Standchart eSaver

[linusz]

Was on esaver invite till Apr.
Yesterday 1 May I transferred funds out. Today 7pm I received the invite on SC app notification.
I am invited for Esaver exclusive bonus interest (May 2024) Batch B promo from 1 May to 31 Jul 2024.
But the invite rate is 3.4% which is same as esaver public rate Apr to May 2024.
But I suppose the good thing about invite is that it is based on full bal and not incremental increase compared to reference mth.
And the rate 3.4% is guaranteed till July.

received invite too at 7 pm
for 3.45
and I also move some funds out

quite close to this month ssb
lower than prevailing t bill

anywhere can get higher?
though yes scb is no need to merry go round if got invite

 

[maumu]

finally received the email invite... but...

"... the end-of-day deposit balance on 3‌1 Ma‌y 202‌4 is at least S$100,000 higher than the end-of-day deposit balance on 30 Apri‌l 20‌24"

what the... I didn't empty out on 30 April sia. so, it's impossible for me to take part in this

looks like have to stick to the public rate for June already. hopefully it'll not drop further than the current 3.45%... or really no choice but to open iSavvy for 3.5%

 

[ctan84]

finally received the email invite... but...

"... the end-of-day deposit balance on 3‌1 Ma‌y 202‌4 is at least S$100,000 higher than the end-of-day deposit balance on 30 Apri‌l 20‌24"

what the... I didn't empty out on 30 April sia. so, it's impossible for me to take part in this

looks like have to stick to the public rate for June already. hopefully it'll not drop further than the current 3.45%... or really no choice but to open iSavvy for 3.5%

Tats y earlier I posted here to remind those in the previous promo to start emptying account on 29 April if your total amount is >200k coz daily transfer limit is 200k a day.

 

[maumu]

Tats y earlier I posted here to remind those in the previous promo to start emptying account on 29 April if your total amount is >200k coz daily transfer limit is 200k a day.

my previous invite was until April, so.. didn't empty out. oh well, needs to play musical chair anyways so was prepared to park in EGA for May before switching again for June. wonder if they will send a new promo invite next month (with reference balanced dated 31 May) lol

 

[kariage]

Anyone on 1st feb to 30th apr invite? Have you received your full bonus interest?

 

[Mickey01]

Anyone on 1st feb to 30th apr invite? Have you received your full bonus interest?

Did you noticed this clause in the invite T&Cs?

The Bonus Interest shall be credited to your Qualifying Account(s) in single or multiple credit transactions by the 20th calendar date of the following month (the“Bonus Interest Crediting Date”), provided that your Qualifying Account remains valid and in good standing as at the Bonus Interest Crediting Date.

 

[saintgtril]

so lucky. like you, mine ended in April but till now still no invite for new promo :'(

I transferred out all but $1k into HSBC for this month's new cycle. see if SC going to invite me back or not. else... might open iSavvy next month where I can get 3.5% (3.1% bonus + 0.4%).

then July go back UOB and grab their Q3 promotion with bonus rewards... these couple of months going to be quite uncertain with large funds moving around.

Hi maumau, by doing that for your UOB One account, it may have the fall below account fee charges. Also the UOB promotion T&C states that one person is only entitled to 1 promotion cash rebates - UOB Big Saving Payout promotion, FYI.

 

[0218crawford]

Bonus is in!!

 

[BlackTortoise]

Bonus is in!!

Wa lau u faster than me to announce. Huat ahh. My last bonus on 3.8% invite till last month.

 

[ctan84]

Bonus is in!!

Swee, just in time to change yen for holiday !!!

 

[xherox]

Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?

 

[twosix]

Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?

Why dun u just go to a branch and get someone to help u?

 

[xherox]

Why dun u just go to a branch and get someone to help u?

I am heading down this weekend. I realise I have outstanding cc bills that i need to pay and without the app, i cant do it. Will ask them how to solve this as well.

 

[vsvs24]

I am heading down this weekend. I realise I have outstanding cc bills that i need to pay and without the app, i cant do it. Will ask them how to solve this as well.

Make sure you pay the credit card bill on time. The interest is no joke.

Can pay by AXS or other bank. But you need to know how much and due date.

 

[twosix]

Make sure you pay the credit card bill on time. The interest is no joke.

Can pay by AXS or other bank. But you need to know how much and due date.

This one the call agent can advice how much is owed.

 

[royalmix]

Kena this 3 weeks ago. Called CS 4 times over 3 weeks but 2/4 times told me to make report, and send report to them in order to unlock but never tell me what to say in the report. The other 2/4 times say someone from CS will call me back but didnt...... How did you resolve this?

Google is your best friend, just google, I found this cos I remember someone here also posted, make police report and submit to them to unlock your account, something like that, go read it:

https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/post-151219229

U must have done something "suspicious" or red flagged!

Just go police station/ neighbourhood post, tell them scb need a police report to unlock your account, tell them your account was locked, I guess police experienced enough to know what report to write for you after so many such cases!

 

[xherox]

Google is your best friend, just google, I found this cos I remember someone here also posted, make police report and submit to them to unlock your account, something like that, go read it:

https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/post-151219229

U must have done something "suspicious" or red flagged!

Just go police station/ neighbourhood post, tell them scb need a police report to unlock your account, tell them your account was locked, I guess police experienced enough to know what report to write for you after so many such cases!

Thanks! If suspicious, I think it could be because a month ago, I was trying to make payment for the V3 mouse on a chinese website but the transaction didnt go through and I gave up eventually. Thats the only thing i could think of. Not sure if its because of this.

Anyways thanks for the advise and link, will make a report and see whats up.

 

[Hulky8]

Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .

 

[maumu]

Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .

mine was credited on 13 May, which is in fact much earlier than expected (by 20 May).

maybe you should call the bank to find out what happened.

 

[Imhthc]

Up to now,22nd May ,I still haven’t got my part April interest,which Scb usually credits on 20th of
the month…..anyone here experience same .

Ya. U should call and check like what maumu has mentioned. I received the bonus interest on the 13th May.
By the way, is Apr the first month or u have received the Bonus interest in Apr before?