Standchart eSaver

[bumdssa]

I not sure if the 30 days fresh fund t&c for promo will affect or not. I withdrew everything on 1st Apr.

from how i see it, if u deposit on 2nd may, it is 31 days from 1st apr liao.

 

[ctan84]

rm can add ah? i dont bug him sia. kns haahah

Yes, contact him thru your stand chart app. There's a dedicated button to contact RM.

 

[waddahell]

from how i see it, if u deposit on 2nd may, it is 31 days from 1st apr liao.

that’s true

wondering if got anyone with experience. To maximise the +1% additional interest from EGA on every alternate month.

 

[maumu]

was on promo invite till end apr, no new invite till now leh.....

same here.. guess they don't invite again for those who have high ADB for April.

'emptying' it tomorrow and move back to HSBC EGA for new cycle and hopefully will receive invite from eSaver for June...

 

[Garlic & Butter]

How to get 4%? I have Cimb star saver too

it's "up to 4%". Probably works if you have >600k balances to push up the effective rate to >3.45%, but promo valid till 31 May only

 

[BlackTortoise]

it's "up to 4%". Probably works if you have >600k balances to push up the effective rate to >3.45%, but promo valid till 31 May only

If have $260,000 what is the interest rate?

 

[reflecx]

If have $260,000 what is the interest rate?

2.65%

 

[BlackTortoise]

2.65%

So little. Better to shift to Cimb at 3.5%

 

[oceanicmanta]

So little. Better to shift to Cimb at 3.5%

u mean MayBank ?

 

[sohguanh]

Ok small experiment between eSaver and Mari Invest for Apr 2024. Verdict Mari Invest win. But Mari Invest fluctuation means cannot all dump in need spread around in other investment instrument. eSaver is slowly losing my patronage hehe.

 

[submarinerx]

new to this, int. credited. less than expected due to ADB, may transfer. to isavvy as new acc. possible to get int. of 3.5% for 250k? or try mmf

 

[heng_ah]

The only good thing about eSaver is that they credited the bonus interest the fastest as compared to their competitors.

maybank on the 7th or 8th,
cimb on the 20th,
hsbc months later....

 

[ctan84]

same here.. guess they don't invite again for those who have high ADB for April.

'emptying' it tomorrow and move back to HSBC EGA for new cycle and hopefully will receive invite from eSaver for June...

Your ADB > half a mil?

 

[saintgtril]

I'm shifting to CIMB starsaver for the up to 4.00% tier (ends 31 May tho!)

How to get 4%? I have Cimb star saver too

Hi Garlic & Butter, please share. Thanks!

 

[hwarzoner]

I withdrew 70% from esaver to buy tbills. 3.45% too low

 

[rubicon]

hm...don't forgot for t bills there are roughly six days of not earning interest...

 

[Garlic & Butter]

Hi Garlic & Butter, please share. Thanks!

need to put more than 250k to hit the 4% tier. effective rate won't be 4%

 

[vsvs24]

Was on esaver invite till Apr.

Yesterday 1 May I transferred funds out. Today 7pm I received the invite on SC app notification.

I am invited for Esaver exclusive bonus interest (May 2024) Batch B promo from 1 May to 31 Jul 2024.

But the invite rate is 3.4% which is same as esaver public rate Apr to May 2024.

But I suppose the good thing about invite is that it is based on full bal and not incremental increase compared to reference mth.

And the rate 3.4% is guaranteed till July.

 

[yslvlys]

need to put more than 250k to hit the 4% tier. effective rate won't be 4%

Is this on public website?

 

[maumu]

Was on esaver invite till Apr.

Yesterday 1 May I transferred funds out. Today 7pm I received the invite on SC app notification.

I am invited for Esaver exclusive bonus interest (May 2024) Batch B promo from 1 May to 31 Jul 2024.

But the invite rate is 3.4% which is same as esaver public rate Apr to May 2024.

But I suppose the good thing about invite is that it is based on full bal and not incremental increase compared to reference mth.

And the rate 3.4% is guaranteed till July.

so lucky. like you, mine ended in April but till now still no invite for new promo :'(

I transferred out all but $1k into HSBC for this month's new cycle. see if SC going to invite me back or not. else... might open iSavvy next month where I can get 3.5% (3.1% bonus + 0.4%).

then July go back UOB and grab their Q3 promotion with bonus rewards... these couple of months going to be quite uncertain with large funds moving around.