Term Insurance

[myworklife]

I am 21, non smoker female. cover up to 65?

sum assurance: 200k ~ 300k
1)death and tpd
2) ci

 

[Darkzi0n]

what is ur question?

 

[ashao911]

I am 21, non smoker female. cover up to 65?

sum assurance: 200k ~ 300k
1)death and tpd
2) ci

just buy life insurance lar

 

[myworklife]

opps my mistake. i was asking for some quotation. thanks for pointing out tho!

 

[Aerial86]

opps my mistake. i was asking for some quotation. thanks for pointing out tho!

Hmm I feel you should first find out how much coverage you need and the priorities if there is a budget being set aside.

 

[hwmook]

just buy life insurance lar

Stupid reply, people is smart and is asking for term insurance.

 

[myworklife]

Hmm I feel you should first find out how much coverage you need and the priorities if there is a budget being set aside.

coverage around 200~300K

 

[X66]

I am 21, non smoker female. cover up to 65?

sum assurance: 200k ~ 300k
1)death and tpd
2) ci

For the record, I am an IFA. Well, I think you can start with http://compareFIRST.sg to have a feel of how are the prices like. If you are happy with with what you see on comparefirst, you can do direct purchase.

If you prefer to speak to someone to explain to you or tailor made your coverage, speak to an advisor (I recommend someone that offer you a range of insurance plan from various insurers) that you can trust to explain and tailor made your coverage to you. This is because there are many ways of implementing your $200k to $300k coverage and each method will have its pros and cons. Cheers and good luck!

 

[myworklife]

I would like to get a quote for term insurance.

Age next birthday: 22, female, non-smoker
Coverage: $200K (Death, TPD) + CI as a raider
To cover till 65/75 years old

Please PM. Thanks in advance

 

[hungryfriend]

whats the catch abt aviva my protector money back?
its seems "good" as you can take back what u paid after the term when nth happens to it
pls enlighten me

 

[Shiny Things]

whats the catch abt aviva my protector money back?
its seems "good" as you can take back what u paid after the term when nth happens to it
pls enlighten me

The catch with whole-life and money-back and endowment policies is this:

You pay about ten times as much as you would for the same term life coverage, and at the end they basically give you your own money back. Meanwhile, the insurance company gets to invest your money and keep the returns on it.

That's the catch.

 

[Shion]

Term insurance is of course more worth due to the low premiums

 

[Broadwalk]

I would like to get a quote for term insurance.

Age next birthday: 39, male, non-smoker
Coverage: $200K and $500k (Death, TPD) + CI as a rider
To cover till 65/75 years old

Please PM for the 200k and 500k. Thanks in advance