM changed liao, and this one despite being a chio bu, won't do magic for me unlike the previous guy. Oh well...

 

[sgdividends]

Does anyone know why when I transfer out from scb savings today , it states transaction date as 5/8 and value date as 4/8? Shouldn't it be the other way like other banks ?

 

[Froggyman]

Does anyone know why when I transfer out from scb savings today , it states transaction date as 5/8 and value date as 4/8? Shouldn't it be the other way like other banks ?

Today is Sunday. For SCB, Sunday transaction will be consider as next business day transaction.

 

[jesp15]

can share strategy which bank to cycle funds each month (no salary crediting required, 1 month lock in only)?

eSaver > EGA > iSavvy??

 

[sglandscape]

can share strategy which bank to cycle funds each month (no salary crediting required, 1 month lock in only)?

eSaver > EGA > iSavvy??

CIMB could be added to if they have promo. Isavvy rates are not as good.

 

[viv4080]

Bonus interest is in.


Read HWZ Forum Rules!

 

[maumu]

Bonus interest is in.


Read HWZ Forum Rules!

thanks for the alert

 

[BlackTortoise]

Bonus interest is in.


Read HWZ Forum Rules!

Bo leh

 

[Lè Crayons]

Just in...

<ADV> Exclusively for you: Earn up to 3.40% p.a. interest on your e$aver deposit balance (capped at S$5mil) from now till 30 Nov'24. To qualify, top up with min. of S$100K fresh funds during 1-30 Sep’24. Visit our bank's website and search keyword #se24 for T&Cs that apply. Insured up to S$100K by SDIC. Unsub on SC Mobile or Online Banking: Go to "Other Request" under Help & Services.

 

[a4973]

Hi all so I'm currently in Jun to Aug Batch B. Must I leave the funds in the e$saver account past 31 Aug? my intention is to merry go round to CIMB for Sept but as I have received esaver invite for Sept to Nov can I withdraw the bulk of the funds from esaver on 31 Aug (in order to reset the end-of-day deposit balance on 31 August 2024) leaving 1k for the period of 31 Aug to 29 Sept then I will top up 100k+ on 30 Sept to qualify for esaver Sept to Nov 3.4%? thank you for your patient advice and guidance.

 

[CaptainWu]

Just in...

<ADV> Exclusively for you: Earn up to 3.40% p.a. interest on your e$aver deposit balance (capped at S$5mil) from now till 30 Nov'24. To qualify, top up with min. of S$100K fresh funds during 1-30 Sep’24. Visit our bank's website and search keyword #se24 for T&Cs that apply. Insured up to S$100K by SDIC. Unsub on SC Mobile or Online Banking: Go to "Other Request" under Help & Services.

That's for invited customer only.....

 

[a4973]

to those regular e$saver promo participants, how do you interprete this TnC which is featured in every Bonus Interest TnC document ?

https://www.sc.com/sg/terms-and-conditions/esav-ju24b/

e. For the avoidance of doubt, any deposit, withdrawal or otherwise transaction in relation to your Qualifying Account(s) that takes place on the last day of a calendar month, falling on either a Sunday, a public holiday or a bank holiday, will not be taken into consideration for the purposes of the Bank’s computation of ADB and crediting of Bonus Interest.

Question: specifically is the "last day of a calendar month" a seperate distinction from "a Sunday, a public holiday or a bank holiday,"?
what if "the last day of a calendar month" is a regular working Tuesday?

thank you

 

[rest1ess]

to those regular e$saver promo participants, how do you interprete this TnC which is featured in every Bonus Interest TnC document ?

https://www.sc.com/sg/terms-and-conditions/esav-ju24b/

e. For the avoidance of doubt, any deposit, withdrawal or otherwise transaction in relation to your Qualifying Account(s) that takes place on the last day of a calendar month, falling on either a Sunday, a public holiday or a bank holiday, will not be taken into consideration for the purposes of the Bank’s computation of ADB and crediting of Bonus Interest.
specifically is the "last day of a calendar month" a seperate distinction from "a Sunday, a public holiday or a bank holiday,"?
what if "the last day of a calendar month" is a regular working Tuesday?

thank you

Was that in past run's tnc?

 

[a4973]

Was that in past run's tnc?

It is in the Jun to Aug run and in the current September to Nov run too which I am participating in so have read through the TnC.