Strategy for locking in profits

[blurpandasg2014]

What are some of your ways of locking in profits?

Especially for investments of a specific goal that is reaching the tail end ?

 

[edmwing]

My way is to click the sell button when it reaches the tail end of my specific goal.

 

[Mephist0pheLes]

yea loh, if reach the end of ur goal liao jus click sell? what strategy?

 

[sohguanh]

What are some of your ways of locking in profits?

Especially for investments of a specific goal that is reaching the tail end ?

Are you referring to CPF investment reach tail end but if you sell still cannot lay hands on those monies as you not yet age 55 ?

 

[blurpandasg2014]

Are you referring to CPF investment reach tail end but if you sell still cannot lay hands on those monies as you not yet age 55 ?

Nope not cpf.

For example if the investment is for a specific goal (eg. children education/retirement) and it in the next 1-2yr u need the funds.

Do you lock in profits and reduce risk exposure by moving it safer assets such as bonds/money market

 

[blurpandasg2014]

yea loh, if reach the end of ur goal liao jus click sell? what strategy?

If within the last year, the market drop 20-30% and wiped out the gains how ?

 

[sunboy8898]

Buy high sell higher! Maybe!

 

[Nofear40]

Nope not cpf.

For example if the investment is for a specific goal (eg. children education/retirement) and it in the next 1-2yr u need the funds.

Do you lock in profits and reduce risk exposure by moving it safer assets such as bonds/money market

I put in T bill and FD.

 

[0218crawford]

use this. if one up one down, take profits. otherwise HODL.

 

[sohguanh]

Nope not cpf.

For example if the investment is for a specific goal (eg. children education/retirement) and it in the next 1-2yr u need the funds.

Do you lock in profits and reduce risk exposure by moving it safer assets such as bonds/money market

That is why for such items I don't take risk I rather get lower like some reader say SSB or TBill. For me this item I use endowment insurance tailored for local Uni studies with a guaranteed 50k plus maturity bonus. Based on the guaranteed 50k I work backwards. That era is 18 years ago? where endowment insurance still give ok returns. I just get back part of my premiums paid this year as it work in 20k,10k,10k,10k then maturity bonus. This insurance is not lump sum upfront I pay annually for 15 years then wait for final end give me all monies

Such plan I no need to have a decision when to sell or not as it is already determined 18+ years ago.

Your dilemma just flag out another of my related issue if my investment is in USD when should I sell and change back to SGD once it reach my investment tail end. This is headache indeed as a wrong move means I may actually earn lesser after I sell and convert back to SGD.

 

[deepblueli]

That is why for such items I don't take risk I rather get lower like some reader say SSB or TBill. For me this item I use endowment insurance tailored for local Uni studies with a guaranteed 50k plus maturity bonus. Based on the guaranteed 50k I work backwards. That era is 18 years ago? where endowment insurance still give ok returns. I just get back part of my premiums paid this year as it work in 20k,10k,10k,10k then maturity bonus. This insurance is not lump sum upfront I pay annually for 15 years then wait for final end give me all monies

Such plan I no need to have a decision when to sell or not as it is already determined 18+ years ago.

Your dilemma just flag out another of my related issue if my investment is in USD when should I sell and change back to SGD once it reach my investment tail end. This is headache indeed as a wrong move means I may actually earn lesser after I sell and convert back to SGD.

Just curious what is the yield for your endowment when it matures?

 

[sohguanh]

Just curious what is the yield for your endowment when it matures?

I can leave it to you to do research. Asialife College Plus. Take note this plan is crafted 18+ years ago based on that era time period planning by actuary e.g China was rising up. The context is important because a lot times ppl make comments after 18+ years has passed and can comment bad move no good so little etc since it is past history we call such ppl horse back cannon.

18+ years ago don't think can DIY US stock etf using based in Spore brokers.

 

[BBCWatcher]

18+ years ago don't think can DIY US stock etf using based in Spore brokers.

Yeah, you could — and not even a "U.S. stock ETF" but a tax appropriate global stock index ETF. IWRD, the Irish domiciled global stock index fund from Blackrock iShares, began trading in London on October 28, 2005 — exactly 19 years ago 8 days from today. IWRD is the dividend distributing version of IWDA, which arrived a few years later. There were brokers in Singapore back in 2005 that facilitated IWRD and other trades on the London Stock Exchange.

If you wanted a S&P 500 Index ETF in 2005 that's been no problem either. SPY started trading all the way back on January 22, 1993. There were brokers in Singapore in 2005 that happily accepted buy and sell orders for U.S. listed/traded securities including SPY. And that's not even counting brokers based elsewhere in 2005 that allowed residents of Singapore to open accounts.

 

[endlssorrow]

Up to individual de mah

What are some of your ways of locking in profits?

Especially for investments of a specific goal that is reaching the tail end ?

U profit $10 also can sell mah
Buy $1, up $1.005 also profit