Standchart eSaver

saintgtril

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so lucky. like you, mine ended in April but till now still no invite for new promo :'(

I transferred out all but $1k into HSBC for this month's new cycle. see if SC going to invite me back or not. else... might open iSavvy next month where I can get 3.5% (3.1% bonus + 0.4%).

then July go back UOB and grab their Q3 promotion with bonus rewards... these couple of months going to be quite uncertain with large funds moving around.

Hi maumau, by doing that for your UOB One account, it may have the fall below account fee charges. Also the UOB promotion T&C states that one person is only entitled to 1 promotion cash rebates - UOB Big Saving Payout promotion, FYI.
 

xherox

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Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?
 

twosix

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Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?
Why dun u just go to a branch and get someone to help u?
 

xherox

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Why dun u just go to a branch and get someone to help u?

I am heading down this weekend. I realise I have outstanding cc bills that i need to pay and without the app, i cant do it. Will ask them how to solve this as well.
 

vsvs24

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I am heading down this weekend. I realise I have outstanding cc bills that i need to pay and without the app, i cant do it. Will ask them how to solve this as well.
Make sure you pay the credit card bill on time. The interest is no joke.

Can pay by AXS or other bank. But you need to know how much and due date.
 

royalmix

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Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?
Google is your best friend, just google, I found this cos I remember someone here also posted, make police report and submit to them to unlock your account, something like that, go read it:

https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/post-151219229

U must have done something "suspicious" or red flagged!

Just go police station/ neighbourhood post, tell them scb need a police report to unlock your account, tell them your account was locked, I guess police experienced enough to know what report to write for you after so many such cases!
 
Last edited:

xherox

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Google is your best friend, just google, I found this cos I remember someone here also posted, make police report and submit to them to unlock your account, something like that, go read it:

https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/post-151219229

U must have done something "suspicious" or red flagged!

Just go police station/ neighbourhood post, tell them scb need a police report to unlock your account, tell them your account was locked, I guess police experienced enough to know what report to write for you after so many such cases!
Thanks! If suspicious, I think it could be because a month ago, I was trying to make payment for the V3 mouse on a chinese website but the transaction didnt go through and I gave up eventually. Thats the only thing i could think of. Not sure if its because of this.

Anyways thanks for the advise and link, will make a report and see whats up.
 

Hulky8

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Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .
 

maumu

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Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .
mine was credited on 13 May, which is in fact much earlier than expected (by 20 May).

maybe you should call the bank to find out what happened.
 

Imhthc

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Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .
Ya. U should call and check like what maumu has mentioned. I received the bonus interest on the 13th May.
By the way, is Apr the first month or u have received the Bonus interest in Apr before?
 

Hulky8

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Ya. U should call and check like what maumu has mentioned. I received the bonus interest on the 13th May.
By the way, is Apr the first month or u have received the Bonus interest in Apr before?
April new 3.45%
be4 Apr it was 3.5% n always fully paid by20th of following mth,,no question of not meeting criteria as my bal is more than old month
Ways scb does thing,always keep u asking question..I may get all the backward int in 1 shot end of May,who knows,,until then ll not make qury
 

Imhthc

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April new 3.45%
be4 Apr it was 3.5% n always fully paid by20th of following mth,,no question of not meeting criteria as my bal is more than old month
Ways scb does thing,always keep u asking question..I may get all the backward int in 1 shot end of May,who knows,,until then ll not make qury
U r referring to the exclusive invitation and not the public ADB interest promo right?
 

Hulky8

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U r referring to the exclusive invitation and not the public ADB interest promo right?
The one I had was public general offer ,,from April to end May
by end April only got 2% interest payment,,,since then ntg more,,just don’t understand how they work
 

Mickey01

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The one I had was public general offer ,,from April to end May
by end April only got 2% interest payment,,,since then ntg more,,just don’t understand how they work
check your Apr 2024 eStatement. On the last day, did you see
1. CR Interest - this is your base interest of 0.05% on full account balance
2. Bonus Interest Payment - this should be your BI for incremental balance (this may be paid in 2 parts - some end of Apr and balance by 7th working day of May or in one sum on last day of Apr 2024)

If your Apr ADB is higher than ADB of Mar 2024 (the comparison month) you will be paid BI of 3.40% on the difference between these 2 months. If your Apr ADB is equal or lower than Mar ADB, you will not be paid BI.
 

royalmix

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April new 3.45%
be4 Apr it was 3.5% n always fully paid by20th of following mth,,no question of not meeting criteria as my bal is more than old month
Ways scb does thing,always keep u asking question..I may get all the backward int in 1 shot end of May,who knows,,until then ll not make qury
For public promo in April, we always receive BI on last day or first day of mth.

If you did not empty your Mar balance, then topup more in April, you only receive BI for the incremental ADB in April (ie April less Mar), maybe that's why you calculate only 2%pa. So for May, you will also lugi!
 

Hulky8

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For public promo in April, we always receive BI on last day or first day of mth.

If you did not empty your Mar balance, then topup more in April, you only receive BI for the incremental ADB in April (ie April less Mar), maybe that's why you calculate only 2%pa. So for May, you will also lugi!
I don’t understand,,herein below it clearly said if I top up I ll enjoy the 3.45% rate..does it mean “eligible” is fresh fund top up n the old amount from March not counted ? It didn’t work like this from the earlier offer be4 April​
Dear ,​
As our valued client, you can enjoy up to 3.45% p.a. interest on your eligible incremental balances of up to S$2,000,000 when you top up your e$aver Account with fresh funds^ from now till 31 May 2024.
Prevailing
Interest Rate on
Deposit Balance​
0.05% p.a.​
951EDFB3C3869CE3F000507CEC5CFF13.gif
Bonus Interest
Rate on Eligible
Incremental
Balance​
3.40% p.a.​
951EDFB3C3869CE3F000507CEC5CFF13.gif
Total Interest
Rate on Eligible
Incremental
Balance​
3.45% p.a.
 
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