Standchart eSaver

dork32

Supremacy Member
Joined
Jan 27, 2010
Messages
9,366
Reaction score
1,578
Use esaver and cimb .. 2 months parked at esaver, 2 mths at cimb .. effective int higher: esaver 1.58% and cimb 1% .. effective will be ard 1.29% ..

i used to do that. until some smart person say you should transfer between two esavers account.
 
Last edited:

blengend

Member
Joined
Apr 29, 2012
Messages
484
Reaction score
5
After withdrawing from eSaver, must we wait for 1 day before we FAST back in? Or same day
 

havetheveryfun

High Supremacy Member
Joined
Jul 16, 2010
Messages
28,974
Reaction score
5,327
no need leh, i just fast out to another bank and then fast back to another esaver account :)

Keyword here is "another".. I believe she asking same esaver acc

Anw this mth also no need withdraw yet? Coz its compares to Jan , not feb Adb till 31 mar
 

Soul77

Senior Member
Joined
Mar 6, 2001
Messages
2,233
Reaction score
13
this round of promo is until 31 mar 2016. so the next round of promo will be 1 apr 2016 till 31 may 2016 and will be based on average daily balance on march 2016?

Currently my esaver account is $0, haven't funded since opened. so If I want to enjoy the maximum interest, it's better to wait till next month right?
 

shared

Master Member
Joined
Jul 11, 2014
Messages
3,021
Reaction score
0
will esaver rates go down after march?

looking at their lowered FD rates, i think it is highly likely their esavers rates will go down. Otherwise no incentive for their FD.
 

deathman91

Arch-Supremacy Member
Joined
May 25, 2007
Messages
15,461
Reaction score
4
this round of promo is until 31 mar 2016. so the next round of promo will be 1 apr 2016 till 31 may 2016 and will be based on average daily balance on march 2016?

Currently my esaver account is $0, haven't funded since opened. so If I want to enjoy the maximum interest, it's better to wait till next month right?

Huh $0 in your esaver account? There's a fall below($1000) fee charge of $2 leh. Of course, now your account doesn't have any money for them to deduct but it is uncertain if they will take it back after you deposit money into it...
 

af7680

Member
Joined
Sep 4, 2015
Messages
300
Reaction score
14
Dear all,

Jan : almost zero balance
Feb : parked 50k and earned interest of 1.58%.
March :park the same Feb fund of 50k....

Will I earn the same interest of 1.58% for March if the same fund from Feb is kept in there?

TIA
 

adrianwang74

Arch-Supremacy Member
Joined
Mar 12, 2015
Messages
19,710
Reaction score
8
Dear all,

Jan : almost zero balance
Feb : parked 50k and earned interest of 1.58%.
March :park the same Feb fund of 50k....

Will I earn the same interest of 1.58% for March if the same fund from Feb is kept in there?

TIA

i believe u need fresh funds to qualify for the march-april promotion
 

Squaredot

Arch-Supremacy Member
Joined
Feb 12, 2009
Messages
19,768
Reaction score
6,833
Dear all,

Jan : almost zero balance
Feb : parked 50k and earned interest of 1.58%.
March :park the same Feb fund of 50k....

Will I earn the same interest of 1.58% for March if the same fund from Feb is kept in there?

TIA
Yes u will !
 

Soul77

Senior Member
Joined
Mar 6, 2001
Messages
2,233
Reaction score
13
Huh $0 in your esaver account? There's a fall below($1000) fee charge of $2 leh. Of course, now your account doesn't have any money for them to deduct but it is uncertain if they will take it back after you deposit money into it...

Hm.. Ok. The account was opened together during the roadshow with the bonus saver promotion. the promoter said just leave the account $0, don't touch it, it won't go to -ve and auto close in 6 month... Sure thing it doesn't go negative as of now.

But I'm seeing the bonus interest is quite attractive so thinking of putting the money into it.

Maybe I'll wait till the next month bonus interest announcement and see how..
 

blengend

Member
Joined
Apr 29, 2012
Messages
484
Reaction score
5
it's actually feb-march, then april-may

I think somewhere along the line, they changed the T&C?

Because I was on the Jan-Feb batch. Received my bonus for both Jan and Feb.

So cannot be Feb-Mar mah, coz otherwise for me it'll be Jan-Feb-Mar??

I noticed their website uploaded a new copy of the T&C that says now is Feb-Mar, but I was pretty sure I was on the Jan-Feb batch :eek::eek:

Confusing
 

cybercom8

Arch-Supremacy Member
Joined
Feb 12, 2001
Messages
23,995
Reaction score
5
for those on the year long promo of 1.68% till end Jan 2017, how do you tell which accounts qualify for the promo?
 

mdax23

Senior Member
Joined
Dec 31, 2013
Messages
1,674
Reaction score
58
I think somewhere along the line, they changed the T&C?

Because I was on the Jan-Feb batch. Received my bonus for both Jan and Feb.

So cannot be Feb-Mar mah, coz otherwise for me it'll be Jan-Feb-Mar??

I noticed their website uploaded a new copy of the T&C that says now is Feb-Mar, but I was pretty sure I was on the Jan-Feb batch :eek::eek:

Confusing

Feb & Mar compared to Jan
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top