Standchart eSaver

[Garlic & Butter]

If you are hoping to receive the invite Nov to Jan, it is 1.5% or 1.9%, depends on your luck!

Had the email invites been sent out?
So far can only see the #nov25a and #nov25b T&Cs in their website only

 

[hwarzoner]

mine is aug to oct 31.

new one
1. This e$aver Exclusive Bonus Interest (November 2025) Promotion (“Promotion“) is available starting from 1 November 2025 to 31 January 2026 (both dates inclusive) (“Promotion Period“)

Prevailing and Bonus Interest Rates

3. Under this Promotion, you will be eligible to receive prevailing interest (“Prevailing Interest”) on your entire deposit balance (“Deposit Balance”) in the Qualifying Account(s), at the prevailing interest rate of 0.05% p.a.

4. In addition to Prevailing Interest, if you meet the eligibility criteria in Clause 2 above, you will also earn bonus interest (“Bonus Interest“) of 1.30% p.a. (“Bonus Interest Rate”) on the first S$5,000,000 of the average daily balance (“ADB”) in your Qualifying Account(s), during the Promotion Period, subject to the following:

 

[tigertail]

I also received this exclusive 1.35% which is now a joke since public rate for nov 1.95 with wealthholding. How to get out of this exclusive? Fund less than 100k? My sep bal was quite low. Will sc see 30 nov vs 31 oct increase less than 100k then pay public rate on incremental balance instead?

 

[iduncheckmail]

I also received this exclusive 1.35% which is now a joke since public rate for nov 1.95 with wealthholding. How to get out of this exclusive? Fund less than 100k? My sep bal was quite low. Will sc see 30 nov vs 31 oct increase less than 100k then pay public rate on incremental balance instead?

Save this quote.
When dec25, Jan26 . U come back see your statement. See whether 1.35% is joke anot.

 

[hwarzoner]

I also received this exclusive 1.35% which is now a joke since public rate for nov 1.95 with wealthholding. How to get out of this exclusive? Fund less than 100k? My sep bal was quite low. Will sc see 30 nov vs 31 oct increase less than 100k then pay public rate on incremental balance instead?

i not sure will they match the public rate of 1.95% instead of 1.35%....

 

[royalmix]

I also received this exclusive 1.35% which is now a joke since public rate for nov 1.95 with wealthholding. How to get out of this exclusive? Fund less than 100k? My sep bal was quite low. Will sc see 30 nov vs 31 oct increase less than 100k then pay public rate on incremental balance instead?

they revised it down after fed rate cut! BI 1.3% or 1.7%, you got the lower one!

So public rate in Dec likely to drop?

 

[Imhthc]

I also received this exclusive 1.35% which is now a joke since public rate for nov 1.95 with wealthholding. How to get out of this exclusive? Fund less than 100k? My sep bal was quite low. Will sc see 30 nov vs 31 oct increase less than 100k then pay public rate on incremental balance instead?

Interesting. Previously, many were asking how to get this exclusive invitation. Nowadays, it becomes how to get out of it.

 

[bumdssa]

just moved my funds from ega to esaver for 1 mth. just signed up for online trading acc also. seems like it will take awhile to be approved but as long as i buy 1 stock by month end, it is ok right?

 

[jasonsouza77]

just moved my funds from ega to esaver for 1 mth. just signed up for online trading acc also. seems like it will take awhile to be approved but as long as i buy 1 stock by month end, it is ok right?

Did you encounter issues due to this regulation https://www.channelnewsasia.com/sin...ct-transfers-anti-scam-measure-oct-15-5383281

 

[jasonsouza77]

https://www.channelnewsasia.com/sin...ct-transfers-anti-scam-measure-oct-15-5383281

lets say i have 200k in esaver does this mean i have to trans out this way to avoid hold/reject
nov1 trans 99,999
nov2 trans 50,000
nov3 trans 25,000
nov4 trans 25,001

 

[EveMuffins]

https://www.channelnewsasia.com/sin...ct-transfers-anti-scam-measure-oct-15-5383281
lets say i have 200k in esaver does this mean i have to trans out this way to avoid hold/reject
nov1 trans 99,999
nov2 trans 50,000
nov3 trans 25,000
nov4 trans 25,001

but this way will cause the ADB for Nov to be high when u want to participate in Dec promo.

 

[bumdssa]

Did you encounter issues due to this regulation https://www.channelnewsasia.com/sin...ct-transfers-anti-scam-measure-oct-15-5383281

I didn't...

 

[DevilPlate]

https://www.channelnewsasia.com/sin...ct-transfers-anti-scam-measure-oct-15-5383281

lets say i have 200k in esaver does this mean i have to trans out this way to avoid hold/reject
nov1 trans 99,999
nov2 trans 50,000
nov3 trans 25,000
nov4 trans 25,001

No guarantee it will work.
No one can guarantee anything actually.

 

[Guojing88]

Today, transferred more than 100k out, completely emptying the account, with no issues.

 

[JetStorm]

eh i thought esaver 1.5% or 1.9% can tahan 1 for month. how come need to trf out?

 

[peppermint7]

Hmm if within Oct and Nov I transfer funds from other SC accounts to eSaver, does it mean such transfers won't be considered for BI? Since they are from within SC to SC account. All funds big or small before i transfer them in i must route through another bank?

 

[jasonsouza77]

Today, transferred more than 100k out, completely emptying the account, with no issues.

wow, okay

 

[jasonsouza77]

No guarantee it will work.
No one can guarantee anything actually.

noted

 

[jasonsouza77]

I didn't...

ok noted

 

[Garlic & Butter]

Hmm if within Oct and Nov I transfer funds from other SC accounts to eSaver, does it mean such transfers won't be considered for BI? Since they are from within SC to SC account. All funds big or small before i transfer them in i must route through another bank?

if you're on those by-invite promotions, these are based on ADB (not fresh funds), no issues
otherwise, need to round trip to/from another bank for the public esaver promo