Tokio Marine Endowment Plan

[Kakashi8]

Interested in TM Endowment Plan. Any advice?

 

[Maeda_Toshiie]

Interested in TM Endowment Plan. Any advice?

Post exact name of the plan, premiums, length of payment, guaranteed principle, guaranteed returns, projected returns, assured sum (on what conditions, eg death, total permanent disability, etc).

 

[Kakashi8]

TM Retirement Secure. 5yrs pay. 65yrs payout for 20yrs

 

[SBC]

Strictly speaking, this is retirement plan. Did you compare with its original plan?

 

[Kakashi8]

What's the original plan?

 

[JK1688]

TM Retirement Secure. 5yrs pay. 65yrs payout for 20yrs

Retirement plan only pay for 5 years, what's the premium like?

Sent from using GAGT

 

[Shion]

Firstly I think you should ask yourself the basis for getting this plan

 

[Kakashi8]

Premium around 10k. Use it for saving

 

[JK1688]

Premium around 10k. Use it for saving

So 5yrs total 50k+, what will be the 20yrs payout like then?

Sent from using GAGT

 

[Maeda_Toshiie]

http://www.tokiomarine.com/content/...ement Secure Brochure_FA_Eng (8 Jan 2016).pdf

The guaranteed yield is very low.

 

[doody_]

As usual, the long story is starting but no details coming out.

 

[Migual]

TM Cashback 8/10
TM Cashback GIO
TM Retirement GIO
TM Retirement paycheklife
TM Retirement Secure

Different products suit different needs. If it is for saving purpose, i strongly recomment TM cashback GIO.

Premium term can choose from 5,10,15 years.
Capital guaranteed upon maturity.
Most importantly, TM never cut its bonuses b4.

 

[akwl88]

TM Cashback 8/10
TM Cashback GIO
TM Retirement GIO
TM Retirement paycheklife
TM Retirement Secure

Different products suit different needs. If it is for saving purpose, i strongly recomment TM cashback GIO.

Premium term can choose from 5,10,15 years.
Capital guaranteed upon maturity.
Most importantly, TM never cut its bonuses b4.

investing is not saving.

 

[nautilus]

There is mention in another thread that TM has been acquired by another company.

There is no guarantee than TM will not cut bonuses moving forward. Only rely on the guaranteed returns to do your calculations to avoid being disappointed.

 

[FP_IFA]

There is mention in another thread that TM has been acquired by another company.

There is no guarantee than TM will not cut bonuses moving forward. Only rely on the guaranteed returns to do your calculations to avoid being disappointed.

TM acquired by another company? Where did you hear that from? Got link?

 

[soneat]

There is mention in another thread that TM has been acquired by another company.

There is no guarantee than TM will not cut bonuses moving forward. Only rely on the guaranteed returns to do your calculations to avoid being disappointed.

Asia Life was acquired by TM. Asia Life par funds were doing very well before the acquisition. After it was acquired by TM, it's par fund return is performing less than desirable.

 

[Shion]

There is mention in another thread that TM has been acquired by another company.

There is no guarantee than TM will not cut bonuses moving forward. Only rely on the guaranteed returns to do your calculations to avoid being disappointed.

When has TM been acquired ?