Standchart eSaver

[henrylbh]

"* “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period."

anyone can advice on above tnc? i am not sure when this has been introduced or enforced, if we FAST 100k from esaver to dbs then FAST back to another esaver...will interest still be awarded?

I worked for me. I transferred my esaver to posb and posb to another third party esaver all within minutes. But kena call from posb questioning such transactions.

 

[cybercom8]

I worked for me. I transferred my esaver to posb and posb to another third party esaver all within minutes. But kena call from posb questioning such transactions.

there was once i tried to withdraw cash to deposit into uob but the scb branch told me they don't have enough cash and transferred my esaver money to another esaver account on the spot and assured me that i will get bonus interest

 

[havetheveryfun]

there was once i tried to withdraw cash to deposit into uob but the scb branch told me they don't have enough cash and transferred my esaver money to another esaver account on the spot and assured me that i will get bonus interest

yup, transferring between 2 e-saver accounts now directly still considered as "fresh funds" and will get bonus interest. but they can change it anytime, so depends on how paranoid you want to be.

 

[mdax23]

I worked for me. I transferred my esaver to posb and posb to another third party esaver all within minutes. But kena call from posb questioning such transactions.

Tell them transfer wrongly lor

 

[Squaredot]

there was once i tried to withdraw cash to deposit into uob but the scb branch told me they don't have enough cash and transferred my esaver money to another esaver account on the spot and assured me that i will get bonus interest

this is funny the staff ownself pecah lobang.

 

[highsulphur]

there was once i tried to withdraw cash to deposit into uob but the scb branch told me they don't have enough cash and transferred my esaver money to another esaver account on the spot and assured me that i will get bonus interest

The bank didn't have enough cash for you??

 

[tmkedmw]

Those who want to withdraw say $200k in $1000 denomination from the bank usually have to call to pre book.

 

[Panerex]

While one person cannot have 2 individual e-Saver accounts, what about one individual and one joint?

 

[spikeling]

Anyone on esaver bonus interest rate extension scheme? Did you receive the right bonus interest for Dec period?

My bonus interest was incorrect. Did not take my extension reference month of April 18. Who else also encountered the same?

 

[Squaredot]

Anyone on esaver bonus interest rate extension scheme? Did you receive the right bonus interest for Dec period?

My bonus interest was incorrect. Did not take my extension reference month of April 18. Who else also encountered the same?

r u referring to your Dec bonus interest or Nov bonus interest credited around 20 Dec?

 

[spikeling]

r u referring to your Dec bonus interest or Nov bonus interest credited around 20 Dec?

Dec bouns interest. They used Nov as my reference mth to credit interest when I already signed up for extension in May.. They really anyhow calculate..

So guys, pls check yrs properly..

 

[edens_guards]

While one person cannot have 2 individual e-Saver accounts, what about one individual and one joint?

Can ar. Why not?

 

[Squaredot]

Dec bouns interest. They used Nov as my reference mth to credit interest when I already signed up for extension in May.. They really anyhow calculate..

So guys, pls check yrs properly..

you will receive your full dec bonus interest within 15 working days. The amount credited on 31/12/18 is not complete.

 

[maumu]

Can ar. Why not?

i think early birds can. now cannot liao I supposed... they probably patched up the loophole (transferring between 2 eSavers under same name).

 

[Kcusts]

Quick question. How exactly is the 30 days calculated?

For example

1 April 2019 - Transfer out
April has 30 days.
1 May 2019 - Transfer in.

Will it be considered as fresh funds? Thank you very much!!

 

[Newmaxi]

Any idea if there is a limit to fund transfer on Esaver ?

 

[mdax23]

Any idea if there is a limit to fund transfer on Esaver ?

yes
10 char

 

[nickky]

Quick question. How exactly is the 30 days calculated?

For example

1 April 2019 - Transfer out
April has 30 days.
1 May 2019 - Transfer in.

Will it be considered as fresh funds? Thank you very much!!

Most likely not considered fresh funds. The bonus interest for Dec and Jan is calculated based on incremental balance compared to Nov ADB. If the current pattern continues, Feb/Mar bonus interest will be pegged to Jan ADB and Apr/May bonus interest will be pegged to Mar ADB.

So in the above example, the May ADB will be the same as the Mar ADB and most likely not considered incremental fresh funds to earn bonus interest.

 

[Bonhun]

I thought FAST limit per month is cap at 200k, and transfer limit per day is 200k?

FAST 200k per day.

Sent from Mercedes-Benz E250 using GAGT

 

[Squaredot]

I thought FAST limit per month is cap at 200k, and transfer limit per day is 200k?

FAST limit per month is 200k ????
Since when?