TM Legacy Plus

icwy2013

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Feb 20, 2013
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I was looking thru my friend's legacy plus policy with dd accelerator and noted that multiplier for CI is till age 70 (250k after multipler)

Would it make sense to surrender this plan after age 70 since coverage drops till 100k and by then the surrender value already exceeds 100k?

I find the plan that my fren have is not bad... Can anyone from TM quote me for 100k (sum assured 40k) for 10/20yrs payment term for this plan. ANB 26, non smoker male. Many thanks :)
 

Aerial86

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I was looking thru my friend's legacy plus policy with dd accelerator and noted that multiplier for CI is till age 70 (250k after multipler)

Would it make sense to surrender this plan after age 70 since coverage drops till 100k and by then the surrender value already exceeds 100k?

I find the plan that my fren have is not bad... Can anyone from TM quote me for 100k (sum assured 40k) for 10/20yrs payment term for this plan. ANB 26, non smoker male. Many thanks :)

Sure no problem. I will also include a Enhanced version which is TM Legacy Lifetime for your comparison. Difference is, multiplier stays on for life instead of dropping at age 70.

Can I also know if Early CI rider is included? If yes, what's the amount?
 
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