Standchart eSaver

[bladez87]

many banks have already informed customers that they are transitioning away from SMS notification to banking app notification & email notification. You just have to get use to it. SMS are prone to scams (fake notifications).

My main phone cannot use any banking app. Super troublesome

 

[ahnyaahnya]

many banks have already informed customers that they are transitioning away from SMS notification to banking app notification & email notification. You just have to get use to it. SMS are prone to scams (fake notifications).

Scam saying that I have withdrawn money ?

With notifications instead of SMS, I have to be online when it comes? Or log in to check notifications.
With SMS dun need mah. It's right there when I pick up the phone

 

[vsvs24]

My main phone cannot use any banking app. Super troublesome

I have the same issue. Have a separate phone just for banking app which I leave at home and turn off wifi when not in use.

Still ok if send alerts via email. But those that solely send by push notification is a problem.

Eg HSBC credit card authentication for online purchase requires approval by mobile app. So need to wait till I am home to use it.

Now can only pray no fraud case where I cannot receive alerts timely

 

[iosnewbie]

I registered my interest in the SCB Marathon Saver promo yesterday . Is there any way to confirm that I am indeed part of the promo so that I can transfer my funds over?

 

[jasonsouza77]

I registered my interest in the SCB Marathon Saver promo yesterday . Is there any way to confirm that I am indeed part of the promo so that I can transfer my funds over?

im wondering this too. registered already. wonder how SC will inform if the registration is successful. hmmm

 

[CaptainWu]

im wondering this too. registered already. wonder how SC will inform if the registration is successful. hmmm

There is a reference number, have you captured this as proof just in case?

 

[twosix]

I registered my interest in the SCB Marathon Saver promo yesterday . Is there any way to confirm that I am indeed part of the promo so that I can transfer my funds over?

The screen will display a confirmation number, no?

 

[Godeau]

im wondering this too. registered already. wonder how SC will inform if the registration is successful. hmmm

For me i simply just screenshot the webpage along with ref code when it appeared after i submitted my bank acct number, just incase.

 

[iosnewbie]

For me i simply just screenshot the webpage along with ref code when it appeared after i submitted my bank acct number, just incase.

I screenshot it too. Starts with SGRII60- in my submission.

 

[ahnyaahnya]

I have the same issue. Have a separate phone just for banking app which I leave at home and turn off wifi when not in use.

Still ok if send alerts via email. But those that solely send by push notification is a problem.

Eg HSBC credit card authentication for online purchase requires approval by mobile app. So need to wait till I am home to use it.

Now can only pray no fraud case where I cannot receive alerts timely

I do my banking (except HSBC) on my old phone. But my SMSes from banks come on my new phone. This is the number that is in the bank's records.
Recently when I registered for ega, I used my old phone ( not deliberately used old one , but I simply used the same phone as previous time that I was on ega). The acknowledgement SMS from the bank came on my new phone.

So you just need to make sure the number of your main phone is the one in the bank's records. You'll receive the SMSes there even though you don't use it for banking app.

 

[twosix]

I do my banking (except HSBC) on my old phone. But my SMSes from banks come on my new phone. This is the number that is in the bank's records.
Recently when I registered for ega, I used my old phone ( not deliberately used old one , but I simply used the same phone as previous time that I was on ega). The acknowledgement SMS from the bank came on my new phone.

So you just need to make sure the number of your main phone is the one in the bank's records. You'll receive the SMSes there even though you don't use it for banking app.

use separate phone for banking and sms is a smart choice.

 

[iosnewbie]

im wondering this too. registered already. wonder how SC will inform if the registration is successful. hmmm

I called into the SCB hotline and after some fiddling with options, I managed to speak to a CS rep. Basically, as long as on the interest registration webpage you get a reference number, that is already an indication of successful registration and no need to wait for any other confirmation.

As long as the existing eSaver account on the last day of Sep-2024 is zero dollars and we put in fresh funds of minimally 100k, then we will enjoy the full Marathon promotion for 3 months.

 

[a4973]

I called into the SCB hotline and after some fiddling with options, I managed to speak to a CS rep. Basically, as long as on the interest registration webpage you get a reference number, that is already an indication of successful registration and no need to wait for any other confirmation.

As long as the existing eSaver account on the last day of Sep-2024 is zero dollars and we put in fresh funds of minimally 100k, then we will enjoy the full Marathon promotion for 3 months.

What about those on the invited exclusive 3.4% from September to November who are already funded by end September? Thank you

 

[iosnewbie]

What about those on the invited exclusive 3.4,% from September to November who are already funded by end September? Thank you

Not sure on this. This CS rep only mentioned to me that the Marathon promo is opened to public and those who didn’t register for this promo will get the 3.35% pa in Oct and Nov.

 

[bladez87]

Not sure on this. This CS rep only mentioned to me that the Marathon promo is opened to public and those who didn’t register for this promo will get the 3.35% pa in Oct and Nov.

If sign up for marathon but can't maintain 100k leh...

 

[Mickey01]

What about those on the invited exclusive 3.4% from September to November who are already funded by end September? Thank you

it seems SCB did not send out exclusive invite for Oct 2024 (at least no one here mentioned anything). So perhaps going forward this Marathon Saver will replace the exclusive invite? my guess only

The mechanics of the Marathon Saver is very similar to the Exclusive Invite - 3 months duration, $100K incremental to participate, max cap of $5,000,000.

The only differences are
1. Marathon Saver is open to all but must register (exclusive invite no need to register, invite by email/app notification))
2. Marathon Saver BI is on incremental fresh funds (exclusive invite BI is from the very 1st dollar)

 

[twosix]

it seems SCB did not send out exclusive invite for Oct 2024 (at least no one here mentioned anything). So perhaps going forward this Marathon Saver will replace the exclusive invite? my guess only

The mechanics of the Marathon Saver is very similar to the Exclusive Invite - 3 months duration, $100K incremental to participate, max cap of $5,000,000.

The only differences are
1. Marathon Saver is open to all but must register (exclusive invite no need to register, invite by email/app notification))
2. Marathon Saver BI is on incremental fresh funds (exclusive invite BI is from the very 1st dollar)

At least I am assured of 3%+ interest rates until the end of 2024.

 

[linusz]

for marathon. can transfer out then wire back to 2nd saver account? ok!

 

[ThreeSteps]

If sign up for marathon but can't maintain 100k leh...

Marathon $aver Promotion
https://www.sc.com/sg/save/savings-...e_new-esaver-acquisition-sc_com_organic-sg-en
t&c: https://av.sc.com/sg/content/docs/sg-esaver-marathon-saver-promotion.pdf

I may be wrong, but below is my interpretation of the t&cs:
Register & just need to deposit at least $100k on 30 Oct & maintain it there for 30-31Oct to ensure the balance on 31Oct is at least $100k higher than the balance on 30Sep. There is no need to keep at least $100k balance continuously for Oct, Nov & Dec.

Bonus interest calculation is based on the incremental Average Daily Balance (ADB) for each of the 3 interest-earning months (Oct, Nov, Dec) compared to Sep ADB. This incremental ADB can be less than $100k & need not to be at least $100k. You also do not need to keep funds there for all 3 months, for example - you can choose to transfer funds into the a/c only in Dec.

(Note: 31Oct is public holiday)

 

[xRenol]

If sign up for marathon but can't maintain 100k leh...

If you do not meet the criteria stated, you would still be eligible to participate in the e$aver Bonus Interest (October - November 2024) promotions.

You can refer the Terms and Conditions.