Standchart eSaver

[temasek888]

Received this 2.7 today

Dear xxxx,
Don't miss out on up to 2.70% p.a. interest for 3 months on your e$aver
balances.
From now till 31‌ J‌uly 2‌025, you will earn interest on balances in your
eligible e$aver account(s) in the manner as set out below.

Prevailing Interest Rate on Deposit Balance (A) 0.05% p.a.

Bonus Interest Rate on ADB of up to S$5 million (B) 2.65% p.a.

Total Interest Rate on ADB of up to S$5 million (A+B) 2.70% p.a.

Simply top up your account with fresh funds^ of minimum S$100,000 by
31‌ M‌ay 2‌025, such that your deposit balance on 31‌ M‌ay 2‌025 is
at least S$100,000 higher as compared to your deposit balance on
30‌ A‌pril 2‌025, to qualify for the promotion.

How they sent this? Via email or inbox on app?

 

[Devilsire]

How they sent this? Via email or inbox on app?

Via email

 

[yslvlys]

Received this 2.7 today

Dear xxxx,
Don't miss out on up to 2.70% p.a. interest for 3 months on your e$aver
balances.
From now till 31‌ J‌uly 2‌025, you will earn interest on balances in your
eligible e$aver account(s) in the manner as set out below.

Prevailing Interest Rate on Deposit Balance (A) 0.05% p.a.

Bonus Interest Rate on ADB of up to S$5 million (B) 2.65% p.a.

Total Interest Rate on ADB of up to S$5 million (A+B) 2.70% p.a.

Simply top up your account with fresh funds^ of minimum S$100,000 by
31‌ M‌ay 2‌025, such that your deposit balance on 31‌ M‌ay 2‌025 is
at least S$100,000 higher as compared to your deposit balance on
30‌ A‌pril 2‌025, to qualify for the promotion.

I got this too. Gonna ignore as still worse than Maybank 2.8%pa

 

[FD Trinitron]

Received this 2.7 today

Dear xxxx,
Don't miss out on up to 2.70% p.a. interest for 3 months on your e$aver
balances.
From now till 31‌ J‌uly 2‌025, you will earn interest on balances in your
eligible e$aver account(s) in the manner as set out below.

Prevailing Interest Rate on Deposit Balance (A) 0.05% p.a.

Bonus Interest Rate on ADB of up to S$5 million (B) 2.65% p.a.

Total Interest Rate on ADB of up to S$5 million (A+B) 2.70% p.a.

Simply top up your account with fresh funds^ of minimum S$100,000 by
31‌ M‌ay 2‌025, such that your deposit balance on 31‌ M‌ay 2‌025 is
at least S$100,000 higher as compared to your deposit balance on
30‌ A‌pril 2‌025, to qualify for the promotion.

I also received this on 30 Apr but dun hv 100k....

 

[vsvs24]

Anyone know if esaver have any cutoff time for deposit to be counted for interest on Sat ?

 

[sglandscape]

Anyone know if esaver have any cutoff time for deposit to be counted for interest on Sat ?

Best to do it before noon

 

[Imhthc]

Hearsay the new interest rate for the next one is 2.15%

 

[sglandscape]

Hearsay the new interest rate for the next one is 2.15%

Siao liao cut so much? It's currently 2.5%

 

[twosix]

Maybe treasury bill of 2.2% for 6mths is a safer bet. Hmm....

 

[Garlic & Butter]

Just received invited e-mailer:


Dear X.

Don't miss out on up to 2.65% p.a. interest for 3 months on your e$aver balances.​

From now till 31‌ A‌ugust 2‌025, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​ ​ ​ Prevailing Interest Rate on Deposit Balance (A)​ ​ ​ ​ 0.05% p.a.​

​ ​ ​ Bonus Interest Rate on ADB of up to S$5 million (B)​ ​ ​ ​ 2.60% p.a.​

​ ​ ​ Total Interest Rate on ADB of up to S$5 million (A+B)​ ​ ​ ​ 2.65% p.a​

For more information, visit our website and search keyword #jun25b to view
the Promotion Terms & Conditions that apply.

 

[GrandJedi]

Just received invited e-mailer:


Dear X.

Don't miss out on up to 2.65% p.a. interest for 3 months on your e$aver balances.​

From now till 31‌ A‌ugust 2‌025, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​ ​ ​ Prevailing Interest Rate on Deposit Balance (A)​ ​ ​ ​ 0.05% p.a.​

​ ​ ​ Bonus Interest Rate on ADB of up to S$5 million (B)​ ​ ​ ​ 2.60% p.a.​

​ ​ ​ Total Interest Rate on ADB of up to S$5 million (A+B)​ ​ ​ ​ 2.65% p.a​

For more information, visit our website and search keyword #jun25b to view
the Promotion Terms & Conditions that apply.

looks good

 

[vsvs24]

Just received invited e-mailer:


Dear X.

Don't miss out on up to 2.65% p.a. interest for 3 months on your e$aver balances.​

From now till 31‌ A‌ugust 2‌025, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​ ​ ​ Prevailing Interest Rate on Deposit Balance (A)​ ​ ​ ​ 0.05% p.a.​

​ ​ ​ Bonus Interest Rate on ADB of up to S$5 million (B)​ ​ ​ ​ 2.60% p.a.​

​ ​ ​ Total Interest Rate on ADB of up to S$5 million (A+B)​ ​ ​ ​ 2.65% p.a​

For more information, visit our website and search keyword #jun25b to view
the Promotion Terms & Conditions that apply.

Jun invite 2.65%.

Don't believe the public rate for Jun would go down to 2.15%.

 

[CaptainWu]

Just received invited e-mailer:


Dear X.

Don't miss out on up to 2.65% p.a. interest for 3 months on your e$aver balances.​

From now till 31‌ A‌ugust 2‌025, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​ ​ ​

​

For more information, visit our website and search keyword #jun25b to view
the Promotion Terms & Conditions that apply.

There is criteria to meet as below. So look like force people to move out the money now so that 31 May balance is zero then can move back in June to enjoy the 2.65%
Simply top up your account with fresh funds^ of minimum S$100,000 by
30‌ J‌une 2‌025, such that your deposit balance on 30‌ J‌une 2‌025 is
at least S$100,000 higher as compared to your deposit balance on
31‌ M‌ay 2‌025, to qualify for the promotion.

 

[Garlic & Butter]

ya I'm going to empty funds out tomorrow and trf back in on 1st Jun!

 

[cassowary18]

By invitation only...

For the avoidance of doubt, the Invitation Notice is non-transferable and only existing customers who have received the Invitation Notice from the Bank are eligible for this Promotion.

https://www.sc.com/sg/terms-and-conditions/esav-jun25b/

Out of curiosity, I tried looking for the same T&Cs by removing the letter b, and I got this: https://www.sc.com/sg/terms-and-conditions/esav-jun25/

In addition to Prevailing Interest, if you meet the eligibility criteria in Clause 2 above, you will also earn bonus interest (“Bonus Interest“) of 2.20% p.a. (“Bonus Interest Rate”) on the first S$5,000,000 of the average daily balance (“ADB”) in your Qualifying Account(s), during the Promotion Period

So it seems like there are two different offers, one is 2.25% and one is 2.65%

 

[Imhthc]

ya I'm going to empty funds out tomorrow and trf back in on 1st Jun!

Just curious, why such move? By doing so, u won’t get incremental interest.

 

[cassowary18]

Just curious, why such move? By doing so, u won’t get incremental interest.

Because the reference balance is not MAB, but rather the amount at the day end of May 31.

 

[CaptainWu]

By invitation only...

https://www.sc.com/sg/terms-and-conditions/esav-jun25b/

Out of curiosity, I tried looking for the same T&Cs by removing the letter b, and I got this: https://www.sc.com/sg/terms-and-conditions/esav-jun25/



So it seems like there are two different offers, one is 2.25% and one is 2.65%

I have account invitation end May so look like the 2.65% are for those with the same invitation before? SCB trying to attract the group to retain/increase the amount to continue enjoying higher rate I believe. The 2.25% probably for new invitation I guess.

 

[Imhthc]

Because the reference balance is not MAB, but rather the amount at the day end of May 31.

This is not for public incremental promotion. Which promo by scb is with reference to the last day of May? Something new to be.

 

[CaptainWu]

This is not for public incremental promotion. Which promo by scb is with reference to the last day of May? Something new to be.

That's not new, I remember all invitation promotion are the same just comparing the end of month balance.