Standchart eSaver

[demoforce1]

I got 3.65%, and dropped out of PB, to me their PB is useless. Good thing is even if one drop out still can retain their VI card for 2 free lounge access per year

They drop you or you ask for it?

 

[sellipad2]

They drop you or you ask for it?

I requested to cancel next time can rejoin and take welcome gifts again

 

[Goodintentions]

Yes 3.50% is back. Their bonus interest pay earlier than cimb which is on 20th. But I prefer to put in both as cannot predict if on that day I want to withdraw their app or website got issue

In my personal experience, no issue, withdraw using on-line bank transfer whether on 1st day of month or any other day when its off peak. The only thing I don't like is the app still cannot adjust max. withdrawal limits. Maybe some will find it a good thing in view of malware but for me as experienced user, its very troublesome.

 

[zeroX26]

That’s interesting..so are the majority of people here who got special rates, NOT PB status?

I was auto-upgraded to PB after I reopened my e-saver with them. They then gave me a special rate of 4% for 6 months, no complex rules like simi compare to last day balance whatsoever nonsense.

 

[direbmem]

I realized I am priority banking status in my SC app. I didn't request for it and in fact rejected it when they wanted to upgrade me a few years ago. Shouldn't I get some special credit card with PB?

 

[sglandscape]

I realized I am priority banking status in my SC app. I didn't request for it and in fact rejected it when they wanted to upgrade me a few years ago. Shouldn't I get some special credit card with PB?

PB is not priority banking bro. Referring to Private Banking = PB for the special credit card l

 

[direbmem]

Haha just to be clear when you all were saying PB above, you all were talking about private or priority banking?

 

[DevilPlate]

Jin satki….private banking damn high ses
min 1.5M in liquid investible asset

SC term it as Priority Private.

 

[NTTDoCoMo]

I realized I am priority banking status in my SC app. I didn't request for it and in fact rejected it when they wanted to upgrade me a few years ago. Shouldn't I get some special credit card with PB?

PB is not priority banking bro. Referring to Private Banking = PB for the special credit card l

For Priority Banking, there is Priority Visa Infinite Card.

https://www.sc.com/sg/credit-cards/priority-visa-infinite-card/

 

[direbmem]

For Priority Banking, there is Priority Visa Infinite Card.

https://www.sc.com/sg/credit-cards/priority-visa-infinite-card/

Ya how come I wasn't given this card Sia when they auto include me in priority banking without my consent..

 

[direbmem]

Jin satki….private banking damn high ses
min 1.5M in liquid investible asset

SC term it as Priority Private.

Haha then it's PP or PPB.

 

[NTTDoCoMo]

Ya how come I wasn't given this card Sia when they auto include me in priority banking without my consent..

i think need to apply for it.

 

[CrashWire]

Ya how come I wasn't given this card Sia when they auto include me in priority banking without my consent..

I think it's illegal to issue people new credit cards without their consent, whereas publicly segmenting customers wouldn't be:

https://sso.agc.gov.sg/SL/BA1970-S729-2013?ProvIds=P1II-#pr10-

 

[crystalnox]

PB is not priority banking bro. Referring to Private Banking = PB for the special credit card l

If you look up SC’s terminology, Private is PP, Priority is PB.

 

[zeroX26]

Ya how come I wasn't given this card Sia when they auto include me in priority banking without my consent..

Coz this card needs both PB status and a specific income threshold to apply.

 

[Hulky8]

PB is not priority banking bro. Referring to Private Banking = PB for the special credit card l

Priority banking 200k
private bank customers 1.5 mio
mass banking like me 50k ,these type plenty in Spore they treat like dirt,suka suka remove u
by saying top up another 50k to enjoy new rates which we don’t have….
so in real life,the more you ve the higher the respect,,so those of us who are in the 50k to 200k category n being shoved at,,do not despair cause that’s life,,,
I heard if yu re in the UHN (ultra high net worth) category of Sgd 15 mio n above, they really pamper you like hell,,,,so money talks bro

 

[vsvs24]

I think it's illegal to issue people new credit cards without their consent, whereas publicly segmenting customers wouldn't be:

https://sso.agc.gov.sg/SL/BA1970-S729-2013?ProvIds=P1II-#pr10-

Is there a similar rule where banks are not supposed to solicit loan eg send you those cheques with your name printed to bank in to activate a loan ?

 

[crystalnox]

Priority banking 200k
private bank customers 1.5 mio
mass banking like me 50k ,these type plenty in Spore they treat like dirt,suka suka remove u
by saying top up another 50k to enjoy new rates which we don’t have….
so in real life,the more you ve the higher the respect,,so those of us who are in the 50k to 200k category n being shoved at,,do not despair cause that’s life,,,
I heard if yu re in the UHN (ultra high net worth) category of Sgd 15 mio n above, they really pamper you like hell,,,,so money talks bro

If you have $15MM in deposits and products with the bank, you are also pampering the bank’s bottom line like hell.

 

[zippo1979]

SCB has many tiers.

Retail
Priority Banking
Priority Private Banking
Private Banking
UHNW Private Banking

 

[saintgtril]

Priority banking 200k
private bank customers 1.5 mio
mass banking like me 50k ,these type plenty in Spore they treat like dirt,suka suka remove u
by saying top up another 50k to enjoy new rates which we don’t have….
so in real life,the more you ve the higher the respect,,so those of us who are in the 50k to 200k category n being shoved at,,do not despair cause that’s life,,,
I heard if yu re in the UHN (ultra high net worth) category of Sgd 15 mio n above, they really pamper you like hell,,,,so money talks bro

Hi, care to elaborate more on the UHN treatment? I wonder if there is any in the former here.