Standchart eSaver

[bumdssa]

any guess on what the interest rate for next promo will be?

 

[sglandscape]

any guess on what the interest rate for next promo will be?

Likely to drop further, maybe 3.2%?

 

[bumdssa]

Likely to drop further, maybe 3.2%?

hopefully still got at least 3.2%

 

[sgreview]

Oh no.. where to move to for higher interest rate in Oct?

 

[ctan84]

Oh no.. where to move to for higher interest rate in Oct?

Maybank loh. Its musical chairs btw Sc n Maybank usually for the past 1.5 yr

 

[ahnyaahnya]

Did anyone receive invite from SCB ?

 

[GrandJedi]

Maybank loh. Its musical chairs btw Sc n Maybank usually for the past 1.5 yr

Does Maybank offer it consistently like eSaver?

 

[ctan84]

Does Maybank offer it consistently like eSaver?

I recall they did skip 1 cycle totally.

 

[bumdssa]

Still no news on new promo?

 

[sglandscape]

Still no news on new promo?

Will know only tomorrow

 

[Mickey01]

eSaver promotion .... new pattern

https://www.sc.com/sg/save/savings-...e_new-esaver-acquisition-sc_com_organic-sg-en

 

[sohguanh]

New option for ppl with 100k. For those don't wanna register the previous promo still have 3.35% but I think Mari Invest is around 3.40%.

 

[havetheveryfun]

New option for ppl with 100k. For those don't wanna register the previous promo still have 3.35% but I think Mari Invest is around 3.40%.

dont understand the new pattern. means no 100k no tok ?

 

[sohguanh]

dont understand the new pattern. means no 100k no tok ?

Got lah you scroll below they got say still have 3.35%. The 100k is say you want 3.5% and last until Dec 2024

 

[yiron]

eSaver promotion .... new pattern

https://www.sc.com/sg/save/savings-...e_new-esaver-acquisition-sc_com_organic-sg-en

Not bad, a bit more complicated but overall seems better.

eSaver Marathon promo:
1) Register account
2) Ensure 31 Oct EOD balance is at least $100k higher than 30 Sep EOD balance
3) Enjoy BI of 3.3% / 3.35% / 3.45% on Oct/Nov/Dec incremental ADB vs Sep ADB.

If didn't register or registered but didn't fulfill (2), SCB still gives the usual 3.3% BI on Oct/Nov vs Sep.

 

[Imhthc]

dont understand the new pattern. means no 100k no tok ?

The public promotional interest is still on. From 1st Oct to 30th November 2024 at 3.35%. This one as long as it is incremental fund compared to sep and may no( have to be at least $100k.
This time round they added in something new which is for $100k n above of fresh fund compared to sep 24, can get incremental interest at 3.35%, 3.4% and 3.5% for Oct, Nov and Dec 24 after u register with them.

 

[havetheveryfun]

Got lah you scroll below they got say still have 3.35%. The 100k is say you want 3.5% and last until Dec 2024

oh ok.. nice nice .. good for peasants like me who dont have 100k..

guess the marathon saver is their way of making the private invitations people have been gotten public.. maybe not a lot of ppl taking them up nowadays..

 

[havetheveryfun]

The public promotional interest is still on. From 1st Oct to 30th November 2024 at 3.35%. This one as long as it is incremental fund compared to sep and may no( have to be at least $100k.
This time round they added in something new which is for $100k n above of fresh fund compared to sep 24, can get incremental interest at 3.35%, 3.4% and 3.5% for Oct, Nov and Dec 24 after u register with them.

the something new is similar to the private invitations previously..

 

[sohguanh]

oh ok.. nice nice .. good for peasants like me who dont have 100k..

guess the marathon saver is their way of making the private invitations people have been gotten public.. maybe not a lot of ppl taking them up nowadays..

If you see diagram it is not first month immediately get 3.5% it is slowly step up until the final 3rd month get. This mean if you divide for full 3 months it is definitely less than 3.5% for each month. Between 3.35 and 3.5-- multiply based on 3 months hmmm... readers can do their own maths. 100k to me very big sum hor.

 

[havetheveryfun]

If you see diagram it is not first month immediately get 3.5% it is slowly step up until the final 3rd month get. This mean if you divide for full 3 months it is definitely less than 3.5% for each month. Between 3.35 and 3.5-- multiply based on 3 months hmmm... readers can do their own maths. 100k to me very big sum hor.

is cos public promo 3.35% only until 30 november.

so there is a chance public promo for dec may be much lesser than 3.35%. this is where ppl have to take the calculated risk to see if they want to lock in the 3.5% for december or not. also by locking in for one more month they can save the hassle of playing merry go round for that extra month.