Standchart eSaver

[arctician]

Planning to do the same for Dec as well, then end of Dec move back to eSaver for 3 months to get the $500 gift.

hm personally i dont think thats a wise choice

esaver promo runs for a 2month cycle and next one starts from 1dec to 31st jan 2019.

So if you bring in on 1st dec for 3 months, you only forgo 1 mth of interest for $500, vs bringing it in end dec. Make sense?

I also going to topup for the $500 in dec.

 

[oceanicmanta]

hm personally i dont think thats a wise choice

esaver promo runs for a 2month cycle and next one starts from 1dec to 31st jan 2019.

So if you bring in on 1st dec for 3 months, you only forgo 1 mth of interest for $500, vs bringing it in end dec. Make sense?

I also going to topup for the $500 in dec.

bro, u shld ask your RM if he can extend u the 12-mth no lock-in eSaver offer if you topup.

i m gonna ask, as it was previously offered to me but I did not take up.

 

[arctician]

bro, u shld ask your RM if he can extend u the 12-mth no lock-in eSaver offer if you topup.

i m gonna ask, as it was previously offered to me but I did not take up.

how does this work, so its a 12mth esaver topup with flexibility to withdraw at 1.8%? ok i will ask.

 

[tmkedmw]

There are people who are on both the esaver 12mth promo as well as the $500 promo. For this group, it does make sense. If not in this group, try your RM.

hm personally i dont think thats a wise choice

esaver promo runs for a 2month cycle and next one starts from 1dec to 31st jan 2019.

So if you bring in on 1st dec for 3 months, you only forgo 1 mth of interest for $500, vs bringing it in end dec. Make sense?

I also going to topup for the $500 in dec.

 

[oceanicmanta]

how does this work, so its a 12mth esaver topup with flexibility to withdraw at 1.8%? ok i will ask.

they offer u a Minimum eSaver rate for the next 12 months if you top up 100k within a certain time ... if eSaver goes up, u get the higher rate.

If eSaver goes down, the rate is pegged at the Minimum.

No lock-in period after u top up.

 

[arctician]

thanks can anyone advise whats the name of this campaign or product name? So the RM will know what i am talking about

 

[vddgnd]

bro, u shld ask your RM if he can extend u the 12-mth no lock-in eSaver offer if you topup.

i m gonna ask, as it was previously offered to me but I did not take up.

Are you assigned with a particular RM? Or need to call bank the ask for one? Is the RM from the branch that you open the account?

 

[oceanicmanta]

thanks can anyone advise whats the name of this campaign or product name? So the RM will know what i am talking about

ESaver Exclusive Bonus Interest

This link is from my past invite
https://www.sc.com/sg/terms-and-conditions/esaver-exclusive-bonus-interest/

 

[oceanicmanta]

Are you assigned with a particular RM? Or need to call bank the ask for one? Is the RM from the branch that you open the account?

u can live chat SCB to ask who is your RM.

if none, can request for one to contact you.

the promo is offered to selected accounts only.

 

[arctician]

ESaver Exclusive Bonus Interest

This link is from my past invite
https://www.sc.com/sg/terms-and-conditions/esaver-exclusive-bonus-interest/

thanks do you know if they are running a similar campaign for nov or dec? the tnc seems to offer 1.2%PA only.

 

[oceanicmanta]

thanks do you know if they are running a similar campaign for nov or dec? the tnc seems to offer 1.2%PA only.

dont know of any current one

1.2% was the minimum then ... but it does not matter bcos u get the higher rate if the bonus rate is higher after sign-up

"Notwithstanding Clause 4 above, in the event that the Bank offers to the Bank’s other customers holding Qualifying Account(s), a bonus interest rate higher than 1.20% p.a. (“Higher Bonus Interest Rate”) for any e$aver promotion held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

the eSaver bonus interest now is 1.55%pa

edit: seems the last offer was in Aug18, bonus was 1.35%

 

[arctician]

dont know of any current one

1.2% was the minimum then ... but it does not matter bcos u get the higher rate if the bonus rate is higher after sign-up

"Notwithstanding Clause 4 above, in the event that the Bank offers to the Bank’s other customers holding Qualifying Account(s), a bonus interest rate higher than 1.20% p.a. (“Higher Bonus Interest Rate”) for any e$aver promotion held during the Bonus Interest Earning Period, your Bonus Interest for that month will be computed at such Higher Bonus Interest Rate, subject to these terms."

the eSaver bonus interest now is 1.55%pa

edit: seems the last offer was in Aug18, bonus was 1.35%

just checked with my RM, they said promo over already dont allow me to sign up. I am thinking she may not be keen to entertain my inquiry as its doesnt roll up to her kpi or comm. If you can enroll let me know i switch over

 

[tmkedmw]

The 12mth esaver was offered some months back to selected customer and also need to qualify for it by having
$100k by end of a stipulated month.

My guess is RM can't do a retroactive enroll.

 

[arctician]

i think my rm cant be bothered with me, i didnt receive the artisan tarts from lesamis or the brochure for $500 gift, but my family member did though i have been with scb priority for 10y and AUM is much higher

not sure how they do the selection

 

[tmkedmw]

Tiagong is marketing Dept does the selection. Don't know their criteria though.

i think my rm cant be bothered with me, i didnt receive the artisan tarts from lesamis or the brochure for $500 gift, but my family member did though i have been with scb priority for 10y and AUM is much higher

not sure how they do the selection

 

[Squaredot]

Planning to do the same for Dec as well, then end of Dec move back to eSaver for 3 months to get the $500 gift.

I'm lost.
What is the $500 gift r u referring to?

 

[oceanicmanta]

I'm lost.
What is the $500 gift r u referring to?

it's targeted promo for selected priority accounts

a few pages back, around 1 Nov, u posted too

 

[chipmunk]

i think my rm cant be bothered with me, i didnt receive the artisan tarts from lesamis or the brochure for $500 gift, but my family member did though i have been with scb priority for 10y and AUM is much higher

not sure how they do the selection

Was told that You need to be a “naughty” customer to be selected for such campaign. i.e move sizeable sum of $ out of the bank etc. Exact criteria was not made known though.

 

[maple96]

I have nothing, got the tarts and invite, they want me back

 

[oceanicmanta]

just checked with my RM, they said promo over already dont allow me to sign up. I am thinking she may not be keen to entertain my inquiry as its doesnt roll up to her kpi or comm. If you can enroll let me know i switch over

no joy from my RM either ... same message.

why wldnt new fund top up contribute to her KPI ?

anyways, anyone else keep getting SC SMS about their 5mth 1.8% FD ?