Standchart eSaver

[hwarzoner]

Why is it only for those less than 200k ?

I tried transferring 25k to Esavers today and applying for the FD, it kept indicating this error :

SORRY
We are unable to continue with your application online, please visit our branch with regard to this application
Application number CXXXXXXX

Anybody facing same issue ?

what i meant is for those people who do not have min 200K cash for the esaver invitation promo.

so this min 25k TD should be comfy amount for some to do deposit

 

[ckman3]

i am under priority banking and currently my esaver is under the invitation exclusive bonus from 01 Aug to 31 Oct 2026 at 1.6%. so now the the public time deposit offering 1.8% for PB client which is even better than my esaver 1.6% lol

Does the relevant TnC related to your promo period have a clause to say that it would match the higher public rate should it happen? You may wish to check it.

 

[twosix]

The bank website still not updated with sep promo rates.

 

[Mickey01]

Does the relevant TnC related to your promo period have a clause to say that it would match the higher public rate should it happen? You may wish to check it.

Aug 2026 exclusive invite no such statement. They inserted this into the Sep exclusive invite.

 

[Mickey01]

The bank website still not updated with sep promo rates.

the public eSaver promotion is from 1 Aug to 30 Sep. The next update should be for Oct 2026 to mmm2026 promo.

 

[GrandJedi]

cimb current account has the best 2 month merry go-round rates. fyi.

 

[tiertime]

cimb current account has the best 2 month merry go-round rates. fyi.

Do u mean Fast saver ? The one cannot put exceed a certain amount (not very sure how much )

 

[GrandJedi]

Do u mean Fast saver ? The one cannot put exceed a certain amount (not very sure how much )

CIMB Starsaver... https://www.cimb.com.sg/en/personal.../current-accounts/cimb-starsaver-account.html

 

[nobody1968]

To get invite a -
RM says need to be priority private customers. These have AUM of $1.5 m. RM say some use leverage on investments or insurance to qualify. Those who have investments under CDP can transfer to Standard Chartered and these will qualify. Transfer fee charged by Standard Chartered Bank is $10.90 per counter.
Wonder how many can qualify with AUM of $1.5M?

 

[tiertime]

To get invite a -
RM says need to be priority private customers. These have AUM of $1.5 m. RM say some use leverage on investments or insurance to qualify. Those who have investments under CDP can transfer to Standard Chartered and these will qualify. Transfer fee charged by Standard Chartered Bank is $10.90 per counter.
Wonder how many can qualify with AUM of $1.5M?

I wonder if ppl got that amount will still put in regular banks to earn peanuts interest

 

[Mickey01]

To get invite a -
RM says need to be priority private customers. These have AUM of $1.5 m. RM say some use leverage on investments or insurance to qualify. Those who have investments under CDP can transfer to Standard Chartered and these will qualify. Transfer fee charged by Standard Chartered Bank is $10.90 per counter.
Wonder how many can qualify with AUM of $1.5M?

you asked your RM how to get an Exclusive Bonus Interest Invite or specifically the 1.95% Exclusive Bonus Interest Invite?? There are 3 versions of the exclusive invite - version A 1.45% BI, version B 1.75% BI, version C 1.95%

 

[Devilsire]

To get invite a -
RM says need to be priority private customers. These have AUM of $1.5 m. RM say some use leverage on investments or insurance to qualify. Those who have investments under CDP can transfer to Standard Chartered and these will qualify. Transfer fee charged by Standard Chartered Bank is $10.90 per counter.
Wonder how many can qualify with AUM of $1.5M?

your RM, like mine, just dont wana be bothered with small fishes la

anyway just found another 2% 100k min & 1.8% 25k min "4months FD"... now reading its tnc
time to ditch esaver & screw their invites
https://forums.hardwarezone.com.sg/threads/trust-bank.7221006/
(oh wait, think its also an invite? my bad lol )

 

[Mickey01]

I wonder if ppl got that amount will still put in regular banks to earn peanuts interest

why not? the S$1.5 million belongs to their liquid assets. Rest of the assets are in various types of investments like equities, bonds, AI investments etc. 1.95% of $1,500,000 get you $2,437 a month.

There are many corporate high flyers who are busy travelling and no time for muscial chairs or hunt around every month for incremental 0.1% Bank A vs Bank B. They are quite loyal to a particular bank and have their funds there and it is true that these people invest with their priorty bankers. The $2437/mth is just the appettizer. The main course is their monthly salary.

 

[nobody1968]

I asked her about the specific 1.95% invite. Cos i always get the middle rate - invite B

 

[nobody1968]

Which bank has 2% $100k?

Can share?

 

[botak33]

Which bank has 2% $100k?

Can share?

Trust bank. Upon invitation by email.

 

[V_for_Vanilla]

Which bank has 2% $100k?

Can share?

Trust bank.

 

[twosix]

why not? the S$1.5 million belongs to their liquid assets. Rest of the assets are in various types of investments like equities, bonds, AI investments etc. 1.95% of $1,500,000 get you $2,437 a month.

There are many corporate high flyers who are busy travelling and no time for muscial chairs or hunt around every month for incremental 0.1% Bank A vs Bank B. They are quite loyal to a particular bank and have their funds there and it is true that these people invest with their priorty bankers. The $2437/mth is just the appettizer. The main course is their monthly salary.

If 1.5m includes investments, the investments will not earn 2% interest. Only for the cash component.

 

[Garlic & Butter]

my PB 200k tier RM told me he "helped to add me in to the list" previously.

maybe those interested can try walk into branch and ask to see a random RM and if they interested to help, can on-the-spot apply to switch to the new RM

 

[nobody1968]

Trust bank. Upon invitation by email.

Trust bank.

Thanks, unfortunately didnt receive special invite from Trust bank.