UOB ONE Account

[OnePunchMan]

change which bank?

for first 50k, dbs is surely better and hassle free

 

[elmohootbigbird]

for first 50k, dbs is surely better and hassle free

which dbs account?

 

[Trazora]

which dbs account?

Dbs multiplier

 

[battledome64]

it's quite simple, the rates increase until you reach the last tier ($60k - $75k). effective interest rate for $75k is 1% from 1 Nov onwards (just take the average of the 5 rates since each tier is evenly $15k). quite pathetic but... easy to reach with $500 spend and 3 GIRO.

Either 3 Giro or $2000 in salary
Any idea if the salary can be a standing instruction from other bank

 

[elmohootbigbird]

Dbs multiplier

its difficult for me to get more than 1 category. i only have pay credit and cc spending. so stuck at 25K.

 

[zhxiaobian]

Either 3 Giro or $2000 in salary
Any idea if the salary can be a standing instruction from other bank

Salary must be reflected as SALA salary payment in your account statement, better check with your company payroll staff

 

[Heyland]

Bonus interest in

 

[skyjockie]

Annual Fee Waiver for UOB One card

Hi, I have been spending the minimum $500 on my UOB one card to get the rebates, but recently my request for Annual Fee wavier was rejected!! Anyone got the same issue? Any advice?

 

[Utonian]

Hi, I have been spending the minimum $500 on my UOB one card to get the rebates, but recently my request for Annual Fee wavier was rejected!! Anyone got the same issue? Any advice?

mine was waived with no issue, also mostly clocking the 500 minimum. How much in your account? try calling in to escalate especially if you only have 1 credit card?

 

[Glidias]

EIR calculator

When news of Nov change came out, I kind of got fed up quickly did up this web link calculator to help set up and compare/calculate EIR for different tiered interest accounts and track the different changes.

csb-o899u.netlify.app

(copy and paste above link)

As long as you don't delete your browsing storage, you can add/remove more account interest ratings into the catalog.

From Nov onwards max EIR from UOB One from even down further from 1.2% -> 1.0%. Previously pre-August at least it was 1.76%. UOB Stash account is the most affected.

 

[duststorm]

mine was waived with no issue, also mostly clocking the 500 minimum. How much in your account? try calling in to escalate especially if you only have 1 credit card?

Ya... No of cards with the bank is one of the wavier criteria

 

[chiokcc]

<< UOB OneAccount bonus interest chronology >>
~~Updated 02 Oct 2020~~

Bonus interest if you satisfy the required conditions and have ADB of $75k in the account :

01 August 2018 to 30 April 2020
($4.903)×(no of days in the month)
28 days in the month = $137.27
29 days in the month = $142.17
30 days in the month = $147.08
31 days in the month = $151.98

01 May 2020 to 31 July 2020
($3.58767)×(no of days in the month)
28 days in the month = $100.45
29 days in the month = $104.04
30 days in the month = $107.63
31 days in the month = $111.21

From 01 Aug 2020 to 31 Oct 2020
($2.3630)×(no of days in the month)
28 days in the month = $66.16
29 days in the month = $68.52
30 days in the month = $70.89
31 days in the month = $73.25

From 01 Nov 2020 to ....
($1.9520)×(no of days in the month)
28 days in the month = $54.65
29 days in the month = $56.60
30 days in the month = $58.56
31 days in the month = $60.51

B.U.M.P..... note new bonus interest from 01 Nov 2020....

 

[Sauzan]

Question.. if I setup UOB One card with Apple Pay and use it for payment, it will count towards the $500 spending requirement and for the quarterly rebate?

 

[twosix]

Question.. if I setup UOB One card with Apple Pay and use it for payment, it will count towards the $500 spending requirement and for the quarterly rebate?

does not matter if it is apple pay, google pay or samsung. it's the merchant that decides whether got rebates.

 

[mozzozo]

Trying go access UOB app but getting the rooted device error, anyone facing it too? Have been using it fine the past few days

 

[Sauzan]

does not matter if it is apple pay, google pay or samsung. it's the merchant that decides whether got rebates.

not talking about merchant rebates but those specific for UOB one account?

 

[twosix]

not talking about merchant rebates but those specific for UOB one account?

as i said, does not matter. if u use apple pay or samsung pay to buy from ntuc, u will get the rebate. if apple pay or samsung pay to govt hospital, u dun get the rebate.

end of day, it is the merchant that decides, not the payment method.

 

[Sauzan]

as i said, does not matter. if u use apple pay or samsung pay to buy from ntuc, u will get the rebate. if apple pay or samsung pay to govt hospital, u dun get the rebate.

end of day, it is the merchant that decides, not the payment method.

Ok thanks. So it means UOB will see that I’m making transaction to NTUC and will count my Apple Pay as qualifying.

 

[twosix]

Ok thanks. So it means UOB will see that I’m making transaction to NTUC and will count my Apple Pay as qualifying.

Uob dun care you use what pay lah. You swipe card at terminal or tap wirelessly all can.

 

[ChaoMonkey]

Just disregard Apple Pay for a moment.

Your Apple Pay is linked to which bank card (UOB/DBS/OCBC), the bank will have your transaction.

Ok thanks. So it means UOB will see that I’m making transaction to NTUC and will count my Apple Pay as qualifying.