Term plan with CI rider .. Death

[Rilapuma]

Is NTUC i-term with living benefit rider the only term rider that pays lump sum for death of insured?

According to my NTUC policy it states the rider pays for death, TPD and CI. So i assume if i have 50k death with another 50k living benefit rider, my family will get 100k upon my death.

Any other insurance also offer this?

 

[zirhk3355]

I don't think the rider doubles up your sum insured; it only allows you to get paid the same 50K if you kana TPD or CI. Without the rider you only get it when you die.

So even with the rider if you die your family still just get 50k only.

 

[Emmmma]

you will get the 100k if :-

1) fell ill and claimed CI 50K
and there after
2) Din survived and died or died till other reason another 50k paid out

 

[Rilapuma]

So if the insured have ci but die before 30days, the term plan oni pay death benefit frm the main term plan and the rider dont pay?