Syfe Core - Growth vs Balanced (Journal)

[Heriophant]

Forget the REIT+ crap, this thread is all about the new girl in town - Syfe Core. I have invested in Growth (30%) and Balanced (70%) . I will try posting daily updates on these both portfolios here. Lets watch the space in 2021. Fingers crossed.

 

[Heriophant]

Syfe Growth (30%)
Start date: Mid March 2021
RTD: + 3.05%
Waiting funds from REIT+ (full transfer)

Syfe Balance (70%)
Start date: Mid March 2021
RTD: + 1.12%

Syfe Cash+
Start date: Feb 2021
RTD: +0.343%
31/3 Cash rebate: + $6.53

 

[Heriophant]

Syfe Growth (30%)
Start date: Mid March 2021
RTD: + 3.42%
REITs+ funds transferred in successfuly

Syfe Balance (70%)
Start date: Mid March 2021
RTD: + 1.42%

Syfe Cash+
Start date: Feb 2021
RTD: +0.361%

 

[xiaosinsinful]

Would be great if you added equity100 to the comparison too see how it stack up

 

[Heriophant]

Syfe Growth (30%)
Start date: Mid March 2021
RTD: + 3.62%
8/4 Dividend : $1.00

Syfe Balance (70%)
Start date: Mid March 2021
RTD: + 1.79%
8/4 Dividend : $4.20

Syfe Cash+
Start date: Feb 2021
RTD: +0.342%
Slight drop this week.

All values in SGD

 

[dappermen]

wow!!!!!! so little % 4 growth?
https://www.syfe.com/build-my-portfolio
- mayb wkly updates will do

 

[Han Shot First]

wow!!!!!! so little % 4 growth?
https://www.syfe.com/build-my-portfolio

Any idea why (according to the Syfe Build Portfolio webpage) Syfe Core Balanced is more popular than Syfe Core Growth?

 

[Han Shot First]

Would be great if you added equity100 to the comparison too see how it stack up

Yeah, it would be great and appreciated if Equity100 could be compared to as well.

BTW, was wondering why @Heriophant is not investing in a Syfe Equity100 portfolio? Any reasons to prefer Syfe Core Growth portfolio to Syfe Equity100 portfolio?

 

[dappermen]

Any idea why (according to the Syfe Build Portfolio webpage) Syfe Core Balanced is more popular than Syfe Core Growth?

It only tells u abt the risk appetite of the syfe’s customers’ profile, how much they are able to “stomach” .....

For me syfe core is just like another syfe eqty w bonds aRi (by adding more stks to core)

i m holding eqty100

 

[Heriophant]

Yeah, it would be great and appreciated if Equity100 could be compared to as well.

BTW, was wondering why @Heriophant is not investing in a Syfe Equity100 portfolio? Any reasons to prefer Syfe Core Growth portfolio to Syfe Equity100 portfolio?

I have invested in Equity 100 b4. Entered after US election period then withdrew everything ~ + 8%. Like I said, this thread is all about the new girl in town - Syfe Core.

 

[dappermen]

I have invested in Equity 100 b4. Entered after US election period then withdrew everything ~ + 8%. Like I said, this thread is all about the new girl in town - Syfe Core.

Why wdraw that fast? Speculatn?

 

[Han Shot First]

It only tells u abt the risk appetite of the syfe’s customers’ profile, how much they are able to “stomach” .....

For me syfe core is just like another syfe eqty w bonds aRi (by adding more stks to core)

i m holding eqty100

How's the returns for Equity100?

Thinking of DCAing into Equity100 and Syfe Core Growth. In a previous Syfe information, Syfe indicated that the projected returns of Syfe Core Growth is higher than Equity100. However, it seems Syfe has corrected that misleading comparison since.

Wondering whether to have equal weighting (i.e. 50% 50%) in the two Syfe portfolios or overweight one of them.

 

[Han Shot First]

I have invested in Equity 100 b4. Entered after US election period then withdrew everything ~ + 8%. Like I said, this thread is all about the new girl in town - Syfe Core.

OK, why withdrew everything from Equity100? According to Syfe information, projected returns of Equity100 is higher than Syfe Core Growth. So it seems that one should still keep some skin in the game for the Equity100 portfolio (to get a better net return).

 

[dappermen]

How's the returns for Equity100?

Thinking of DCAing into Equity100 and Syfe Core Growth. In a previous Syfe information, Syfe indicated that the projected returns of Syfe Core Growth is higher than Equity100. However, it seems Syfe has corrected that misleading comparison since.

Wondering whether to have equal weighting (i.e. 50% 50%) in the two Syfe portfolios or overweight one of them.

Syfe must be blind to say eqty100 will b having proj lower return than core!!!

cos i hve stashaway Eqty 36%(highest risk) w gold etc in it too, its performance is just “ok” only

if u r not a timid, or if u r able to take investmts without excessive cushion
i) 100% eqty and
ii) buy separately china tech/stks etf on your own

if felt stashaway has too much on gold , i felt hence the price is alwys fluctuating , unable to breakthru in returns....

 

[Heriophant]

OK, why withdrew everything from Equity100? According to Syfe information, projected returns of Equity100 is higher than Syfe Core Growth. So it seems that one should still keep some skin in the game for the Equity100 portfolio (to get a better net return).

8% in abt 4-5 months was pretty decent for me. Wanted some Chinese stocks in my folio so I moved to Growth.

 

[dappermen]

8% in abt 4-5 months was pretty decent

Erm, when did syfe promise an 8% in less than half a year???

i thk many jumped into reits100
Believing in rumours too

 

[tutonic]

How's the returns for Equity100?

Thinking of DCAing into Equity100 and Syfe Core Growth. In a previous Syfe information, Syfe indicated that the projected returns of Syfe Core Growth is higher than Equity100. However, it seems Syfe has corrected that misleading comparison since.

Wondering whether to have equal weighting (i.e. 50% 50%) in the two Syfe portfolios or overweight one of them.

If you die-die want to also hold the Core, better to overweight in Equity100. Look at the composition of the Core portfolios. Even the Core Growth is too defensive for someone holding long term.

 

[Shutterfly]

What is your investment strategy? Are you doing one lump sum?

 

[dappermen]

wanna mo xposure to china? although we knw they will add china into eqty100 !!!
v

Core Growth Portfolio's ​

iShares MSCI China ETF only 8%​

kweb only 3.82%​

QQQ highly popular but - 15.88%
while syfe eq100 dropg : Consumer Staples Select Sector SPDR* Fund XLP but Syfe core (& Stshwy has Consumer discretnry XLY 17.22% ,nt Staples!! Stshwy highest return in asset class is this but 17% wtge! whereas Gold in Stshwy is -ve returns w 18% weigtge)7.77%​

I dont like to invest on similr items!
https://www.syfe.com/core-growth-portfolio-details/composition​

https://forums.hardwarezone.com.sg/...shaway-vs-syfe.6092311/page-53#post-133483523

Frequently Asked Questions​

Why are the MCHI and KWEB ETFs being added?

These ETFs are being included to provide an enhanced exposure to China and Chinese tech stocks. We selected these sector and geographical factors using econometric and graphical screens, then validated their selection by back-testing these factors using our point-in-time algorithms.

With the Chinese market outperforming since last year, we believe the China and Chinese tech factors will not only provide additional diversification benefits but will continue to outperform going forward.

Why is the RSP ETF being added? - but is this gd??

RSP is an equal weighted ETF that tracks the S&P 500 index. This means that every stock held by the ETF has the same weight, regardless of how large or small the company is. Therefore RSP adds a size factor tilt biased towards small-cap stocks. At the same time, RSP also simultaneously adds a value (vs. growth) factor tilt.

Our analysis indicates that the large-cap factor, and to a lesser extent the growth factor, might no longer provide optimal risk-adjusted returns for Equity100 going forward.

As such, the addition of RSP moderates our factor tilts towards the large-cap and growth factors, albeit to different degrees.

What are the factor tilts after this rebalancing?

The Equity100 portfolio was constructed with factor tilts towards growth, large-cap and low volatility.

Following this rebalancing, the portfolio will continue to have a low volatility tilt in addition to a geographical tilt towards China, and a moderated tilt towards growth.

We have chosen to moderate - but not remove - our growth tilt due to the relative factor volatility between growth and value, and the fundamental shift to greater technology adoption globally, accelerated by the Covid-19 pandemic.


*Do note tht SYFE has 10.66% in - Consumer Discretionary
Syfe has 5% gold

 

[Han Shot First]

Over 1,500+ stocks in the world’s best companies but no China A shares?